Aflac (AFL): are the analysts right?

Aflac · Financials · ref. ETF XLF · 50 calls · price $121.49
What the company does: Aflac Incorporated propose des assurances santé et vie supplémentaires au Japon et aux États-Unis.
📈 1-year price
$121.49+17.7% over range
Jul 8, 25low $98.09 · high $121.49Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
14% recommend buying · 7 analysts
⚠️ The stock trades above the median target: it has beaten expectations. The “Hold” reflects conviction on the company, but the remaining quantified upside is low/negative.

🎯 Analyst price target on AFL

High target · 1 analyst$130+7.0%
Median target · 7 analysts$114-6.2%
Low target · 1 analyst$98-19.3%
Current price$121.49

🗳️ The analyst consensus

Analyst breakdown · 7 (6 months)
Strong Buy0%
Buy14%
Hold57%
Sell29%
Strong Sell0%

💰 Aflac dividend

2.01%annual yield
🏆 Aristocrat41 yrs of consecutive dividend increases
That's ~$2.38 per share per year.

✅ Historical analyst reliability on AFL

Most reliable analysts on AFL (% profitable · 365j · ≥2 calls)
Piper Sandler 50% +4.5% 2
Barclays 0% -8.9% 2

📊 What $1,000 invested in Aflac would be worth

In short — $1,000 invested in Aflac 10 years ago would be worth $3,940 today, i.e. +15%/yr on average. Best year: 2024 (+36%), worst: 2019 (-13%). Price performance, excluding dividends.

If I'd invested $1,000 in Aflac

InvestmentWorth todayGain
1 years ago$1,071+7%
3 years ago$1,720+72%
5 years ago$2,448+145%
10 years ago$3,940+294%
since inception (1984)$244,679+24368%

Return by year (Aflac)

YearReturn$1,000 invested at year start
2026 (YTD)+4%$1,038 (+4%)
2025+3%$1,071 (+7%)
2024+36%$1,452 (+45%)
2023+18%$1,720 (+72%)
2022+12%$1,919 (+92%)
2021+28%$2,448 (+145%)
2020+12%$2,736 (+174%)
2019-13%$2,386 (+139%)
2018+11%$2,638 (+164%)
2017+23%$3,241 (+224%)
2016+22%$3,940 (+294%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance💰 Dividend
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on AFL

Barclays
Jul 7, 26
▼ Underweight · 🎯$98
Price at call : $121.49 — upside -19%
Today : $121.49 — upside -19%
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
in progress (365j)
matures : Jul 7, 27
Piper Sandler
May 26, 26
▲ Overweight · 🎯$130
Price at call : $116.82 — upside +11%
Today : $121.49 — upside +7%
🎯 on AFL : 50% (2 calls matureds) · 📊 on Finance : 57.7% · +13.8% (397 calls)
in progress (365j)
matures : May 26, 27
■ Equal-Weight neutral · not a buy · 🎯$125
Price at call : $117.86 — gap to target +6%
Today : $121.49 — gap to target +3%
🎯 on AFL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : May 21, 27
Wells Fargo
May 5, 26
■ Equal-Weight neutral · not a buy · 🎯$111
Price at call : $114.46 — gap to target -3%
Today : $121.49 — gap to target -9%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : May 5, 27
▲ Overweight · 🎯$125
Price at call : $113.33 — upside +10%
Today : $121.49 — upside +3%
🎯 on AFL : 50% (2 calls matureds) · 📊 on Finance : 57.7% · +13.8% (397 calls)
in progress (365j)
matures : May 1, 27
Barclays
Apr 30, 26
▼ Underweight · 🎯$99
Price at call : $112.88 — upside -12%
Today : $121.49 — upside -19%
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
in progress (365j)
matures : Apr 30, 27
Mizuho
Apr 13, 26
▼ Underperform · 🎯$102
Price at call : $111.94 — upside -9%
Today : $121.49 — upside -16%
🎯 on AFL : no call matured yet · 📊 on Finance : 26.8% · -22.6% (82 calls)
in progress (365j)
matures : Apr 13, 27
■ Market Perform neutral · not a buy · 🎯$115
Price at call : $112.14 — gap to target +3%
Today : $121.49 — gap to target -5%
🎯 on AFL : no call matured yet · 📊 on Finance : 47.9% · +0.1% (455 calls)
in progress (365j)
matures : Apr 10, 27
Wells Fargo
Apr 10, 26
■ Equal-Weight neutral · not a buy · 🎯$116
Price at call : $112.14 — gap to target +3%
Today : $121.49 — gap to target -5%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Apr 10, 27
UBS
Apr 9, 26
■ Neutral neutral · not a buy · 🎯$114
Price at call : $110.7 — gap to target +3%
Today : $121.49 — gap to target -6%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.4% · +2.8% (457 calls)
in progress (365j)
matures : Apr 9, 27
Wells Fargo
Feb 25, 26
■ Equal-Weight neutral · not a buy · 🎯$118
Price at call : $112.44 — gap to target +5%
Today : $121.49 — gap to target -3%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Feb 25, 27
Barclays
Jan 8, 26
▼ Underweight · 🎯$101
Price at call : $109.24 — upside -8%
Today : $121.49 — upside -17%
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
in progress (365j)
matures : Jan 8, 27
JP Morgan
Jan 5, 26
■ Neutral neutral · not a buy · 🎯$105
Price at call : $112.19 — gap to target -6%
Today : $121.49 — gap to target -14%
🎯 on AFL : no call matured yet · 📊 on Finance : 52.1% · -1.0% (482 calls)
in progress (365j)
matures : Jan 5, 27
Raymond James
Dec 30, 25
▲ Outperform · 🎯$119
Price at call : $110.27 — upside +8%
Today : $121.49 — upside -2%
🎯 on AFL : 100% (1 call matured) · 📊 on Finance : 52.4% · +0.4% (460 calls)
in progress (365j)
matures : Dec 30, 26
TD Cowen
Dec 22, 25
■ Hold neutral · not a buy · 🎯$102
Price at call : $110.72 — gap to target -8%
Today : $121.49 — gap to target -16%
🎯 on AFL : no call matured yet · 📊 on Finance : 40% · -11.7% (55 calls)
in progress (365j)
matures : Dec 22, 26
Mizuho
Dec 16, 25
▼ Underperform · 🎯$104
Price at call : $109.49 — upside -5%
Today : $121.49 — upside -14%
🎯 on AFL : no call matured yet · 📊 on Finance : 26.8% · -22.6% (82 calls)
in progress (365j)
matures : Dec 16, 26
■ Equal-Weight neutral · not a buy · 🎯$118
Price at call : $111.76 — gap to target +6%
Today : $121.49 — gap to target -3%
🎯 on AFL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : Nov 17, 26
Wells Fargo
Nov 7, 25
■ Equal-Weight neutral · not a buy · 🎯$109
Price at call : $113.58 — gap to target -4%
Today : $121.49 — gap to target -10%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Nov 7, 26
▼ Underperform · 🎯$111
Price at call : $114.09 — upside -3%
Today : $121.49 — upside -9%
🎯 on AFL : no call matured yet · 📊 on Finance : 55.8% · +1.3% (215 calls)
in progress (365j)
matures : Nov 7, 26
JP Morgan
Nov 5, 25
■ Neutral neutral · not a buy · 🎯$101
Price at call : $113.7 — gap to target -11%
Today : $121.49 — gap to target -17%
🎯 on AFL : no call matured yet · 📊 on Finance : 52.1% · -1.0% (482 calls)
in progress (365j)
matures : Nov 5, 26
Barclays
Nov 5, 25
▼ Underweight · 🎯$104
Price at call : $113.7 — upside -9%
Today : $121.49 — upside -14%
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
in progress (365j)
matures : Nov 5, 26
■ Market Perform neutral · not a buy · 🎯$110
Price at call : $110.95 — gap to target -1%
Today : $121.49 — gap to target -9%
🎯 on AFL : no call matured yet · 📊 on Finance : 47.9% · +0.1% (455 calls)
in progress (365j)
matures : Oct 9, 26
▼ Underperform · 🎯$110
Price at call : $110.95 — upside -1%
Today : $121.49 — upside -9%
🎯 on AFL : no call matured yet · 📊 on Finance : 55.8% · +1.3% (215 calls)
in progress (365j)
matures : Oct 9, 26
Barclays
Oct 8, 25
▼ Underweight · 🎯$102
Price at call : $111.17 — upside -8%
Today : $121.49 — upside -16%
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
in progress (365j)
matures : Oct 8, 26
■ Equal-Weight neutral · not a buy · 🎯$113
Price at call : $105.76 — gap to target +7%
Today : $121.49 — gap to target -7%
🎯 on AFL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : Aug 18, 26
▼ Underperform · 🎯$106
Price at call : $105.38 — upside +1%
Today : $121.49 — upside -13%
🎯 on AFL : no call matured yet · 📊 on Finance : 55.8% · +1.3% (215 calls)
in progress (365j)
matures : Aug 15, 26
Wells Fargo
Aug 12, 25
■ Equal-Weight neutral · not a buy · 🎯$107
Price at call : $103.55 — gap to target +3%
Today : $121.49 — gap to target -12%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Aug 12, 26
■ Market Perform neutral · not a buy · 🎯$108
Price at call : $104.17 — gap to target +4%
Today : $121.49 — gap to target -11%
🎯 on AFL : no call matured yet · 📊 on Finance : 47.9% · +0.1% (455 calls)
in progress (365j)
matures : Aug 11, 26
UBS
Aug 6, 25
■ Neutral neutral · not a buy · 🎯$111
Price at call : $102.28 — gap to target +9%
Today : $121.49 — gap to target -9%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.4% · +2.8% (457 calls)
in progress (365j)
matures : Aug 6, 26
■ Equal-Weight neutral · not a buy · 🎯$108
Price at call : $102.67 — gap to target +5%
Today : $121.49 — gap to target -11%
🎯 on AFL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : Jul 14, 26
Wells Fargo
Jul 10, 25
■ Equal-Weight neutral · not a buy · 🎯$105
Price at call : $101.57 — gap to target +3%
Today : $121.49 — gap to target -14%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Jul 10, 26
JP Morgan
Jul 8, 25
■ Neutral neutral · not a buy · 🎯$100
Price at call : $101.91 — gap to target -2%
Today : $121.49 — gap to target -18%
🎯 on AFL : no call matured yet · 📊 on Finance : 52.1% · -1.0% (482 calls)
in progress (365j)
matures : Jul 8, 26
Barclays
Jul 7, 25
▼ Underweight · 🎯$98
Price at call : $103.24 — upside -5%
Today : $121.49 — upside -19%
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
in progress (365j)
matures : Jul 7, 26
Raymond James
May 29, 25
▲ Outperform · 🎯$110
Price at call : $103.54 — upside +6%
Today : $121.49 — upside -9%
Expected +6% · Actual +8% · Reason (≥ +15%) : ✗ No
🎯 on AFL : 100% (1 call matured) · 📊 on Finance : 52.4% · +0.4% (460 calls)
+8.3%
stock +8% · XLF +1%
■ Equal-Weight neutral · not a buy · 🎯$105
Price at call : $105.62 — gap to target -1%
Today : $121.49 — gap to target -14%
🎯 on AFL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : May 19, 26
■ Market Perform neutral · not a buy · 🎯$106
Price at call : $106.3 — gap to target -0%
Today : $121.49 — gap to target -13%
🎯 on AFL : no call matured yet · 📊 on Finance : 47.9% · +0.1% (455 calls)
in progress (365j)
matures : May 7, 26
Wells Fargo
May 6, 25
■ Equal-Weight neutral · not a buy · 🎯$103
Price at call : $105.9 — gap to target -3%
Today : $121.49 — gap to target -15%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : May 6, 26
Barclays
May 1, 25
▼ Underweight · 🎯$96
Price at call : $105.53 — upside -9%
Today : $121.49 — upside -21%
Expected -9% · Actual +7% · Reason (≤ −15%) : ✗ No
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
-7.4%
stock +7% · XLF +4%
■ Equal-Weight neutral · not a buy · 🎯$100
Price at call : $106.83 — gap to target -6%
Today : $121.49 — gap to target -18%
🎯 on AFL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : Apr 10, 26
UBS
Apr 2, 25
■ Neutral neutral · not a buy · 🎯$114
Price at call : $111.75 — gap to target +2%
Today : $121.49 — gap to target -6%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.4% · +2.8% (457 calls)
in progress (365j)
matures : Apr 2, 26
▲ Overweight · 🎯$124
Price at call : $111.75 — upside +11%
Today : $121.49 — upside +2%
Expected +11% · Actual -1% · Reason (≥ +15%) : ✗ No
🎯 on AFL : 50% (2 calls matureds) · 📊 on Finance : 57.7% · +13.8% (397 calls)
-1.3%
stock -1% · XLF +5%
JP Morgan
Apr 2, 25
■ Neutral neutral · not a buy · 🎯$96
Price at call : $112.27 — gap to target -14%
Today : $121.49 — gap to target -21%
🎯 on AFL : no call matured yet · 📊 on Finance : 52.1% · -1.0% (482 calls)
in progress (365j)
matures : Apr 2, 26
■ Equal-Weight neutral · not a buy · 🎯$105
Price at call : $110.14 — gap to target -5%
Today : $121.49 — gap to target -14%
🎯 on AFL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : Feb 28, 26
Wells Fargo
Feb 19, 25
■ Equal-Weight neutral · not a buy · 🎯$102
Price at call : $104.51 — gap to target -2%
Today : $121.49 — gap to target -16%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Feb 19, 26
■ Market Perform neutral · not a buy · 🎯$104
Price at call : $102.94 — gap to target +1%
Today : $121.49 — gap to target -14%
🎯 on AFL : no call matured yet · 📊 on Finance : 47.9% · +0.1% (455 calls)
in progress (365j)
matures : Feb 12, 26
Barclays
Feb 7, 25
▼ Underweight · 🎯$95
Price at call : $102.61 — upside -7%
Today : $121.49 — upside -22%
Expected -7% · Actual +10% · Reason (≤ −15%) : ✗ No
🎯 on AFL : 0% (2 calls matureds) · 📊 on Finance : 50.4% · +0.5% (922 calls)
-10.3%
stock +10% · XLF +5%
▲ Overweight · 🎯$118
Price at call : $102.61 — upside +15%
Today : $121.49 — upside -3%
Expected +15% · Actual +10% · Reason (≥ +15%) : ✗ No
🎯 on AFL : 50% (2 calls matureds) · 📊 on Finance : 57.7% · +13.8% (397 calls)
+10.3%
stock +10% · XLF +5%
BMO Capital
Jan 23, 25
■ Market Perform neutral · not a buy · 🎯$111
Price at call : $104.47 — gap to target +6%
Today : $121.49 — gap to target -9%
🎯 on AFL : no call matured yet · 📊 on Finance : 51.2% · +3.1% (250 calls)
in progress (365j)
matures : Jan 23, 26
Wells Fargo
Jan 14, 25
■ Equal-Weight neutral · not a buy · 🎯$104
Price at call : $104.79 — gap to target -1%
Today : $121.49 — gap to target -14%
🎯 on AFL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Jan 14, 26
■ Market Perform neutral · not a buy · 🎯$107
Price at call : $102.49 — gap to target +4%
Today : $121.49 — gap to target -12%
🎯 on AFL : no call matured yet · 📊 on Finance : 47.9% · +0.1% (455 calls)
in progress (365j)
matures : Jan 10, 26
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)