Ally Financial (ALLY) fundamentals: P/E, valuation, undervalued?
Ally Financial · Financials · ref. ETF XLF · price $42.74
In short — Ally Financial trades at 10.0× earnings (P/E), 6.7× forward, with a net margin of 18.4 % and revenue growth of +11 %. Read: Cheap for the growth (P/E 7 for ~14% growth (PEG 0.5)).
Is Ally Financial stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$42.74+4.1% over range
Aug 28, 25low $35.96 · high $47.25Aug 27, 26
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Buy
90% recommend buying · 10 analysts
Valuation : Cheap for the growth — P/E 7 for ~14% growth (PEG 0.5)
Valuation
10.0
P/E (price/earnings)
6.7
Forward P/E
0.74
PEG
1.0
Price/book (P/B)
$13.0B
Market cap
4.27
EPS
Profitability & growth
18.4 %
Net margin
+11 %
Revenue growth
+14 %
Earnings growth
$23.1B
Total debt
Ally Financial income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $8.4B | $1.6B | 19.0 % |
| 2023 | $8.2B | $910M | 11.1 % |
| 2024 | $8.2B | $558M | 6.8 % |
| 2025 | $7.9B | $742M | 9.4 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Ally Financial's P/E and is the stock undervalued? What's a good P/E?
Ally Financial's P/E is 10.0 (forward 6.7). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Ally Financial profitable?
Ally Financial has a net margin of 18.4 % (EPS 4.27). The company is profitable.
Is ALLY stock expensive?
Our read: "Cheap for the growth" — P/E 7 for ~14% growth (PEG 0.5). Cross-check with growth and sector.
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