Should I buy American Express (AXP) stock or is it too late?
⭐ The most reliable of them, either direction: Truist Securities — 77% of its targets hit on this sector (133 calls tested). It aims for $370 (+19 %), call made on September 24, 2026, maturing on September 24, 2027 (20 d ago).
Firm-by-firm track record on American Express
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| RBC Capital | 100 % | +34.4 % | 10 | $400 +29% |
| Morgan Stanley | 61 % | +26.6 % | 28 | $380 +23% |
| Oppenheimer | 71 % | +19.8 % | 28 | $219 -29% |
| Wells Fargo | 83 % | +17.3 % | 23 | $415 +34% |
| Truist Securities | 83 % | +15.2 % | 6 | $370 +19% |
| Wolfe Research | 40 % | +12.0 % | 5 | $240 -23% |
| Goldman Sachs | 71 % | +10.3 % | 7 | $400 +29% |
| B of A Securities | 75 % | +6.0 % | 16 | $391 +26% |
✅ Reasons to believe
- Median price target $365, i.e. +18% from the current price ($310).
- The most reliable firm on AXP, Barclays (100% hit rate, 4 scored calls), targets $342 (call made on October 5, 2026, maturing on October 5, 2027) (+10%) in its most recent call, and $367 (call made on January 6, 2026, maturing on January 6, 2027) (+18%) in the one coming due soonest.
- 5 analysts rated reliable (≥55% hit rate, beat their sector) are bullish on the stock.
- Reasonable valuation (P/E ~19) relative to its sector.
⚠️ Reasons to hesitate
- The consensus is not unanimous: of 16 ratings, 7 are neutral and 1 is a sell.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
The analyst consensus on AXP
Median target $365 (+18%) · 16 ratings · Hold consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in American Express now?
We won't decide for you. The facts: 50% of analysts rate it a buy, median target $365 (+18%), and Barclays (most reliable on AXP, 100%) targets $342. Weigh that against valuation (P/E ~19). This is not personalized advice.
Is it too late to invest in American Express?
Not according to analysts: the median target ($365) is still +18% above the current price ($310) (most reliable on AXP: Barclays, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is American Express still worth investing in?
It depends on the gap between the price ($310) and its estimated value: analysts target $365 on median (+18%), with 50% buys (most reliable on AXP: Barclays, 100%). Cross-check with their real reliability on AXP and the cautions above. Information, not advice.
What's the main risk in buying AXP?
The consensus is not unanimous: of 16 ratings, 7 are neutral and 1 is a sell.
→ Go deeper: the full American Express profile (consensus, analyst reliability, price target, performance).