HealthEquity (HQY): are the analysts right?

HealthEquity · Health Care · ref. ETF XLV · 97 calls · price $87.97
What the company does: HealthEquity, Inc. fournit des plateformes de services technologiques pour les comptes de santé aux consommateurs et employeurs.
📈 1-year price
$96.98-6.0% over range
Jul 8, 25low $73.21 · high $105.44Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
90% recommend buying · 10 analysts

🎯 Analyst price target on HQY

High target · 2 analysts$128+45.5%
Median target · 10 analysts$110+25.0%
Low target · 1 analyst$89+1.2%
Current price$87.97

🗳️ The analyst consensus

Analyst breakdown · 10 (6 months)
Strong Buy0%
Buy90%
Hold0%
Sell10%
Strong Sell0%

✅ Historical analyst reliability on HQY

Most reliable analysts on HQY (% profitable · 365j · ≥2 calls)
Chardan Capital 100% +24.2% 4
Cantor Fitzgerald 83% +33.4% 6
RBC Capital 83% +13.6% 12
Wells Fargo 67% +7.4% 12
Barrington Research 58% +8.5% 12
Deutsche Bank 58% +8.4% 12
Keybanc 50% -3.3% 2
JMP Securities 50% -10.6% 2
Raymond James 0% -17.6% 2

📊 What $1,000 invested in HealthEquity would be worth

In short — $1,000 invested in HealthEquity 10 years ago would be worth $3,603 today, i.e. +14%/yr on average. Best year: 2016 (+62%), worst: 2021 (-37%). Price performance, excluding dividends.

If I'd invested $1,000 in HealthEquity

InvestmentWorth todayGain
1 years ago$941-6%
3 years ago$1,465+47%
5 years ago$1,296+30%
10 years ago$3,603+260%
since inception (2014)$4,660+366%

Return by year (HealthEquity)

YearReturn$1,000 invested at year start
2026 (YTD)-1%$986 (-1%)
2025-5%$941 (-6%)
2024+45%$1,362 (+36%)
2023+8%$1,465 (+47%)
2022+39%$2,042 (+104%)
2021-37%$1,296 (+30%)
2020-6%$1,219 (+22%)
2019+24%$1,514 (+51%)
2018+28%$1,936 (+94%)
2017+15%$2,229 (+123%)
2016+62%$3,603 (+260%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on HQY

RBC Capital
Jun 3, 26
▲ Outperform · 🎯$108
Price at call : $86.03 — upside +26%
Today : $87.97 — upside +23%
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
in progress (365j)
matures : Jun 3, 27
Citizens
Jun 1, 26
▲ Market Outperform · 🎯$111
Price at call : $88.34 — upside +26%
Today : $87.97 — upside +26%
🎯 on HQY : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jun 1, 27
RBC Capital
May 29, 26
▲ Outperform · 🎯$108
Price at call : $90.64 — upside +19%
Today : $87.97 — upside +23%
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
in progress (365j)
matures : May 29, 27
▲ Outperform · 🎯$110
Price at call : $87.25 — upside +26%
Today : $87.97 — upside +25%
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
in progress (365j)
matures : May 22, 27
BMO Capital
Apr 9, 26
▲ Outperform · 🎯$105
Price at call : $84.2 — upside +25%
Today : $87.97 — upside +19%
🎯 on HQY : no call matured yet · 📊 on Health : 41.9% · +5.4% (31 calls)
in progress (365j)
matures : Apr 9, 27
Deutsche Bank
Mar 19, 26
▲ Buy · 🎯$128
Price at call : $81.02 — upside +58%
Today : $87.97 — upside +46%
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 51.3% · +8.7% (76 calls)
in progress (365j)
matures : Mar 19, 27
▲ Outperform · 🎯$110
Price at call : $81.13 — upside +36%
Today : $87.97 — upside +25%
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
in progress (365j)
matures : Mar 18, 27
JP Morgan
Mar 18, 26
▲ Overweight · 🎯$123
Price at call : $81.13 — upside +52%
Today : $87.97 — upside +40%
🎯 on HQY : no call matured yet · 📊 on Health : 48.4% · +4.8% (126 calls)
in progress (365j)
matures : Mar 18, 27
RBC Capital
Mar 18, 26
▲ Outperform · 🎯$100
Price at call : $81.13 — upside +23%
Today : $87.97 — upside +14%
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
in progress (365j)
matures : Mar 18, 27
Barclays
Feb 18, 26
▲ Overweight · 🎯$110
Price at call : $78.88 — upside +39%
Today : $87.97 — upside +25%
🎯 on HQY : no call matured yet · 📊 on Health : 47.8% · +1.6% (186 calls)
in progress (365j)
matures : Feb 18, 27
BTIG
Feb 17, 26
▲ Buy · 🎯$110
Price at call : $74.36 — upside +48%
Today : $87.97 — upside +25%
🎯 on HQY : no call matured yet · 📊 on Health : 48.7% · +4.2% (39 calls)
in progress (365j)
matures : Feb 17, 27
▼ Sell · 🎯$89
Price at call : $94.15 — upside -5%
Today : $87.97 — upside +1%
🎯 on HQY : no call matured yet · 📊 on Health : 52.2% · +7.8% (90 calls)
in progress (365j)
matures : Jan 9, 27
Keybanc
Jan 8, 26
▲ Overweight · 🎯$125
Price at call : $98.51 — upside +27%
Today : $87.97 — upside +42%
🎯 on HQY : 50% (2 calls matureds) · 📊 on Health : 33.3% · -8.8% (42 calls)
in progress (365j)
matures : Jan 8, 27
Barclays
Dec 9, 25
▲ Overweight · 🎯$118
Price at call : $95.73 — upside +23%
Today : $87.97 — upside +34%
🎯 on HQY : no call matured yet · 📊 on Health : 47.8% · +1.6% (186 calls)
in progress (365j)
matures : Dec 9, 26
▲ Outperform · 🎯$125
Price at call : $94.51 — upside +32%
Today : $87.97 — upside +42%
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
in progress (365j)
matures : Dec 4, 26
JP Morgan
Dec 4, 25
▲ Overweight · 🎯$129
Price at call : $94.51 — upside +36%
Today : $87.97 — upside +47%
🎯 on HQY : no call matured yet · 📊 on Health : 48.4% · +4.8% (126 calls)
in progress (365j)
matures : Dec 4, 26
Citizens
Dec 4, 25
▲ Market Outperform · 🎯$122
Price at call : $95.67 — upside +28%
Today : $87.97 — upside +39%
🎯 on HQY : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Dec 4, 26
BTIG
Dec 4, 25
▲ Buy · 🎯$130
Price at call : $95.67 — upside +36%
Today : $87.97 — upside +48%
🎯 on HQY : no call matured yet · 📊 on Health : 48.7% · +4.2% (39 calls)
in progress (365j)
matures : Dec 4, 26
BMO Capital
Nov 13, 25
■ Market Perform neutral · not a buy · 🎯$100
Price at call : $99.5 — gap to target +1%
Today : $87.97 — gap to target +14%
🎯 on HQY : no call matured yet · 📊 on Health : 41.9% · +5.4% (31 calls)
in progress (365j)
matures : Nov 13, 26
Keybanc
Oct 8, 25
▲ Overweight · 🎯$120
Price at call : $92.09 — upside +30%
Today : $87.97 — upside +36%
🎯 on HQY : 50% (2 calls matureds) · 📊 on Health : 33.3% · -8.8% (42 calls)
in progress (365j)
matures : Oct 8, 26
Jefferies
Sep 3, 25
▲ Buy · 🎯$134
Price at call : $97.7 — upside +37%
Today : $87.97 — upside +52%
🎯 on HQY : 0% (1 call matured) · 📊 on Health : 48% · +9.7% (98 calls)
in progress (365j)
matures : Sep 3, 26
JP Morgan
Sep 3, 25
▲ Overweight · 🎯$126
Price at call : $97.7 — upside +29%
Today : $87.97 — upside +43%
🎯 on HQY : no call matured yet · 📊 on Health : 48.4% · +4.8% (126 calls)
in progress (365j)
matures : Sep 3, 26
▲ Outperform · 🎯$125
Price at call : $97.7 — upside +28%
Today : $87.97 — upside +42%
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
in progress (365j)
matures : Sep 3, 26
RBC Capital
Sep 3, 25
▲ Outperform · 🎯$110
Price at call : $97.7 — upside +13%
Today : $87.97 — upside +25%
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
in progress (365j)
matures : Sep 3, 26
▲ Outperform · 🎯$125
Price at call : $89.33 — upside +40%
Today : $87.97 — upside +42%
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
in progress (365j)
matures : Aug 29, 26
RBC Capital
Aug 28, 25
▲ Outperform · 🎯$109
Price at call : $88.29 — upside +23%
Today : $87.97 — upside +24%
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
in progress (365j)
matures : Aug 28, 26
▲ Strong Buy · 🎯$120
Price at call : $99.98 — upside +20%
Today : $87.97 — upside +36%
🎯 on HQY : 0% (2 calls matureds) · 📊 on Health : 42.2% · -4.2% (109 calls)
in progress (365j)
matures : Jul 8, 26
Jefferies
Jun 11, 25
▲ Buy · 🎯$130
Price at call : $103.99 — upside +25%
Today : $87.97 — upside +48%
Expected +25% · Actual -15% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 0% (1 call matured) · 📊 on Health : 48% · +9.7% (98 calls)
-15.0%
stock -15% · XLV +12%
▲ Outperform · 🎯$125
Price at call : $111.55 — upside +12%
Today : $87.97 — upside +42%
Expected +12% · Actual -21% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
-21.3%
stock -21% · XLV +14%
▲ Buy · 🎯$115
Price at call : $111.55 — upside +3%
Today : $87.97 — upside +31%
Expected +3% · Actual -21% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 51.3% · +8.7% (76 calls)
-21.3%
stock -21% · XLV +14%
■ Neutral neutral · not a buy · 🎯$104
Price at call : $112.7 — gap to target -8%
Today : $87.97 — gap to target +18%
🎯 on HQY : no call matured yet · 📊 on Health : 52.2% · +7.8% (90 calls)
in progress (365j)
matures : Jun 4, 26
RBC Capital
Jun 4, 25
▲ Outperform · 🎯$117
Price at call : $112.7 — upside +4%
Today : $87.97 — upside +33%
Expected +4% · Actual -21% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
-21.3%
stock -21% · XLV +15%
▲ Buy · 🎯$125
Price at call : $112.7 — upside +11%
Today : $87.97 — upside +42%
Expected +11% · Actual -21% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 0% (1 call matured) · 📊 on Health : 61.4% · +19.8% (83 calls)
-21.3%
stock -21% · XLV +15%
▲ Market Outperform · 🎯$117
Price at call : $112.7 — upside +4%
Today : $87.97 — upside +33%
Expected +4% · Actual -21% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 50% (2 calls matureds) · 📊 unranked overall
-21.3%
stock -21% · XLV +15%
Keybanc
Apr 16, 25
▲ Overweight · 🎯$100
Price at call : $82.49 — upside +21%
Today : $87.97 — upside +14%
Expected +21% · Actual +2% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 50% (2 calls matureds) · 📊 on Health : 33.3% · -8.8% (42 calls)
+2.5%
stock +2% · XLV +8%
▲ Outperform · 🎯$112
Price at call : $82.2 — upside +36%
Today : $87.97 — upside +27%
Expected +36% · Actual -3% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
-2.8%
stock -3% · XLV +8%
Goldman Sachs
Mar 27, 25
■ Neutral neutral · not a buy · 🎯$94
Price at call : $86.96 — gap to target +8%
Today : $87.97 — gap to target +7%
🎯 on HQY : no call matured yet · 📊 on Health : 52.2% · +7.8% (90 calls)
in progress (365j)
matures : Mar 27, 26
Raymond James
Mar 25, 25
▲ Strong Buy · 🎯$115
Price at call : $90.19 — upside +28%
Today : $87.97 — upside +31%
Expected +28% · Actual -9% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 0% (2 calls matureds) · 📊 on Health : 42.2% · -4.2% (109 calls)
-8.6%
stock -9% · XLV +1%
Keybanc
Mar 24, 25
▲ Overweight · 🎯$110
Price at call : $90.32 — upside +22%
Today : $87.97 — upside +25%
Expected +22% · Actual -9% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 50% (2 calls matureds) · 📊 on Health : 33.3% · -8.8% (42 calls)
-9.1%
stock -9% · XLV -2%
Deutsche Bank
Mar 20, 25
▲ Buy · 🎯$98
Price at call : $84.6 — upside +16%
Today : $87.97 — upside +11%
Expected +16% · Actual -4% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 51.3% · +8.7% (76 calls)
-4.2%
stock -4% · XLV -1%
▲ Outperform · 🎯$112
Price at call : $84.6 — upside +32%
Today : $87.97 — upside +27%
Expected +32% · Actual -4% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
-4.2%
stock -4% · XLV -1%
▲ Outperform · 🎯$112
Price at call : $97.41 — upside +15%
Today : $87.97 — upside +27%
Expected +15% · Actual -19% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
-19.2%
stock -19% · XLV +4%
Wells Fargo
Feb 26, 25
▲ Overweight · 🎯$125
Price at call : $105.61 — upside +18%
Today : $87.97 — upside +42%
Expected +18% · Actual -27% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 67% (12 calls matureds) · 📊 on Health : 46% · +2.8% (126 calls)
-26.7%
stock -27% · XLV +6%
Raymond James
Feb 25, 25
▲ Outperform · 🎯$120
Price at call : $105.61 — upside +14%
Today : $87.97 — upside +36%
Expected +14% · Actual -27% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 0% (2 calls matureds) · 📊 on Health : 42.2% · -4.2% (109 calls)
-26.7%
stock -27% · XLV +6%
Deutsche Bank
Jan 14, 25
▲ Buy · 🎯$108
Price at call : $103.61 — upside +4%
Today : $87.97 — upside +23%
Expected +4% · Actual -17% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 51.3% · +8.7% (76 calls)
-17.4%
stock -17% · XLV +13%
JMP Securities
Dec 10, 24
▲ Market Outperform · 🎯$107
Price at call : $97.36 — upside +10%
Today : $87.97 — upside +22%
Expected +10% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 50% (2 calls matureds) · 📊 unranked overall
+0.0%
stock +0% · XLV +8%
RBC Capital
Dec 10, 24
▲ Outperform · 🎯$105
Price at call : $97.36 — upside +8%
Today : $87.97 — upside +19%
Expected +8% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
+0.0%
stock +0% · XLV +8%
Mizuho
Dec 4, 24
▲ Outperform · 🎯$126
Price at call : $103 — upside +22%
Today : $87.97 — upside +43%
Expected +22% · Actual -7% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 0% (1 call matured) · 📊 on Health : 58.2% · +13.7% (55 calls)
-7.1%
stock -7% · XLV +5%
▲ Outperform · 🎯$120
Price at call : $101.66 — upside +18%
Today : $87.97 — upside +36%
Expected +18% · Actual -3% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
-2.7%
stock -3% · XLV +5%
Goldman Sachs
Nov 15, 24
■ Neutral neutral · not a buy · 🎯$108
Price at call : $98.98 — gap to target +9%
Today : $87.97 — gap to target +23%
🎯 on HQY : no call matured yet · 📊 on Health : 52.2% · +7.8% (90 calls)
in progress (365j)
matures : Nov 15, 25
▲ Outperform · 🎯$105
Price at call : $79.2 — upside +33%
Today : $87.97 — upside +19%
Expected +33% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
+21.2%
stock +21% · XLV -12%
▲ Outperform · 🎯$105
Price at call : $79.49 — upside +32%
Today : $87.97 — upside +19%
Expected +32% · Actual +15% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
+15.1%
stock +15% · XLV -11%
▲ Buy · 🎯$103
Price at call : $79.49 — upside +30%
Today : $87.97 — upside +17%
Expected +30% · Actual +15% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 51.3% · +8.7% (76 calls)
+15.1%
stock +15% · XLV -11%
RBC Capital
Sep 4, 24
▲ Outperform · 🎯$92
Price at call : $79.49 — upside +16%
Today : $87.97 — upside +5%
Expected +16% · Actual +15% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
+15.1%
stock +15% · XLV -11%
▲ Outperform · 🎯$105
Price at call : $78.63 — upside +34%
Today : $87.97 — upside +19%
Expected +34% · Actual +13% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
+13.0%
stock +13% · XLV -12%
Wells Fargo
Jun 20, 24
▲ Overweight · 🎯$110
Price at call : $82.26 — upside +34%
Today : $87.97 — upside +25%
Expected +34% · Actual +23% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 67% (12 calls matureds) · 📊 on Health : 46% · +2.8% (126 calls)
+23.2%
stock +23% · XLV -9%
Wells Fargo
Jun 4, 24
▲ Overweight · 🎯$107
Price at call : $84.84 — upside +26%
Today : $87.97 — upside +22%
Expected +26% · Actual +33% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 67% (12 calls matureds) · 📊 on Health : 46% · +2.8% (126 calls)
+32.8%
stock +33% · XLV -9%
▲ Outperform · 🎯$105
Price at call : $84.84 — upside +24%
Today : $87.97 — upside +19%
Expected +24% · Actual +33% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
+32.8%
stock +33% · XLV -9%
RBC Capital
Jun 4, 24
▲ Outperform · 🎯$92
Price at call : $84.84 — upside +8%
Today : $87.97 — upside +5%
Expected +8% · Actual +33% · Reason (≥ +15%) : ✓ Yes
🎯 on HQY : 83% (12 calls matureds) · 📊 on Health : 48.9% · +4.9% (186 calls)
+32.8%
stock +33% · XLV -9%
▲ Outperform · 🎯$100
Price at call : $79.38 — upside +26%
Today : $87.97 — upside +14%
Expected +26% · Actual +14% · Reason (≥ +15%) : ✗ No
🎯 on HQY : 58% (12 calls matureds) · 📊 on Health : 30.4% · -9.3% (69 calls)
+13.8%
stock +14% · XLV +1%
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)