Aflac (AFL) fundamentals: P/E, valuation, undervalued?
Aflac · Financials · ref. ETF XLF · price $116.58
In short — Aflac trades at 12.6× earnings (P/E), 15.5× forward, with a net margin of 26.9 % and revenue growth of -1 %. Read: Cheap for the growth (P/E 15 for ~47% growth (PEG 0.3)).
Is Aflac stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$116.58+9.9% over range
Aug 28, 25low $105.62 · high $129.55Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Hold
8% recommend buying · 12 analysts
Valuation : Cheap for the growth — P/E 15 for ~47% growth (PEG 0.3)
Valuation
12.6
P/E (price/earnings)
15.5
Forward P/E
0.27
PEG
1.9
Price/book (P/B)
$58.4B
Market cap
9.27
EPS
Profitability & growth
26.9 %
Net margin
-1 %
Revenue growth
+47 %
Earnings growth
$16.2B
Total debt
Aflac income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $19.5B | $4.2B | 21.5 % |
| 2023 | $18.7B | $4.7B | 24.9 % |
| 2024 | $17.4B | $5.4B | 31.3 % |
| 2025 | $17.5B | $3.6B | 20.8 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Aflac's P/E and is the stock undervalued? What's a good P/E?
Aflac's P/E is 12.6 (forward 15.5). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Aflac profitable?
Aflac has a net margin of 26.9 % (EPS 9.27). The company is profitable.
Is AFL stock expensive?
Our read: "Cheap for the growth" — P/E 15 for ~47% growth (PEG 0.3). Cross-check with growth and sector.
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