United Bankshares (UBSI): are the analysts right?

United Bankshares · Financials · ref. ETF XLF · 46 calls · price $45.94
What the company does: United Bankshares fournit services bancaires commerciaux et de détail aux États-Unis.
📈 1-year price
$46.14+20.8% over range
Jul 8, 25low $34.31 · high $46.94Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
0% recommend buying · 3 analysts
⚠️ The stock trades above the median target: it has beaten expectations. The “Hold” reflects conviction on the company, but the remaining quantified upside is low/negative.

🎯 Analyst price target on UBSI

High target · 1 analyst$49+6.7%
Median target · 3 analysts$44-4.2%
Low target · 2 analysts$43-6.4%
Current price$45.94

🗳️ The analyst consensus

Analyst breakdown · 3 (6 months)
Strong Buy0%
Buy0%
Hold100%
Sell0%
Strong Sell0%

💰 United Bankshares dividend

3.22%annual yield
📈 Steady dividend24 yrs of consecutive dividend increases
That's ~$1.51 per share per year.

✅ Historical analyst reliability on UBSI

Most reliable analysts on UBSI (% profitable · 365j · ≥2 calls)
Boenning & Scattergood 100% +15.1% 2
Raymond James 67% +7.5% 9

📊 What $1,000 invested in United Bankshares would be worth

In short — $1,000 invested in United Bankshares 10 years ago would be worth $1,308 today, i.e. +3%/yr on average. Best year: 2020 (+28%), worst: 2019 (-25%). Price performance, excluding dividends.

If I'd invested $1,000 in United Bankshares

InvestmentWorth todayGain
1 years ago$1,268+27%
3 years ago$1,124+12%
5 years ago$1,240+24%
10 years ago$1,308+31%
since inception (1987)$5,238+424%

Return by year (United Bankshares)

YearReturn$1,000 invested at year start
2026 (YTD)+11%$1,110 (+11%)
2025+14%$1,268 (+27%)
2024+4%$1,321 (+32%)
2023-15%$1,124 (+12%)
2022+11%$1,252 (+25%)
2021-1%$1,240 (+24%)
2020+28%$1,587 (+59%)
2019-25%$1,194 (+19%)
2018+8%$1,291 (+29%)
2017-21%$1,024 (+2%)
2016+28%$1,308 (+31%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance💰 Dividend
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on UBSI

Hovde Group
Jun 24, 26
■ Market Perform neutral · not a buy · 🎯$49
Price at call : $45.68 — gap to target +7%
Today : $45.94 — gap to target +7%
🎯 on UBSI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jun 24, 27
■ Market Perform neutral · not a buy · 🎯$43
Price at call : $41.38 — gap to target +4%
Today : $45.94 — gap to target -6%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jan 26, 27
■ Equal-Weight neutral · not a buy · 🎯$44
Price at call : $41.38 — gap to target +6%
Today : $45.94 — gap to target -4%
🎯 on UBSI : no call matured yet · 📊 on Finance : 36.2% · -2.5% (130 calls)
in progress (365j)
matures : Jan 23, 27
Piper Sandler
Oct 24, 25
▲ Overweight · 🎯$42.5
Price at call : $36.56 — upside +16%
Today : $45.94 — upside -7%
🎯 on UBSI : no call matured yet · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Oct 24, 26
■ Market Perform neutral · not a buy · 🎯$40
Price at call : $34.41 — gap to target +16%
Today : $45.94 — gap to target -13%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Apr 28, 26
■ Market Perform neutral · not a buy · 🎯$45
Price at call : $38.47 — gap to target +17%
Today : $45.94 — gap to target -2%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jan 27, 26
■ Equal-Weight neutral · not a buy · 🎯$43
Price at call : $38.47 — gap to target +12%
Today : $45.94 — gap to target -6%
🎯 on UBSI : no call matured yet · 📊 on Finance : 36.2% · -2.5% (130 calls)
in progress (365j)
matures : Jan 27, 26
■ Equal-Weight neutral · not a buy · 🎯$39
Price at call : $38.55 — gap to target +1%
Today : $45.94 — gap to target -15%
🎯 on UBSI : no call matured yet · 📊 on Finance : 36.2% · -2.5% (130 calls)
in progress (365j)
matures : Jul 26, 25
DA Davidson
Jul 26, 24
■ Neutral neutral · not a buy · 🎯$41
Price at call : $38.55 — gap to target +6%
Today : $45.94 — gap to target -11%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 39.6% · -2.4% (101 calls)
in progress (365j)
matures : Jul 26, 25
■ Market Perform neutral · not a buy · 🎯$40
Price at call : $39.32 — gap to target +2%
Today : $45.94 — gap to target -13%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jul 26, 25
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $31.57 — gap to target +20%
Today : $45.94 — gap to target -17%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jun 17, 25
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $33.96 — gap to target +12%
Today : $45.94 — gap to target -17%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : May 3, 25
■ Equal-Weight neutral · not a buy · 🎯$34
Price at call : $33.35 — gap to target +2%
Today : $45.94 — gap to target -26%
🎯 on UBSI : no call matured yet · 📊 on Finance : 36.2% · -2.5% (130 calls)
in progress (365j)
matures : Apr 26, 25
▲ Outperform · 🎯$41
Price at call : $37.42 — upside +10%
Today : $45.94 — upside -11%
Expected +10% · Actual -0% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-0.3%
stock -0% · XLF +28%
Piper Sandler
Jul 31, 23
■ Neutral neutral · not a buy · 🎯$35
Price at call : $33.08 — gap to target +6%
Today : $45.94 — gap to target -24%
🎯 on UBSI : no call matured yet · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Jul 30, 24
■ Neutral neutral · not a buy · 🎯$36
Price at call : $31.93 — gap to target +13%
Today : $45.94 — gap to target -22%
🎯 on UBSI : no call matured yet · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Apr 30, 24
■ Market Perform neutral · not a buy · 🎯$34
Price at call : $33.13 — gap to target +3%
Today : $45.94 — gap to target -26%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Apr 27, 24
Raymond James
Apr 27, 23
▲ Outperform · 🎯$38
Price at call : $32.57 — upside +17%
Today : $45.94 — upside -17%
Expected +17% · Actual +2% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+2.4%
stock +2% · XLF +25%
▲ Outperform · 🎯$42
Price at call : $34.56 — upside +22%
Today : $45.94 — upside -9%
Expected +22% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+0.3%
stock +0% · XLF +30%
■ Market Perform neutral · not a buy · 🎯$36
Price at call : $34.38 — gap to target +5%
Today : $45.94 — gap to target -22%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Apr 5, 24
■ Equal-Weight neutral · not a buy · 🎯$32
Price at call : $33.82 — gap to target -5%
Today : $45.94 — gap to target -30%
🎯 on UBSI : no call matured yet · 📊 on Finance : 36.2% · -2.5% (130 calls)
in progress (365j)
matures : Apr 3, 24
▲ Outperform · 🎯$39
Price at call : $35.59 — upside +10%
Today : $45.94 — upside -15%
Expected +10% · Actual -20% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-20.3%
stock -20% · XLF +4%
DA Davidson
Dec 15, 21
■ Neutral neutral · not a buy · 🎯$38
Price at call : $34.97 — gap to target +9%
Today : $45.94 — gap to target -17%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 39.6% · -2.4% (101 calls)
in progress (365j)
matures : Dec 15, 22
Raymond James
Oct 27, 21
▲ Outperform · 🎯$40
Price at call : $35.29 — upside +13%
Today : $45.94 — upside -13%
Expected +13% · Actual +15% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+14.8%
stock +15% · XLF -16%
Raymond James
Jul 26, 21
▲ Outperform · 🎯$39
Price at call : $34.75 — upside +12%
Today : $45.94 — upside -15%
Expected +12% · Actual +10% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+10.0%
stock +10% · XLF -9%
Raymond James
Apr 26, 21
▲ Outperform · 🎯$42
Price at call : $39.11 — upside +7%
Today : $45.94 — upside -9%
Expected +7% · Actual -13% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-13.3%
stock -13% · XLF -1%
▲ Outperform · 🎯$36
Price at call : $33.07 — upside +9%
Today : $45.94 — upside -22%
Expected +9% · Actual +10% · Reason (≥ +15%) : ✗ No
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+9.8%
stock +10% · XLF +35%
■ Market Perform neutral · not a buy · 🎯$32
Price at call : $29.52 — gap to target +8%
Today : $45.94 — gap to target -30%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Nov 19, 21
Piper Sandler
Oct 26, 20
■ Neutral neutral · not a buy · 🎯$29
Price at call : $26.03 — gap to target +11%
Today : $45.94 — gap to target -37%
🎯 on UBSI : no call matured yet · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Oct 26, 21
▲ Outperform
Actual +57% · Reason (≥ +15%) : ✓ Yes
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
+57.0%
stock +57% · XLF +56%
Piper Sandler
Sep 30, 20
■ Neutral neutral · not a buy · 🎯$25
Price at call : $22.2 — gap to target +13%
Today : $45.94 — gap to target -46%
🎯 on UBSI : no call matured yet · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Sep 30, 21
Piper Sandler
Jul 27, 20
■ Neutral neutral · not a buy · 🎯$30
Price at call : $27.42 — gap to target +9%
Today : $45.94 — gap to target -35%
🎯 on UBSI : no call matured yet · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Jul 27, 21
■ Market Perform neutral · not a buy
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
in progress (365j)
matures : May 4, 21
▲ Outperform
Actual +64% · Reason (≥ +15%) : ✓ Yes
🎯 on UBSI : 67% (9 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+64.2%
stock +64% · XLF +65%
DA Davidson
Mar 23, 20
▲ Buy · 🎯$28
Price at call : $23.06 — upside +21%
Today : $45.94 — upside -39%
Expected +21% · Actual +64% · Reason (≥ +15%) : ✓ Yes
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 39.6% · -2.4% (101 calls)
+63.7%
stock +64% · XLF +68%
DA Davidson
Apr 27, 18
■ Neutral neutral · not a buy · 🎯$38
Price at call : $34.5 — gap to target +10%
Today : $45.94 — gap to target -17%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 39.6% · -2.4% (101 calls)
in progress (365j)
matures : Apr 27, 19
DA Davidson
Mar 7, 17
■ Neutral neutral · not a buy · 🎯$45
Price at call : $44.45 — gap to target +1%
Today : $45.94 — gap to target -2%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 39.6% · -2.4% (101 calls)
in progress (365j)
matures : Mar 7, 18
▼ Underperform
Actual -21% · Reason (≤ −15%) : ✓ Yes
🎯 on UBSI : 100% (2 calls matureds) · 📊 unranked overall
+21.0%
stock -21% · XLF +18%
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $38.68 — gap to target -2%
Today : $45.94 — gap to target -17%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Aug 22, 17
■ Neutral neutral · not a buy
🎯 on UBSI : 100% (2 calls matureds) · 📊 unranked overall
in progress (365j)
matures : Jan 10, 17
Stifel
Aug 3, 15
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $41 — gap to target -7%
Today : $45.94 — gap to target -17%
🎯 on UBSI : no call matured yet · 📊 on Finance : 66.7% · +7.3% (6 calls)
in progress (365j)
matures : Aug 2, 16
▼ Underperform
Actual -9% · Reason (≤ −15%) : ✗ No
🎯 on UBSI : 100% (2 calls matureds) · 📊 unranked overall
+9.1%
stock -9% · XLF -8%
■ Market Perform neutral · not a buy · 🎯$34
Price at call : $33.81 — gap to target +1%
Today : $45.94 — gap to target -26%
🎯 on UBSI : 100% (1 call matured) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jan 30, 16
■ Neutral neutral · not a buy
🎯 on UBSI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jun 6, 14
neutral · not a buy
🎯 on UBSI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Feb 6, 14
Guggenheim
Apr 10, 12
■ Neutral neutral · not a buy · 🎯$25
Price at call : $27.05 — gap to target -8%
Today : $45.94 — gap to target -46%
🎯 on UBSI : no call matured yet · 📊 on Finance : 62.5% · +0.5% (8 calls)
in progress (365j)
matures : Apr 10, 13
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)