UnitedHealth Group (UNH): are the analysts right?

UnitedHealth Group · Health Care · ref. ETF XLV · 122 calls · price $428.19
What the company does: UnitedHealth Group est une société de soins de santé exploitant des services de santé, d'assurance-maladie et de pharmacie aux États-Unis et internationalement.
📈 1-year price
$428.19+39.2% over range
Jul 8, 25low $237.77 · high $428.19Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
83% recommend buying · 18 analysts
⚠️ The stock trades above the median target: it has beaten expectations. The “Buy” reflects conviction on the company, but the remaining quantified upside is low/negative.

🎯 Analyst price target on UNH

High target · 1 analyst$492+14.9%
Median target · 18 analysts$417-2.6%
Low target · 1 analyst$287-33.0%
Current price$428.19

🗳️ The analyst consensus

Analyst breakdown · 18 (6 months)
Strong Buy0%
Buy83%
Hold11%
Sell6%
Strong Sell0%

💰 UnitedHealth Group dividend

2.10%annual yield
📈 Steady dividend16 yrs of consecutive dividend increases
That's ~$8.95 per share per year.

✅ Historical analyst reliability on UNH

Most reliable analysts on UNH (% profitable · 365j · ≥2 calls)
Mizuho 75% +10.3% 12
Stephens & Co. 75% +4.6% 12
B of A Securities 58% -1.7% 12
Deutsche Bank 50% -0.9% 12
Truist Securities 42% -13.3% 12
Cantor Fitzgerald 8% -35.3% 12

📊 What $1,000 invested in UnitedHealth Group would be worth

In short — $1,000 invested in UnitedHealth Group 10 years ago would be worth $3,533 today, i.e. +13%/yr on average. Best year: 2021 (+43%), worst: 2025 (-35%). Price performance, excluding dividends.

If I'd invested $1,000 in UnitedHealth Group

InvestmentWorth todayGain
1 years ago$822-18%
3 years ago$784-22%
5 years ago$1,185+19%
10 years ago$3,533+253%
since inception (1985)$1,773,166+177217%

Return by year (UnitedHealth Group)

YearReturn$1,000 invested at year start
2026 (YTD)+26%$1,259 (+26%)
2025-35%$822 (-18%)
2024-4%$789 (-21%)
2023-1%$784 (-22%)
2022+6%$828 (-17%)
2021+43%$1,185 (+19%)
2020+19%$1,414 (+41%)
2019+18%$1,668 (+67%)
2018+13%$1,885 (+89%)
2017+38%$2,597 (+160%)
2016+36%$3,533 (+253%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance💰 Dividend
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on UNH

HSBC
Jul 6, 26
■ Hold neutral · not a buy · 🎯$380
Price at call : $428.19 — gap to target -11%
Today : $428.19 — gap to target -11%
🎯 on UNH : no call matured yet · 📊 on Health : 53.6% · +1.4% (28 calls)
in progress (365j)
matures : Jul 6, 27
▲ Overweight · 🎯$468
Price at call : $415.63 — upside +13%
Today : $428.19 — upside +9%
🎯 on UNH : no call matured yet · 📊 on Health : 51.7% · +5.3% (804 calls)
in progress (365j)
matures : Jun 30, 27
▲ Buy · 🎯$475
Price at call : $415.53 — upside +14%
Today : $428.19 — upside +11%
🎯 on UNH : 58% (12 calls matureds) · 📊 on Health : 48.6% · +2.3% (352 calls)
in progress (365j)
matures : Jun 24, 27
▲ Outperform · 🎯$462
Price at call : $400.96 — upside +15%
Today : $428.19 — upside +8%
🎯 on UNH : no call matured yet · 📊 on Health : 57.1% · +6.2% (35 calls)
in progress (365j)
matures : Jun 17, 27
Mizuho
Jun 8, 26
▲ Outperform · 🎯$460
Price at call : $413 — upside +11%
Today : $428.19 — upside +7%
🎯 on UNH : 75% (12 calls matureds) · 📊 on Health : 53.8% · +4.4% (208 calls)
in progress (365j)
matures : Jun 8, 27
JP Morgan
Jun 8, 26
▲ Overweight · 🎯$466
Price at call : $413 — upside +13%
Today : $428.19 — upside +9%
🎯 on UNH : no call matured yet · 📊 on Health : 53.6% · +5.2% (349 calls)
in progress (365j)
matures : Jun 8, 27
▲ Overweight · 🎯$453
Price at call : $399.47 — upside +13%
Today : $428.19 — upside +6%
🎯 on UNH : no call matured yet · 📊 on Health : 51.7% · +5.3% (804 calls)
in progress (365j)
matures : Jun 4, 27
▲ Buy · 🎯$450
Price at call : $396.47 — upside +14%
Today : $428.19 — upside +5%
🎯 on UNH : 58% (12 calls matureds) · 📊 on Health : 48.6% · +2.3% (352 calls)
in progress (365j)
matures : Jun 4, 27
▲ Buy · 🎯$440
Price at call : $377.92 — upside +16%
Today : $428.19 — upside +3%
🎯 on UNH : 42% (12 calls matureds) · 📊 on Health : 50% · +2.1% (248 calls)
in progress (365j)
matures : Jun 1, 27
Bernstein
May 27, 26
▲ Outperform · 🎯$492
Price at call : $384.01 — upside +28%
Today : $428.19 — upside +15%
🎯 on UNH : no call matured yet · 📊 on Health : 55.6% · +5.7% (63 calls)
in progress (365j)
matures : May 27, 27
Barclays
May 26, 26
▲ Overweight · 🎯$429
Price at call : $384.01 — upside +12%
Today : $428.19 — upside +0%
🎯 on UNH : no call matured yet · 📊 on Health : 50.1% · +2.2% (617 calls)
in progress (365j)
matures : May 26, 27
UBS
May 22, 26
▲ Buy · 🎯$460
Price at call : $376.86 — upside +22%
Today : $428.19 — upside +7%
🎯 on UNH : no call matured yet · 📊 on Health : 52.1% · +3.4% (340 calls)
in progress (365j)
matures : May 22, 27
Mizuho
May 20, 26
▲ Outperform · 🎯$440
Price at call : $383.3 — upside +15%
Today : $428.19 — upside +3%
🎯 on UNH : 75% (12 calls matureds) · 📊 on Health : 53.8% · +4.4% (208 calls)
in progress (365j)
matures : May 20, 27
JP Morgan
Apr 28, 26
▲ Overweight · 🎯$420
Price at call : $370.74 — upside +13%
Today : $428.19 — upside -2%
🎯 on UNH : no call matured yet · 📊 on Health : 53.6% · +5.2% (349 calls)
in progress (365j)
matures : Apr 28, 27
TD Cowen
Apr 23, 26
■ Hold neutral · not a buy · 🎯$337
Price at call : $354.92 — gap to target -5%
Today : $428.19 — gap to target -21%
🎯 on UNH : no call matured yet · 📊 on Health : 48.4% · +0.8% (95 calls)
in progress (365j)
matures : Apr 23, 27
▲ Overweight · 🎯$395
Price at call : $354.56 — upside +11%
Today : $428.19 — upside -8%
🎯 on UNH : no call matured yet · 📊 on Health : 51.7% · +5.3% (804 calls)
in progress (365j)
matures : Apr 22, 27
▲ Buy · 🎯$400
Price at call : $354.56 — upside +13%
Today : $428.19 — upside -7%
🎯 on UNH : no call matured yet · 📊 on Health : 56.4% · +2.9% (156 calls)
in progress (365j)
matures : Apr 22, 27
Wells Fargo
Apr 22, 26
▲ Overweight · 🎯$397
Price at call : $354.56 — upside +12%
Today : $428.19 — upside -7%
🎯 on UNH : no call matured yet · 📊 on Health : 49.3% · +2.1% (371 calls)
in progress (365j)
matures : Apr 22, 27
RBC Capital
Apr 22, 26
▲ Outperform · 🎯$400
Price at call : $354.56 — upside +13%
Today : $428.19 — upside -7%
🎯 on UNH : no call matured yet · 📊 on Health : 43% · -1.9% (381 calls)
in progress (365j)
matures : Apr 22, 27
▲ Outperform · 🎯$400
Price at call : $354.56 — upside +13%
Today : $428.19 — upside -7%
🎯 on UNH : no call matured yet · 📊 on Health : 57.1% · +6.2% (35 calls)
in progress (365j)
matures : Apr 22, 27
Oppenheimer
Apr 22, 26
▲ Outperform · 🎯$405
Price at call : $354.56 — upside +14%
Today : $428.19 — upside -5%
🎯 on UNH : no call matured yet · 📊 on Health : 43.5% · -0.4% (216 calls)
in progress (365j)
matures : Apr 22, 27
Baird
Apr 22, 26
▼ Underperform · 🎯$287
Price at call : $354.56 — upside -19%
Today : $428.19 — upside -33%
🎯 on UNH : no call matured yet · 📊 on Health : 52.3% · +7.1% (287 calls)
in progress (365j)
matures : Apr 22, 27
Barclays
Apr 22, 26
▲ Overweight · 🎯$373
Price at call : $354.56 — upside +5%
Today : $428.19 — upside -13%
🎯 on UNH : no call matured yet · 📊 on Health : 50.1% · +2.2% (617 calls)
in progress (365j)
matures : Apr 22, 27
▲ Buy · 🎯$395
Price at call : $353.52 — upside +12%
Today : $428.19 — upside -8%
🎯 on UNH : 42% (12 calls matureds) · 📊 on Health : 50% · +2.1% (248 calls)
in progress (365j)
matures : Apr 22, 27
Jefferies
Apr 20, 26
▲ Buy · 🎯$373
Price at call : $346.01 — upside +8%
Today : $428.19 — upside -13%
🎯 on UNH : no call matured yet · 📊 on Health : 50.5% · +4.5% (376 calls)
in progress (365j)
matures : Apr 20, 27
Bernstein
Apr 7, 26
▲ Outperform · 🎯$411
Price at call : $305.98 — upside +34%
Today : $428.19 — upside -4%
🎯 on UNH : no call matured yet · 📊 on Health : 55.6% · +5.7% (63 calls)
in progress (365j)
matures : Apr 7, 27
▲ Outperform · 🎯$330
Price at call : $277.26 — upside +19%
Today : $428.19 — upside -23%
🎯 on UNH : no call matured yet · 📊 on Health : 46.8% · +2.0% (395 calls)
in progress (365j)
matures : Apr 1, 27
Mizuho
Feb 5, 26
▲ Outperform · 🎯$350
Price at call : $268.55 — upside +30%
Today : $428.19 — upside -18%
🎯 on UNH : 75% (12 calls matureds) · 📊 on Health : 53.8% · +4.4% (208 calls)
in progress (365j)
matures : Feb 5, 27
▲ Buy · 🎯$370
Price at call : $284.18 — upside +30%
Today : $428.19 — upside -14%
🎯 on UNH : 42% (12 calls matureds) · 📊 on Health : 50% · +2.1% (248 calls)
in progress (365j)
matures : Feb 2, 27
JP Morgan
Feb 2, 26
▲ Overweight · 🎯$389
Price at call : $285.59 — upside +36%
Today : $428.19 — upside -9%
🎯 on UNH : no call matured yet · 📊 on Health : 53.6% · +5.2% (349 calls)
in progress (365j)
matures : Feb 2, 27
Barclays
Jan 30, 26
▲ Overweight · 🎯$327
Price at call : $285.59 — upside +14%
Today : $428.19 — upside -24%
🎯 on UNH : no call matured yet · 📊 on Health : 50.1% · +2.2% (617 calls)
in progress (365j)
matures : Jan 30, 27
Wells Fargo
Jan 30, 26
▲ Overweight · 🎯$370
Price at call : $285.59 — upside +30%
Today : $428.19 — upside -14%
🎯 on UNH : no call matured yet · 📊 on Health : 49.3% · +2.1% (371 calls)
in progress (365j)
matures : Jan 30, 27
Jefferies
Jan 28, 26
▲ Buy · 🎯$340
Price at call : $292.29 — upside +16%
Today : $428.19 — upside -21%
🎯 on UNH : no call matured yet · 📊 on Health : 50.5% · +4.5% (376 calls)
in progress (365j)
matures : Jan 28, 27
▲ Outperform · 🎯$345
Price at call : $292.29 — upside +18%
Today : $428.19 — upside -19%
🎯 on UNH : no call matured yet · 📊 on Health : 57.1% · +6.2% (35 calls)
in progress (365j)
matures : Jan 28, 27
RBC Capital
Jan 28, 26
▲ Outperform · 🎯$361
Price at call : $292.29 — upside +24%
Today : $428.19 — upside -16%
🎯 on UNH : no call matured yet · 📊 on Health : 43% · -1.9% (381 calls)
in progress (365j)
matures : Jan 28, 27
Oppenheimer
Jan 28, 26
▲ Outperform · 🎯$385
Price at call : $292.29 — upside +32%
Today : $428.19 — upside -10%
🎯 on UNH : no call matured yet · 📊 on Health : 43.5% · -0.4% (216 calls)
in progress (365j)
matures : Jan 28, 27
UBS
Jan 28, 26
▲ Buy · 🎯$410
Price at call : $292.29 — upside +40%
Today : $428.19 — upside -4%
🎯 on UNH : no call matured yet · 📊 on Health : 52.1% · +3.4% (340 calls)
in progress (365j)
matures : Jan 28, 27
▲ Overweight · 🎯$409
Price at call : $351.64 — upside +16%
Today : $428.19 — upside -4%
🎯 on UNH : no call matured yet · 📊 on Health : 51.7% · +5.3% (804 calls)
in progress (365j)
matures : Jan 23, 27
Barclays
Jan 5, 26
▲ Overweight · 🎯$391
Price at call : $342.02 — upside +14%
Today : $428.19 — upside -9%
🎯 on UNH : no call matured yet · 📊 on Health : 50.1% · +2.2% (617 calls)
in progress (365j)
matures : Jan 5, 27
TD Cowen
Oct 30, 25
■ Hold neutral · not a buy · 🎯$338
Price at call : $341.56 — gap to target -1%
Today : $428.19 — gap to target -21%
🎯 on UNH : no call matured yet · 📊 on Health : 48.4% · +0.8% (95 calls)
in progress (365j)
matures : Oct 30, 26
Bernstein
Oct 30, 25
▲ Outperform · 🎯$440
Price at call : $341.56 — upside +29%
Today : $428.19 — upside +3%
🎯 on UNH : no call matured yet · 📊 on Health : 55.6% · +5.7% (63 calls)
in progress (365j)
matures : Oct 30, 26
UBS
Oct 29, 25
▲ Buy · 🎯$430
Price at call : $344.75 — upside +25%
Today : $428.19 — upside +0%
🎯 on UNH : no call matured yet · 📊 on Health : 52.1% · +3.4% (340 calls)
in progress (365j)
matures : Oct 29, 26
RBC Capital
Oct 29, 25
▲ Outperform · 🎯$408
Price at call : $344.75 — upside +18%
Today : $428.19 — upside -5%
🎯 on UNH : no call matured yet · 📊 on Health : 43% · -1.9% (381 calls)
in progress (365j)
matures : Oct 29, 26
Piper Sandler
Oct 29, 25
▲ Overweight · 🎯$417
Price at call : $344.75 — upside +21%
Today : $428.19 — upside -3%
🎯 on UNH : no call matured yet · 📊 on Health : 47% · -1.0% (313 calls)
in progress (365j)
matures : Oct 29, 26
Jefferies
Oct 17, 25
▲ Buy · 🎯$409
Price at call : $364.48 — upside +12%
Today : $428.19 — upside -4%
🎯 on UNH : no call matured yet · 📊 on Health : 50.5% · +4.5% (376 calls)
in progress (365j)
matures : Oct 17, 26
Goldman Sachs
Oct 14, 25
▲ Buy · 🎯$406
Price at call : $359.93 — upside +13%
Today : $428.19 — upside -5%
🎯 on UNH : no call matured yet · 📊 on Health : 50.8% · +2.0% (240 calls)
in progress (365j)
matures : Oct 14, 26
JP Morgan
Oct 9, 25
▲ Overweight · 🎯$425
Price at call : $354.5 — upside +20%
Today : $428.19 — upside -1%
🎯 on UNH : no call matured yet · 📊 on Health : 53.6% · +5.2% (349 calls)
in progress (365j)
matures : Oct 9, 26
Mizuho
Oct 9, 25
▲ Outperform · 🎯$430
Price at call : $367.69 — upside +17%
Today : $428.19 — upside +0%
🎯 on UNH : 75% (12 calls matureds) · 📊 on Health : 53.8% · +4.4% (208 calls)
in progress (365j)
matures : Oct 9, 26
Barclays
Oct 9, 25
▲ Overweight · 🎯$386
Price at call : $367.69 — upside +5%
Today : $428.19 — upside -10%
🎯 on UNH : no call matured yet · 📊 on Health : 50.1% · +2.2% (617 calls)
in progress (365j)
matures : Oct 9, 26
■ Neutral neutral · not a buy · 🎯$390
Price at call : $367.69 — gap to target +6%
Today : $428.19 — gap to target -9%
🎯 on UNH : 58% (12 calls matureds) · 📊 on Health : 48.6% · +2.3% (352 calls)
in progress (365j)
matures : Oct 8, 26
▲ Buy · 🎯$360
Price at call : $321.58 — upside +12%
Today : $428.19 — upside -16%
Expected +12% · Actual +19% · Reason (≥ +15%) : ✓ Yes
🎯 on UNH : 42% (12 calls matureds) · 📊 on Health : 50% · +2.1% (248 calls)
+19.2%
stock +19% · XLV +9%
Mizuho
May 16, 25
▲ Outperform · 🎯$350
Price at call : $315.89 — upside +11%
Today : $428.19 — upside -18%
Expected +11% · Actual +24% · Reason (≥ +15%) : ✓ Yes
🎯 on UNH : 75% (12 calls matureds) · 📊 on Health : 53.8% · +4.4% (208 calls)
+23.8%
stock +24% · XLV +8%
Deutsche Bank
May 14, 25
▲ Buy · 🎯$362
Price at call : $274.35 — upside +32%
Today : $428.19 — upside -15%
Expected +32% · Actual +44% · Reason (≥ +15%) : ✓ Yes
🎯 on UNH : 50% (12 calls matureds) · 📊 on Health : 53.3% · +4.4% (289 calls)
+43.6%
stock +44% · XLV +11%
Mizuho
May 6, 25
▲ Outperform · 🎯$515
Price at call : $391.06 — upside +32%
Today : $428.19 — upside +20%
Expected +32% · Actual -5% · Reason (≥ +15%) : ✗ No
🎯 on UNH : 75% (12 calls matureds) · 📊 on Health : 53.8% · +4.4% (208 calls)
-5.5%
stock -5% · XLV +7%
▲ Buy · 🎯$580
Price at call : $427.18 — upside +36%
Today : $428.19 — upside +35%
Expected +36% · Actual -17% · Reason (≥ +15%) : ✗ No
🎯 on UNH : 42% (12 calls matureds) · 📊 on Health : 50% · +2.1% (248 calls)
-17.2%
stock -17% · XLV +8%
▲ Buy · 🎯$560
Price at call : $425.33 — upside +32%
Today : $428.19 — upside +31%
Expected +32% · Actual -19% · Reason (≥ +15%) : ✗ No
🎯 on UNH : 58% (12 calls matureds) · 📊 on Health : 48.6% · +2.3% (352 calls)
-18.6%
stock -19% · XLV +10%
▲ Buy · 🎯$660
Price at call : $599.47 — upside +10%
Today : $428.19 — upside +54%
Expected +10% · Actual -48% · Reason (≥ +15%) : ✗ No
🎯 on UNH : 42% (12 calls matureds) · 📊 on Health : 50% · +2.1% (248 calls)
-47.8%
stock -48% · XLV +8%
Mizuho
Apr 9, 25
▲ Outperform · 🎯$650
Price at call : $578.5 — upside +12%
Today : $428.19 — upside +52%
Expected +12% · Actual -47% · Reason (≥ +15%) : ✗ No
🎯 on UNH : 75% (12 calls matureds) · 📊 on Health : 53.8% · +4.4% (208 calls)
-46.9%
stock -47% · XLV +8%
▲ Overweight · 🎯$700
Price at call : $524.99 — upside +33%
Today : $428.19 — upside +63%
Expected +33% · Actual -36% · Reason (≥ +15%) : ✗ No
🎯 on UNH : 8% (12 calls matureds) · 📊 on Health : 37.9% · -3.5% (335 calls)
-35.5%
stock -36% · XLV +9%
▲ Buy · 🎯$610
Price at call : $513.67 — upside +19%
Today : $428.19 — upside +42%
Expected +19% · Actual -32% · Reason (≥ +15%) : ✗ No
🎯 on UNH : 42% (12 calls matureds) · 📊 on Health : 50% · +2.1% (248 calls)
-32.1%
stock -32% · XLV +14%
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)