UMB Financial Corp. (UMBF): are the analysts right?

UMB Financial Corp. · Financials · ref. ETF XLF · 62 calls · price $143.35
What the company does: UMB Financial Corporation est une banque holding fournissant des services bancaires et de service d'actifs aux États-Unis et à l'international.
📈 1-year price
$146.01+32.6% over range
Jul 8, 25low $103.99 · high $146.01Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
88% recommend buying · 8 analysts
⚠️ The stock trades above the median target: it has beaten expectations. The “Buy” reflects conviction on the company, but the remaining quantified upside is low/negative.

🎯 Analyst price target on UMBF

High target · 1 analyst$170+18.6%
Median target · 7 analysts$143-0.2%
Low target · 1 analyst$130-9.3%
Current price$143.35

🗳️ The analyst consensus

Analyst breakdown · 8 (6 months)
Strong Buy0%
Buy88%
Hold13%
Sell0%
Strong Sell0%

💰 UMB Financial Corp. dividend

1.16%annual yield
📈 Steady dividend24 yrs of consecutive dividend increases
That's ~$1.69 per share per year.

✅ Historical analyst reliability on UMBF

Most reliable analysts on UMBF (% profitable · 365j · ≥2 calls)
Piper Sandler 100% +21.3% 4
Barclays 60% +13.0% 5
Morgan Stanley 50% -1.1% 2
Raymond James 42% +5.3% 12

📊 What $1,000 invested in UMB Financial Corp. would be worth

In short — $1,000 invested in UMB Financial Corp. 10 years ago would be worth $2,907 today, i.e. +11%/yr on average. Best year: 2016 (+60%), worst: 2019 (-15%). Price performance, excluding dividends.

If I'd invested $1,000 in UMB Financial Corp.

InvestmentWorth todayGain
1 years ago$1,294+29%
3 years ago$1,575+57%
5 years ago$1,692+69%
10 years ago$2,907+191%
since inception (1984)$16,526+1553%

Return by year (UMB Financial Corp.)

YearReturn$1,000 invested at year start
2026 (YTD)+23%$1,232 (+23%)
2025+5%$1,294 (+29%)
2024+35%$1,749 (+75%)
2023-10%$1,575 (+57%)
2022-11%$1,402 (+40%)
2021+21%$1,692 (+69%)
2020+45%$2,455 (+146%)
2019-15%$2,075 (+107%)
2018-6%$1,956 (+96%)
2017-7%$1,811 (+81%)
2016+60%$2,907 (+191%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance💰 Dividend
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on UMBF

Piper Sandler
Jun 26, 26
▲ Overweight · 🎯$161
Today : $143.35 — upside +12%
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Jun 26, 27
Citigroup
Jun 25, 26
■ Neutral neutral · not a buy · 🎯$144
Price at call : $144.91 — gap to target -1%
Today : $143.35 — gap to target +0%
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 44.3% · -2.1% (183 calls)
in progress (365j)
matures : Jun 25, 27
TD Cowen
Apr 30, 26
▲ Buy · 🎯$147
Price at call : $129.24 — upside +14%
Today : $143.35 — upside +3%
🎯 on UMBF : no call matured yet · 📊 on Finance : 36.8% · -2.6% (19 calls)
in progress (365j)
matures : Apr 30, 27
RBC Capital
Apr 30, 26
▲ Outperform · 🎯$142
Price at call : $129.24 — upside +10%
Today : $143.35 — upside -1%
🎯 on UMBF : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Apr 30, 27
Piper Sandler
Apr 30, 26
▲ Overweight · 🎯$155
Price at call : $129.24 — upside +20%
Today : $143.35 — upside +8%
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Apr 30, 27
Barclays
Apr 30, 26
▲ Overweight · 🎯$170
Price at call : $129.24 — upside +32%
Today : $143.35 — upside +19%
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Apr 30, 27
▲ Overweight · 🎯$143
Price at call : $114.65 — upside +25%
Today : $143.35 — upside -0%
🎯 on UMBF : 50% (2 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Mar 31, 27
▲ Buy · 🎯$130
Price at call : $111.65 — upside +16%
Today : $143.35 — upside -9%
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 42.8% · -1.2% (187 calls)
in progress (365j)
matures : Mar 23, 27
▲ Overweight · 🎯$156
Price at call : $117.74 — upside +32%
Today : $143.35 — upside +9%
🎯 on UMBF : 50% (2 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Mar 2, 27
Citigroup
Jan 30, 26
■ Neutral neutral · not a buy · 🎯$138
Price at call : $128.05 — gap to target +8%
Today : $143.35 — gap to target -4%
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 44.3% · -2.1% (183 calls)
in progress (365j)
matures : Jan 30, 27
Piper Sandler
Jan 29, 26
▲ Overweight · 🎯$152
Price at call : $127.14 — upside +20%
Today : $143.35 — upside +6%
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Jan 29, 27
▲ Outperform · 🎯$141
Price at call : $127.27 — upside +11%
Today : $143.35 — upside -2%
🎯 on UMBF : no call matured yet · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jan 29, 27
TD Cowen
Jan 7, 26
▲ Buy · 🎯$142
Price at call : $122.96 — upside +15%
Today : $143.35 — upside -1%
🎯 on UMBF : no call matured yet · 📊 on Finance : 36.8% · -2.6% (19 calls)
in progress (365j)
matures : Jan 7, 27
RBC Capital
Nov 6, 25
▲ Outperform · 🎯$128
Price at call : $108.99 — upside +17%
Today : $143.35 — upside -11%
🎯 on UMBF : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Nov 6, 26
TD Cowen
Oct 30, 25
▲ Buy · 🎯$149
Price at call : $106.88 — upside +39%
Today : $143.35 — upside +4%
🎯 on UMBF : no call matured yet · 📊 on Finance : 36.8% · -2.6% (19 calls)
in progress (365j)
matures : Oct 30, 26
Raymond James
Oct 30, 25
▲ Strong Buy · 🎯$135
Price at call : $106.88 — upside +26%
Today : $143.35 — upside -6%
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
in progress (365j)
matures : Oct 30, 26
Piper Sandler
Oct 30, 25
▲ Overweight · 🎯$145
Price at call : $106.88 — upside +36%
Today : $143.35 — upside +1%
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Oct 30, 26
RBC Capital
Oct 10, 25
■ Sector Perform neutral · not a buy · 🎯$128
Price at call : $116.21 — gap to target +10%
Today : $143.35 — gap to target -11%
🎯 on UMBF : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Oct 10, 26
▲ Overweight · 🎯$154
Price at call : $118.35 — upside +30%
Today : $143.35 — upside +7%
🎯 on UMBF : 50% (2 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Sep 29, 26
Wells Fargo
Sep 29, 25
■ Equal-Weight neutral · not a buy · 🎯$130
Price at call : $118.49 — gap to target +10%
Today : $143.35 — gap to target -9%
🎯 on UMBF : no call matured yet · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Sep 29, 26
TD Cowen
Sep 25, 25
▲ Buy · 🎯$151
Price at call : $119.43 — upside +26%
Today : $143.35 — upside +5%
🎯 on UMBF : no call matured yet · 📊 on Finance : 36.8% · -2.6% (19 calls)
in progress (365j)
matures : Sep 25, 26
▲ Buy · 🎯$144
Price at call : $122.4 — upside +18%
Today : $143.35 — upside +0%
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 42.8% · -1.2% (187 calls)
in progress (365j)
matures : Sep 8, 26
Wells Fargo
Aug 1, 25
■ Equal-Weight neutral · not a buy · 🎯$125
Price at call : $110.55 — gap to target +13%
Today : $143.35 — gap to target -13%
🎯 on UMBF : no call matured yet · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Aug 1, 26
Barclays
Aug 1, 25
▲ Overweight · 🎯$150
Price at call : $108.39 — upside +38%
Today : $143.35 — upside +5%
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Aug 1, 26
RBC Capital
Jul 31, 25
■ Sector Perform neutral · not a buy · 🎯$122
Price at call : $108.39 — gap to target +13%
Today : $143.35 — gap to target -15%
🎯 on UMBF : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Jul 31, 26
Raymond James
Jul 31, 25
▲ Strong Buy · 🎯$138
Price at call : $108.39 — upside +27%
Today : $143.35 — upside -4%
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
in progress (365j)
matures : Jul 31, 26
Piper Sandler
Jul 31, 25
▲ Overweight · 🎯$148
Price at call : $108.39 — upside +37%
Today : $143.35 — upside +3%
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Jul 31, 26
▲ Buy · 🎯$128
Price at call : $112.09 — upside +14%
Today : $143.35 — upside -11%
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 42.8% · -1.2% (187 calls)
in progress (365j)
matures : Jul 11, 26
Wells Fargo
Jul 10, 25
■ Equal-Weight neutral · not a buy · 🎯$120
Price at call : $110.21 — gap to target +9%
Today : $143.35 — gap to target -16%
🎯 on UMBF : no call matured yet · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Jul 10, 26
Barclays
Jul 8, 25
▲ Overweight · 🎯$140
Price at call : $110.69 — upside +26%
Today : $143.35 — upside -2%
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Jul 8, 26
Piper Sandler
Jun 13, 25
▲ Overweight · 🎯$135
Price at call : $100.73 — upside +34%
Today : $143.35 — upside -6%
Expected +34% · Actual +33% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
+33.3%
stock +33% · XLF +6%
▲ Buy · 🎯$120
Price at call : $106.77 — upside +12%
Today : $143.35 — upside -16%
Expected +12% · Actual +19% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 42.8% · -1.2% (187 calls)
+19.1%
stock +19% · XLF +1%
▲ Overweight · 🎯$137
Price at call : $101 — upside +36%
Today : $143.35 — upside -4%
Expected +36% · Actual +28% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
+28.1%
stock +28% · XLF +4%
RBC Capital
May 1, 25
■ Sector Perform neutral · not a buy · 🎯$115
Price at call : $100.34 — gap to target +15%
Today : $143.35 — gap to target -20%
🎯 on UMBF : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : May 1, 26
Wells Fargo
May 1, 25
■ Equal-Weight neutral · not a buy · 🎯$110
Price at call : $100.34 — gap to target +10%
Today : $143.35 — gap to target -23%
🎯 on UMBF : no call matured yet · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : May 1, 26
Wells Fargo
Apr 9, 25
■ Equal-Weight neutral · not a buy · 🎯$105
Price at call : $88.14 — gap to target +19%
Today : $143.35 — gap to target -27%
🎯 on UMBF : no call matured yet · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Apr 9, 26
Barclays
Apr 8, 25
▲ Overweight · 🎯$125
Price at call : $94.34 — upside +32%
Today : $143.35 — upside -13%
Expected +32% · Actual +28% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
+28.1%
stock +28% · XLF +9%
▲ Overweight · 🎯$146
Price at call : $101.42 — upside +44%
Today : $143.35 — upside +2%
Expected +44% · Actual +9% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 50% (2 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
+9.4%
stock +9% · XLF +2%
Citigroup
Feb 3, 25
■ Neutral neutral · not a buy · 🎯$127
Price at call : $113.24 — gap to target +12%
Today : $143.35 — gap to target -11%
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 44.3% · -2.1% (183 calls)
in progress (365j)
matures : Feb 3, 26
RBC Capital
Jan 30, 25
■ Sector Perform neutral · not a buy · 🎯$128
Price at call : $117.9 — gap to target +9%
Today : $143.35 — gap to target -11%
🎯 on UMBF : no call matured yet · 📊 on Finance : 53.8% · +4.3% (169 calls)
in progress (365j)
matures : Jan 30, 26
Piper Sandler
Jan 30, 25
▲ Overweight · 🎯$143
Price at call : $120.3 — upside +19%
Today : $143.35 — upside -0%
Expected +19% · Actual +6% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
+5.7%
stock +6% · XLF +3%
Barclays
Dec 5, 24
▲ Overweight · 🎯$139
Price at call : $124.09 — upside +12%
Today : $143.35 — upside -3%
Expected +12% · Actual -7% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
-7.4%
stock -7% · XLF +6%
▲ Overweight · 🎯$156
Price at call : $123.13 — upside +27%
Today : $143.35 — upside +9%
Expected +27% · Actual -12% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 50% (2 calls matureds) · 📊 on Finance : 51.4% · +2.0% (352 calls)
-11.6%
stock -12% · XLF +3%
Wells Fargo
Oct 31, 24
■ Equal-Weight neutral · not a buy · 🎯$120
Price at call : $108.28 — gap to target +11%
Today : $143.35 — gap to target -16%
🎯 on UMBF : no call matured yet · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Oct 31, 25
Barclays
Oct 31, 24
▲ Overweight · 🎯$123
Price at call : $108.28 — upside +14%
Today : $143.35 — upside -14%
Expected +14% · Actual -1% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
-0.9%
stock -1% · XLF +12%
Citigroup
Oct 10, 24
▲ Buy · 🎯$127
Price at call : $108.99 — upside +17%
Today : $143.35 — upside -11%
Expected +17% · Actual +7% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 100% (1 call matured) · 📊 on Finance : 44.3% · -2.1% (183 calls)
+6.6%
stock +7% · XLF +13%
Barclays
Aug 1, 24
▲ Overweight · 🎯$114
Price at call : $93.53 — upside +22%
Today : $143.35 — upside -20%
Expected +22% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
+18.2%
stock +18% · XLF +23%
▲ Overweight · 🎯$120
Price at call : $93.53 — upside +28%
Today : $143.35 — upside -16%
Expected +28% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 100% (4 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
+18.2%
stock +18% · XLF +23%
Wells Fargo
Aug 1, 24
■ Equal-Weight neutral · not a buy · 🎯$107
Price at call : $93.53 — gap to target +14%
Today : $143.35 — gap to target -25%
🎯 on UMBF : no call matured yet · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Aug 1, 25
Barclays
Jun 24, 24
▲ Overweight · 🎯$100
Price at call : $80.9 — upside +24%
Today : $143.35 — upside -30%
Expected +24% · Actual +27% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 60% (5 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
+26.8%
stock +27% · XLF +25%
▲ Strong Buy · 🎯$102
Price at call : $83.44 — upside +22%
Today : $143.35 — upside -29%
Expected +22% · Actual +41% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+41.3%
stock +41% · XLF +33%
Raymond James
Oct 26, 23
▲ Strong Buy · 🎯$80
Price at call : $63.75 — upside +25%
Today : $143.35 — upside -44%
Expected +25% · Actual +63% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+63.2%
stock +63% · XLF +46%
Raymond James
Jul 27, 23
▲ Outperform · 🎯$82
Price at call : $70.16 — upside +17%
Today : $143.35 — upside -43%
Expected +17% · Actual +42% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+41.6%
stock +42% · XLF +24%
Raymond James
Apr 27, 23
▲ Outperform · 🎯$77
Price at call : $63.18 — upside +22%
Today : $143.35 — upside -46%
Expected +22% · Actual +32% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+31.6%
stock +32% · XLF +25%
▲ Outperform · 🎯$73
Price at call : $58.15 — upside +26%
Today : $143.35 — upside -49%
Expected +26% · Actual +45% · Reason (≥ +15%) : ✓ Yes
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
+44.9%
stock +45% · XLF +30%
Raymond James
Jan 27, 23
▲ Outperform · 🎯$104
Price at call : $87.84 — upside +18%
Today : $143.35 — upside -27%
Expected +18% · Actual -5% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-5.0%
stock -5% · XLF +7%
Raymond James
Oct 27, 22
▲ Outperform · 🎯$101
Price at call : $77.66 — upside +30%
Today : $143.35 — upside -30%
Expected +30% · Actual -20% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-20.1%
stock -20% · XLF -6%
Raymond James
Jul 28, 22
▲ Outperform · 🎯$110
Price at call : $90.5 — upside +22%
Today : $143.35 — upside -23%
Expected +22% · Actual -22% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-21.6%
stock -22% · XLF +5%
▲ Outperform · 🎯$108
Price at call : $89.05 — upside +21%
Today : $143.35 — upside -25%
Expected +21% · Actual -32% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-32.5%
stock -32% · XLF +4%
Raymond James
Apr 28, 22
▲ Outperform · 🎯$113
Price at call : $93.56 — upside +21%
Today : $143.35 — upside -21%
Expected +21% · Actual -32% · Reason (≥ +15%) : ✗ No
🎯 on UMBF : 42% (12 calls matureds) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-32.0%
stock -32% · XLF -7%
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)