Bank of America (BAC) fundamentals: P/E, valuation, undervalued?
Bank of America · Financials · ref. ETF XLF · price $53.96
In short — Bank of America trades at 12.6× earnings (P/E), 10.3× forward, with a net margin of 29.5 % and revenue growth of +17 %. Read: Cheap for the growth (P/E 10 for ~34% growth (PEG 0.3)).
Is Bank of America stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$53.96+7.7% over range
Oct 14, 25low $46.72 · high $64.81Oct 13, 26
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Buy
83% recommend buying · 12 analysts
Valuation : Cheap for the growth — P/E 10 for ~34% growth (PEG 0.3)
Valuation
12.6
P/E (price/earnings)
10.3
Forward P/E
0.37
PEG
1.4
Price/book (P/B)
$377.3B
Market cap
4.28
EPS
Profitability & growth
29.5 %
Net margin
+17 %
Revenue growth
+34 %
Earnings growth
$789.0B
Total debt
Bank of America income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $95.0B | $26.0B | 27.4 % |
| 2023 | $98.6B | $24.9B | 25.2 % |
| 2024 | $101.9B | $25.5B | 25.0 % |
| 2025 | $113.1B | $29.1B | 25.7 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Bank of America's P/E and is the stock undervalued? What's a good P/E?
Bank of America's P/E is 12.6 (forward 10.3). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Bank of America profitable?
Bank of America has a net margin of 29.5 % (EPS 4.28). The company is profitable.
Is BAC stock expensive?
Our read: "Cheap for the growth" — P/E 10 for ~34% growth (PEG 0.3). Cross-check with growth and sector.
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