Frost Bank (CFR): are the analysts right?

Frost Bank · Financials · ref. ETF XLF · 66 calls · price $155.87
What the company does: Cullen/Frost Bankers est holding bancaire offrant services bancaires commercial et consommateur au Texas.
📈 1-year price
$157.29+15.2% over range
Jul 8, 25low $119.85 · high $157.29Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
13% recommend buying · 8 analysts
⚠️ The stock trades above the median target: it has beaten expectations. The “Hold” reflects conviction on the company, but the remaining quantified upside is low/negative.

🎯 Analyst price target on CFR

High target · 1 analyst$160+2.6%
Median target · 8 analysts$150.5-3.4%
Low target · 2 analysts$131-16.0%
Current price$155.87

🗳️ The analyst consensus

Analyst breakdown · 8 (6 months)
Strong Buy0%
Buy13%
Hold63%
Sell25%
Strong Sell0%

💰 Frost Bank dividend

2.59%annual yield
📈 Steady dividend24 yrs of consecutive dividend increases
That's ~$4.03 per share per year.

✅ Historical analyst reliability on CFR

Most reliable analysts on CFR (% profitable · 365j · ≥2 calls)
Citigroup 50% -6.9% 2
Morgan Stanley 8% -19.3% 12
Evercore ISI Group 0% -14.9% 7

📊 What $1,000 invested in Frost Bank would be worth

In short — $1,000 invested in Frost Bank 10 years ago would be worth $3,224 today, i.e. +12%/yr on average. Best year: 2016 (+93%), worst: 2019 (-24%). Price performance, excluding dividends.

If I'd invested $1,000 in Frost Bank

InvestmentWorth todayGain
1 years ago$1,128+13%
3 years ago$1,172+17%
5 years ago$1,480+48%
10 years ago$3,224+222%
since inception (1984)$22,682+2168%

Return by year (Frost Bank)

YearReturn$1,000 invested at year start
2026 (YTD)+12%$1,118 (+12%)
2025+1%$1,128 (+13%)
2024+26%$1,424 (+42%)
2023-18%$1,172 (+17%)
2022-6%$1,098 (+10%)
2021+35%$1,480 (+48%)
2020+33%$1,971 (+97%)
2019-24%$1,490 (+49%)
20180%$1,486 (+49%)
2017+12%$1,671 (+67%)
2016+93%$3,224 (+222%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance💰 Dividend
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on CFR

Citigroup
May 7, 26
▼ Sell · 🎯$131
Price at call : $138.85 — upside -6%
Today : $155.87 — upside -16%
🎯 on CFR : 50% (2 calls matureds) · 📊 on Finance : 44.3% · -2.1% (183 calls)
in progress (365j)
matures : May 7, 27
■ In-Line neutral · not a buy · 🎯$149
Price at call : $140.74 — gap to target +6%
Today : $155.87 — gap to target -4%
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
in progress (365j)
matures : May 5, 27
DA Davidson
May 4, 26
■ Neutral neutral · not a buy · 🎯$144
Price at call : $140.49 — gap to target +2%
Today : $155.87 — gap to target -8%
🎯 on CFR : no call matured yet · 📊 on Finance : 39.6% · -2.4% (101 calls)
in progress (365j)
matures : May 4, 27
RBC Capital
May 1, 26
■ Sector Perform neutral · not a buy · 🎯$155
Price at call : $139.3 — gap to target +11%
Today : $155.87 — gap to target -1%
🎯 on CFR : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : May 1, 27
Barclays
Apr 7, 26
■ Equal-Weight neutral · not a buy · 🎯$155
Price at call : $143.02 — gap to target +8%
Today : $155.87 — gap to target -1%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Apr 7, 27
■ In-Line neutral · not a buy · 🎯$150
Price at call : $140.24 — gap to target +7%
Today : $155.87 — gap to target -4%
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
in progress (365j)
matures : Apr 6, 27
▼ Underweight · 🎯$133
Price at call : $138.65 — upside -4%
Today : $155.87 — upside -15%
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Mar 31, 27
■ Neutral neutral · not a buy · 🎯$152
Price at call : $139.7 — gap to target +9%
Today : $155.87 — gap to target -2%
🎯 on CFR : no call matured yet · 📊 overall : 51.5% · +15.4% (132 calls)
in progress (365j)
matures : Mar 3, 27
▼ Underweight · 🎯$143
Price at call : $140.47 — upside +2%
Today : $155.87 — upside -8%
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Mar 2, 27
■ In-Line neutral · not a buy · 🎯$155
Price at call : $146.26 — gap to target +6%
Today : $155.87 — gap to target -1%
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
in progress (365j)
matures : Feb 10, 27
Citigroup
Feb 2, 26
▼ Sell · 🎯$125
Price at call : $140.56 — upside -11%
Today : $155.87 — upside -20%
🎯 on CFR : 50% (2 calls matureds) · 📊 on Finance : 44.3% · -2.1% (183 calls)
in progress (365j)
matures : Feb 2, 27
DA Davidson
Jan 30, 26
■ Neutral neutral · not a buy · 🎯$144
Price at call : $139.06 — gap to target +4%
Today : $155.87 — gap to target -8%
🎯 on CFR : no call matured yet · 📊 on Finance : 39.6% · -2.4% (101 calls)
in progress (365j)
matures : Jan 30, 27
Barclays
Jan 30, 26
■ Equal-Weight neutral · not a buy · 🎯$150
Price at call : $139.06 — gap to target +8%
Today : $155.87 — gap to target -4%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Jan 30, 27
RBC Capital
Jan 30, 26
■ Sector Perform neutral · not a buy · 🎯$150
Price at call : $139.06 — gap to target +8%
Today : $155.87 — gap to target -4%
🎯 on CFR : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Jan 30, 27
▲ Outperform · 🎯$160
Price at call : $137.82 — upside +16%
Today : $155.87 — upside +3%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jan 30, 27
▲ Outperform · 🎯$150
Price at call : $133.69 — upside +12%
Today : $155.87 — upside -4%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jan 5, 27
Barclays
Dec 19, 25
■ Equal-Weight neutral · not a buy · 🎯$140
Price at call : $129.42 — gap to target +8%
Today : $155.87 — gap to target -10%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Dec 19, 26
Citigroup
Oct 31, 25
▼ Sell · 🎯$114
Price at call : $121.91 — upside -6%
Today : $155.87 — upside -27%
🎯 on CFR : 50% (2 calls matureds) · 📊 on Finance : 44.3% · -2.1% (183 calls)
in progress (365j)
matures : Oct 31, 26
RBC Capital
Oct 10, 25
■ Sector Perform neutral · not a buy · 🎯$144
Price at call : $125.32 — gap to target +15%
Today : $155.87 — gap to target -8%
🎯 on CFR : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Oct 10, 26
■ In-Line neutral · not a buy · 🎯$137
Price at call : $125.78 — gap to target +9%
Today : $155.87 — gap to target -12%
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
in progress (365j)
matures : Sep 30, 26
▼ Underweight · 🎯$136
Price at call : $126.77 — upside +7%
Today : $155.87 — upside -13%
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Sep 29, 26
■ Neutral neutral · not a buy · 🎯$138
Price at call : $126.04 — gap to target +9%
Today : $155.87 — gap to target -11%
🎯 on CFR : no call matured yet · 📊 overall : 51.5% · +15.4% (132 calls)
in progress (365j)
matures : Sep 10, 26
▲ Outperform · 🎯$145
Price at call : $125.6 — upside +15%
Today : $155.87 — upside -7%
🎯 on CFR : no call matured yet · 📊 on Finance : 42.2% · -2.0% (332 calls)
in progress (365j)
matures : Aug 4, 26
Barclays
Aug 1, 25
■ Equal-Weight neutral · not a buy · 🎯$145
Price at call : $124.2 — gap to target +17%
Today : $155.87 — gap to target -7%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Aug 1, 26
Barclays
Jul 8, 25
■ Equal-Weight neutral · not a buy · 🎯$155
Price at call : $136.86 — gap to target +13%
Today : $155.87 — gap to target -1%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Jul 8, 26
▲ Outperform · 🎯$150
Price at call : $136.86 — upside +10%
Today : $155.87 — upside -4%
🎯 on CFR : no call matured yet · 📊 on Finance : 42.2% · -2.0% (332 calls)
in progress (365j)
matures : Jul 8, 26
▼ Underweight · 🎯$125
Price at call : $135.2 — upside -8%
Today : $155.87 — upside -20%
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Jul 3, 26
Jefferies
May 21, 25
▼ Underperform · 🎯$105
Price at call : $126.58 — upside -17%
Today : $155.87 — upside -33%
Expected -17% · Actual +10% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 0% (1 call matured) · 📊 on Finance : 47.1% · +1.3% (104 calls)
-9.8%
stock +10% · XLF +3%
RBC Capital
May 2, 25
■ Sector Perform neutral · not a buy · 🎯$140
Price at call : $123.66 — gap to target +13%
Today : $155.87 — gap to target -10%
🎯 on CFR : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : May 2, 26
■ Equal-Weight neutral · not a buy · 🎯$141
Price at call : $123.66 — gap to target +14%
Today : $155.87 — gap to target -10%
🎯 on CFR : no call matured yet · 📊 on Finance : 36.2% · -2.5% (130 calls)
in progress (365j)
matures : May 2, 26
Barclays
May 2, 25
■ Equal-Weight neutral · not a buy · 🎯$135
Price at call : $123.66 — gap to target +9%
Today : $155.87 — gap to target -13%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : May 2, 26
Barclays
Apr 1, 25
■ Equal-Weight neutral · not a buy · 🎯$130
Price at call : $123.7 — gap to target +5%
Today : $155.87 — gap to target -17%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Apr 1, 26
▼ Underweight · 🎯$120
Price at call : $122.62 — upside -2%
Today : $155.87 — upside -23%
Expected -2% · Actual +8% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-7.6%
stock +8% · XLF +2%
▼ Underperform · 🎯$144
Price at call : $142.21 — upside +1%
Today : $155.87 — upside -8%
Expected +1% · Actual +3% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
-2.9%
stock +3% · XLF +2%
■ Market Perform neutral · not a buy · 🎯$148
Price at call : $135.87 — gap to target +9%
Today : $155.87 — gap to target -5%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Feb 3, 26
DA Davidson
Feb 3, 25
■ Neutral neutral · not a buy · 🎯$143
Price at call : $135.87 — gap to target +5%
Today : $155.87 — gap to target -8%
🎯 on CFR : no call matured yet · 📊 on Finance : 39.6% · -2.4% (101 calls)
in progress (365j)
matures : Feb 3, 26
RBC Capital
Jan 31, 25
■ Sector Perform neutral · not a buy · 🎯$144
Price at call : $135.87 — gap to target +6%
Today : $155.87 — gap to target -8%
🎯 on CFR : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Jan 31, 26
Compass Point
Dec 10, 24
■ Neutral neutral · not a buy · 🎯$145
Price at call : $138.35 — gap to target +5%
Today : $155.87 — gap to target -7%
🎯 on CFR : 0% (1 call matured) · 📊 on Finance : 37.7% · -0.5% (61 calls)
in progress (365j)
matures : Dec 10, 25
■ Market Perform neutral · not a buy · 🎯$140
Price at call : $138.22 — gap to target +1%
Today : $155.87 — gap to target -10%
🎯 on CFR : no call matured yet · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Dec 4, 25
■ Neutral neutral · not a buy · 🎯$122
Price at call : $143.66 — gap to target -15%
Today : $155.87 — gap to target -22%
🎯 on CFR : 0% (1 call matured) · 📊 on Finance : 37.7% · -0.5% (61 calls)
in progress (365j)
matures : Nov 5, 25
Citigroup
Nov 4, 24
▼ Sell · 🎯$113
Price at call : $127.58 — upside -11%
Today : $155.87 — upside -28%
Expected -11% · Actual -3% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 50% (2 calls matureds) · 📊 on Finance : 44.3% · -2.1% (183 calls)
+2.7%
stock -3% · XLF +13%
■ Equal-Weight neutral · not a buy · 🎯$136
Price at call : $124.91 — gap to target +9%
Today : $155.87 — gap to target -13%
🎯 on CFR : no call matured yet · 📊 on Finance : 36.2% · -2.5% (130 calls)
in progress (365j)
matures : Nov 1, 25
RBC Capital
Nov 1, 24
■ Sector Perform neutral · not a buy · 🎯$130
Price at call : $124.91 — gap to target +4%
Today : $155.87 — gap to target -17%
🎯 on CFR : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Nov 1, 25
▼ Underperform · 🎯$115
Price at call : $108.95 — upside +6%
Today : $155.87 — upside -26%
Expected +6% · Actual +16% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
-16.2%
stock +16% · XLF +20%
Citigroup
Sep 30, 24
▼ Sell · 🎯$104
Price at call : $107.98 — upside -4%
Today : $155.87 — upside -33%
Expected -4% · Actual +16% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 50% (2 calls matureds) · 📊 on Finance : 44.3% · -2.1% (183 calls)
-16.5%
stock +16% · XLF +18%
▼ Underweight · 🎯$117
Price at call : $107.98 — upside +8%
Today : $155.87 — upside -25%
Expected +8% · Actual +16% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-16.5%
stock +16% · XLF +18%
Wedbush
Sep 24, 24
■ Neutral neutral · not a buy · 🎯$123
Price at call : $111.02 — gap to target +11%
Today : $155.87 — gap to target -21%
🎯 on CFR : no call matured yet · 📊 on Finance : 49.2% · -0.8% (61 calls)
in progress (365j)
matures : Sep 24, 25
■ Hold neutral · not a buy · 🎯$123
Price at call : $112.54 — gap to target +9%
Today : $155.87 — gap to target -21%
🎯 on CFR : no call matured yet · 📊 on Finance : 42.8% · -1.2% (187 calls)
in progress (365j)
matures : Sep 20, 25
▼ Underweight · 🎯$121
Price at call : $105.5 — upside +15%
Today : $155.87 — upside -22%
Expected +15% · Actual +19% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-19.1%
stock +19% · XLF +27%
■ Hold neutral · not a buy · 🎯$126
Price at call : $119.69 — gap to target +5%
Today : $155.87 — gap to target -19%
🎯 on CFR : no call matured yet · 📊 on Finance : 42.8% · -1.2% (187 calls)
in progress (365j)
matures : Jul 29, 25
▼ Underperform · 🎯$100
Price at call : $99.05 — upside +1%
Today : $155.87 — upside -36%
Expected +1% · Actual +30% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
-30.0%
stock +30% · XLF +26%
▼ Underperform · 🎯$113
Price at call : $111.97 — upside +1%
Today : $155.87 — upside -28%
Expected +1% · Actual +12% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
-11.8%
stock +12% · XLF +19%
▼ Underperform · 🎯$111
Price at call : $105.09 — upside +6%
Today : $155.87 — upside -29%
Expected +6% · Actual +26% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 0% (7 calls matureds) · 📊 on Finance : 52.2% · +1.0% (69 calls)
-26.3%
stock +26% · XLF +29%
▲ Overweight · 🎯$127
Price at call : $101.58 — upside +25%
Today : $155.87 — upside -19%
Expected +25% · Actual +8% · Reason (≥ +15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
+8.3%
stock +8% · XLF +29%
▲ Overweight · 🎯$178
Price at call : $137.93 — upside +29%
Today : $155.87 — upside +14%
Expected +29% · Actual -26% · Reason (≥ +15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-26.3%
stock -26% · XLF +3%
Compass Point
Aug 15, 22
▲ Buy · 🎯$152
Price at call : $138.09 — upside +10%
Today : $155.87 — upside -2%
Expected +10% · Actual -29% · Reason (≥ +15%) : ✗ No
🎯 on CFR : 0% (1 call matured) · 📊 on Finance : 37.7% · -0.5% (61 calls)
-28.5%
stock -29% · XLF -4%
Compass Point
Jul 13, 22
■ Neutral neutral · not a buy · 🎯$128
Price at call : $116.18 — gap to target +10%
Today : $155.87 — gap to target -18%
🎯 on CFR : 0% (1 call matured) · 📊 on Finance : 37.7% · -0.5% (61 calls)
in progress (365j)
matures : Jul 13, 23
▼ Underweight · 🎯$108
Price at call : $128.77 — upside -16%
Today : $155.87 — upside -31%
Expected -16% · Actual +7% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-7.4%
stock +7% · XLF -10%
▼ Underweight · 🎯$100
Price at call : $135.32 — upside -26%
Today : $155.87 — upside -36%
Expected -26% · Actual +16% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-15.7%
stock +16% · XLF -15%
▼ Underweight · 🎯$96
Price at call : $123.96 — upside -23%
Today : $155.87 — upside -38%
Expected -23% · Actual +10% · Reason (≤ −15%) : ✗ No
🎯 on CFR : 8% (12 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-10.2%
stock +10% · XLF -2%
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)