American Express (AXP) fundamentals: P/E, valuation, undervalued?
American Express · Financials · ref. ETF XLF · price $309.84
In short — American Express trades at 18.9× earnings (P/E), 15.4× forward, with a net margin of 16.1 % and revenue growth of +13 %. Read: Fairly valued (P/E 15 in line with ~11% growth (PEG 1.4)).
Is American Express stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$309.84-6.9% over range
Oct 14, 25low $292.27 · high $384.89Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Hold
50% recommend buying · 16 analysts
Valuation : Fairly valued — P/E 15 in line with ~11% growth (PEG 1.4)
Valuation
18.9
P/E (price/earnings)
15.4
Forward P/E
1.72
PEG
6.1
Price/book (P/B)
$209.2B
Market cap
16.39
EPS
Profitability & growth
16.1 %
Net margin
+13 %
Revenue growth
+11 %
Earnings growth
$59.1B
Total debt
American Express income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $52.9B | $7.4B | 14.0 % |
| 2023 | $60.5B | $8.3B | 13.6 % |
| 2024 | $65.9B | $10.0B | 15.2 % |
| 2025 | $72.2B | $10.7B | 14.8 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is American Express's P/E and is the stock undervalued? What's a good P/E?
American Express's P/E is 18.9 (forward 15.4). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Fairly valued".
Is American Express profitable?
American Express has a net margin of 16.1 % (EPS 16.39). The company is profitable.
Is AXP stock expensive?
Our read: "Fairly valued" — P/E 15 in line with ~11% growth (PEG 1.4). Cross-check with growth and sector.
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