Unum (UNM): are the analysts right?

Unum · Financials · ref. ETF XLF · 50 calls · price $88.98
What the company does: Unum Group fournit des solutions de protection financière aux États-Unis, Royaume-Uni et Pologne.
📈 1-year price
$89.2+10.2% over range
Jul 8, 25low $68.55 · high $92.73Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
33% recommend buying · 6 analysts
⚠️ The stock trades above the median target: it has beaten expectations. The “Hold” reflects conviction on the company, but the remaining quantified upside is low/negative.

🎯 Analyst price target on UNM

High target · 1 analyst$100+12.4%
Median target · 6 analysts$88.5-0.5%
Low target · 1 analyst$77-13.5%
Current price$88.98

🗳️ The analyst consensus

Analyst breakdown · 6 (6 months)
Strong Buy0%
Buy33%
Hold67%
Sell0%
Strong Sell0%

💰 Unum dividend

2.01%annual yield
📈 Steady dividend16 yrs of consecutive dividend increases
That's ~$1.84 per share per year.

✅ Historical analyst reliability on UNM

Most reliable analysts on UNM (% profitable · 365j · ≥2 calls)
Barclays 100% +3.6% 2
Wells Fargo 75% +1.7% 4
BMO Capital 50% -6.2% 2
Piper Sandler 33% +1.5% 3

📊 What $1,000 invested in Unum would be worth

In short — $1,000 invested in Unum 10 years ago would be worth $3,122 today, i.e. +12%/yr on average. Best year: 2022 (+66%), worst: 2018 (-35%). Price performance, excluding dividends.

If I'd invested $1,000 in Unum

InvestmentWorth todayGain
1 years ago$1,172+17%
3 years ago$2,127+113%
5 years ago$3,848+285%
10 years ago$3,122+212%
since inception (1986)$12,122+1112%

Return by year (Unum)

YearReturn$1,000 invested at year start
2026 (YTD)+18%$1,177 (+18%)
20250%$1,172 (+17%)
2024+58%$1,849 (+85%)
2023+15%$2,127 (+113%)
2022+66%$3,522 (+252%)
2021+9%$3,848 (+285%)
2020-13%$3,350 (+235%)
2019-23%$2,572 (+157%)
2018-35%$1,681 (+68%)
2017+17%$1,968 (+97%)
2016+59%$3,122 (+212%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance💰 Dividend
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on UNM

■ Equal-Weight neutral · not a buy · 🎯$87
Price at call : $84.52 — gap to target +3%
Today : $88.98 — gap to target -2%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : May 21, 27
Wells Fargo
May 5, 26
▲ Overweight · 🎯$100
Price at call : $80.83 — upside +24%
Today : $88.98 — upside +12%
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : May 5, 27
▲ Buy · 🎯$96
Price at call : $80.84 — upside +19%
Today : $88.98 — upside +8%
🎯 on UNM : no call matured yet · 📊 on Finance : 42.8% · -1.2% (187 calls)
in progress (365j)
matures : Apr 30, 27
■ Neutral neutral · not a buy · 🎯$77
Price at call : $78.9 — gap to target -2%
Today : $88.98 — gap to target -13%
🎯 on UNM : no call matured yet · 📊 on Finance : 44.3% · -4.2% (115 calls)
in progress (365j)
matures : Apr 14, 27
Wells Fargo
Apr 10, 26
▲ Overweight · 🎯$99
Price at call : $77.2 — upside +28%
Today : $88.98 — upside +11%
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Apr 10, 27
UBS
Apr 9, 26
■ Neutral neutral · not a buy · 🎯$85
Price at call : $76.67 — gap to target +11%
Today : $88.98 — gap to target -4%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.5% · -0.1% (111 calls)
in progress (365j)
matures : Apr 9, 27
■ Equal-Weight neutral · not a buy · 🎯$80
Price at call : $73.39 — gap to target +9%
Today : $88.98 — gap to target -10%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Mar 3, 27
Wells Fargo
Feb 25, 26
▲ Overweight · 🎯$102
Price at call : $73.82 — upside +38%
Today : $88.98 — upside +15%
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Feb 25, 27
UBS
Feb 20, 26
■ Neutral neutral · not a buy · 🎯$81
Price at call : $70.84 — gap to target +14%
Today : $88.98 — gap to target -9%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.5% · -0.1% (111 calls)
in progress (365j)
matures : Feb 20, 27
JP Morgan
Feb 6, 26
■ Neutral neutral · not a buy · 🎯$90
Price at call : $71.7 — gap to target +26%
Today : $88.98 — gap to target +1%
🎯 on UNM : no call matured yet · 📊 on Finance : 48.8% · +1.5% (201 calls)
in progress (365j)
matures : Feb 6, 27
Wells Fargo
Jan 13, 26
▲ Overweight · 🎯$104
Price at call : $79.82 — upside +30%
Today : $88.98 — upside +17%
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Jan 13, 27
▲ Outperform · 🎯$99
Price at call : $76.77 — upside +29%
Today : $88.98 — upside +11%
🎯 on UNM : no call matured yet · 📊 on Finance : 52.2% · +1.0% (69 calls)
in progress (365j)
matures : Nov 5, 26
JP Morgan
Nov 4, 25
■ Neutral neutral · not a buy · 🎯$92
Price at call : $76.77 — gap to target +20%
Today : $88.98 — gap to target +3%
🎯 on UNM : no call matured yet · 📊 on Finance : 48.8% · +1.5% (201 calls)
in progress (365j)
matures : Nov 4, 26
Barclays
Oct 8, 25
▲ Overweight · 🎯$95
Price at call : $76.77 — upside +24%
Today : $88.98 — upside +7%
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Oct 8, 26
Wells Fargo
Oct 8, 25
▲ Overweight · 🎯$98
Price at call : $76.77 — upside +28%
Today : $88.98 — upside +10%
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Oct 8, 26
■ Equal-Weight neutral · not a buy · 🎯$81
Price at call : $78.62 — gap to target +3%
Today : $88.98 — gap to target -9%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Oct 7, 26
▲ Outperform · 🎯$91
Price at call : $74.21 — upside +23%
Today : $88.98 — upside +2%
🎯 on UNM : no call matured yet · 📊 on Finance : 28.6% · -13.9% (21 calls)
in progress (365j)
matures : Sep 16, 26
■ Equal-Weight neutral · not a buy · 🎯$79
Price at call : $69.09 — gap to target +14%
Today : $88.98 — gap to target -11%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Aug 18, 26
Wells Fargo
Jul 31, 25
▲ Overweight · 🎯$100
Price at call : $69.73 — upside +43%
Today : $88.98 — upside +12%
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Jul 31, 26
▲ Outperform · 🎯$95
Price at call : $71.81 — upside +32%
Today : $88.98 — upside +7%
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 45.5% · -0.9% (266 calls)
in progress (365j)
matures : Jul 31, 26
UBS
Jul 30, 25
■ Neutral neutral · not a buy · 🎯$87
Price at call : $71.81 — gap to target +21%
Today : $88.98 — gap to target -2%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.5% · -0.1% (111 calls)
in progress (365j)
matures : Jul 30, 26
▲ Outperform · 🎯$96
Price at call : $71.11 — upside +35%
Today : $88.98 — upside +8%
🎯 on UNM : no call matured yet · 📊 on Finance : 52.2% · +1.0% (69 calls)
in progress (365j)
matures : Jul 30, 26
■ Equal-Weight neutral · not a buy · 🎯$85
Price at call : $78.97 — gap to target +8%
Today : $88.98 — gap to target -4%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Jul 14, 26
JP Morgan
Jul 8, 25
■ Neutral neutral · not a buy · 🎯$96
Price at call : $79.27 — gap to target +21%
Today : $88.98 — gap to target +8%
🎯 on UNM : no call matured yet · 📊 on Finance : 48.8% · +1.5% (201 calls)
in progress (365j)
matures : Jul 8, 26
Barclays
Jul 7, 25
▲ Overweight · 🎯$96
Price at call : $80.94 — upside +19%
Today : $88.98 — upside +8%
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
in progress (365j)
matures : Jul 7, 26
▲ Overweight · 🎯$92
Price at call : $82.12 — upside +12%
Today : $88.98 — upside +3%
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
in progress (365j)
matures : Jul 3, 26
Wells Fargo
Jul 1, 25
▲ Overweight · 🎯$105
Price at call : $82.06 — upside +28%
Today : $88.98 — upside +18%
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
in progress (365j)
matures : Jul 1, 26
UBS
May 23, 25
■ Neutral neutral · not a buy · 🎯$89
Price at call : $81.74 — gap to target +9%
Today : $88.98 — gap to target +0%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.5% · -0.1% (111 calls)
in progress (365j)
matures : May 23, 26
■ Equal-Weight neutral · not a buy · 🎯$83
Price at call : $82.01 — gap to target +1%
Today : $88.98 — gap to target -7%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : May 19, 26
Wells Fargo
May 1, 25
▲ Overweight · 🎯$97
Price at call : $79.61 — upside +22%
Today : $88.98 — upside +9%
Expected +22% · Actual +1% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
+0.8%
stock +1% · XLF +4%
Barclays
Apr 11, 25
▲ Overweight · 🎯$89
Price at call : $76.91 — upside +16%
Today : $88.98 — upside +0%
Expected +16% · Actual +0% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
+0.4%
stock +0% · XLF +10%
Wells Fargo
Apr 10, 25
▲ Overweight · 🎯$95
Price at call : $75.26 — upside +26%
Today : $88.98 — upside +7%
Expected +26% · Actual +3% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
+2.6%
stock +3% · XLF +11%
■ Equal-Weight neutral · not a buy · 🎯$76
Price at call : $75.26 — gap to target +1%
Today : $88.98 — gap to target -15%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Apr 10, 26
▲ Outperform · 🎯$102
Price at call : $73.82 — upside +38%
Today : $88.98 — upside +15%
Expected +38% · Actual +4% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 45.5% · -0.9% (266 calls)
+3.9%
stock +4% · XLF +11%
UBS
Apr 2, 25
■ Neutral neutral · not a buy · 🎯$91
Price at call : $79.24 — gap to target +15%
Today : $88.98 — gap to target +2%
🎯 on UNM : no call matured yet · 📊 on Finance : 49.5% · -0.1% (111 calls)
in progress (365j)
matures : Apr 2, 26
▲ Overweight · 🎯$92
Price at call : $79.24 — upside +16%
Today : $88.98 — upside +3%
Expected +16% · Actual -4% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
-4.3%
stock -4% · XLF +5%
JP Morgan
Apr 2, 25
■ Neutral neutral · not a buy · 🎯$87
Price at call : $82.91 — gap to target +5%
Today : $88.98 — gap to target -2%
🎯 on UNM : no call matured yet · 📊 on Finance : 48.8% · +1.5% (201 calls)
in progress (365j)
matures : Apr 2, 26
▲ Strong Buy · 🎯$108
Price at call : $79.46 — upside +36%
Today : $88.98 — upside +21%
Expected +36% · Actual -7% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 0% (1 call matured) · 📊 on Finance : 42.2% · -2.0% (332 calls)
-7.5%
stock -7% · XLF +2%
BMO Capital
Mar 3, 25
▲ Outperform · 🎯$102
Price at call : $81.39 — upside +25%
Today : $88.98 — upside +15%
Expected +25% · Actual -13% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 50% (2 calls matureds) · 📊 on Finance : 21.7% · -9.7% (46 calls)
-13.2%
stock -13% · XLF -1%
■ Equal-Weight neutral · not a buy · 🎯$84
Price at call : $81.39 — gap to target +3%
Today : $88.98 — gap to target -6%
🎯 on UNM : no call matured yet · 📊 on Finance : 51.4% · +2.0% (352 calls)
in progress (365j)
matures : Feb 28, 26
▲ Outperform · 🎯$103
Price at call : $81.39 — upside +27%
Today : $88.98 — upside +16%
Expected +27% · Actual -11% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 45.5% · -0.9% (266 calls)
-11.4%
stock -11% · XLF -1%
Wells Fargo
Feb 19, 25
▲ Overweight · 🎯$91
Price at call : $74.94 — upside +21%
Today : $88.98 — upside +2%
Expected +21% · Actual -2% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
-2.0%
stock -2% · XLF -0%
▲ Outperform · 🎯$90
Price at call : $75.14 — upside +20%
Today : $88.98 — upside +1%
Expected +20% · Actual -6% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 45.5% · -0.9% (266 calls)
-5.8%
stock -6% · XLF +1%
▲ Overweight · 🎯$87
Price at call : $76.67 — upside +13%
Today : $88.98 — upside -2%
Expected +13% · Actual -3% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
-2.8%
stock -3% · XLF +4%
BMO Capital
Jan 23, 25
▲ Outperform · 🎯$91
Price at call : $75.56 — upside +20%
Today : $88.98 — upside +2%
Expected +20% · Actual +1% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 50% (2 calls matureds) · 📊 on Finance : 21.7% · -9.7% (46 calls)
+0.7%
stock +1% · XLF +5%
Wells Fargo
Jan 14, 25
▲ Overweight · 🎯$81
Price at call : $73.33 — upside +10%
Today : $88.98 — upside -9%
Expected +10% · Actual +6% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 75% (4 calls matureds) · 📊 on Finance : 49.4% · +0.9% (257 calls)
+5.5%
stock +6% · XLF +10%
JP Morgan
Jan 7, 25
■ Neutral neutral · not a buy · 🎯$79
Price at call : $73.37 — gap to target +8%
Today : $88.98 — gap to target -11%
🎯 on UNM : no call matured yet · 📊 on Finance : 48.8% · +1.5% (201 calls)
in progress (365j)
matures : Jan 7, 26
Barclays
Jan 6, 25
▲ Overweight · 🎯$85
Price at call : $73.37 — upside +16%
Today : $88.98 — upside -4%
Expected +16% · Actual +7% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (2 calls matureds) · 📊 on Finance : 45.2% · -5.1% (312 calls)
+6.9%
stock +7% · XLF +15%
Piper Sandler
Dec 18, 24
▲ Overweight · 🎯$82
Price at call : $70.96 — upside +16%
Today : $88.98 — upside -8%
Expected +16% · Actual +12% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 33% (3 calls matureds) · 📊 on Finance : 41.6% · +1.5% (209 calls)
+11.7%
stock +12% · XLF +15%
Jefferies
Dec 10, 24
▲ Buy · 🎯$96
Price at call : $72.92 — upside +32%
Today : $88.98 — upside +8%
Expected +32% · Actual +5% · Reason (≥ +15%) : ✗ No
🎯 on UNM : 100% (1 call matured) · 📊 on Finance : 47.1% · +1.3% (104 calls)
+4.9%
stock +5% · XLF +10%
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)