Should I buy Bill Holdings (BILL) stock or is it too late?
⭐ The most reliable of them, either direction: UBS — 63% of its targets hit on this sector (83 calls tested). It aims for $60 (+36 %), call made on August 21, 2026, maturing on August 21, 2027 (54 d ago).
Firm-by-firm track record on Bill Holdings
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| Keybanc | 38 % | +38.7 % | 34 | $70 +59% |
| Needham | 23 % | +9.0 % | 26 | $75 +71% |
| Piper Sandler | 19 % | -3.2 % | 27 | $70 +59% |
| Oppenheimer | 25 % | -13.3 % | 16 | $50 +14% |
| Canaccord Genuity | 11 % | -20.9 % | 9 | $77 +75% |
| Jefferies | 0 % | -24.0 % | 5 | $56 +27% |
| Morgan Stanley | 0 % | -25.3 % | 5 | $60 +36% |
| Susquehanna | 0 % | -25.4 % | 10 | $84 +91% |
✅ Reasons to believe
- 62% of analysts rate it a buy (Buy consensus, 13 ratings) — a sign of market conviction.
- Median price target $55, i.e. +25% from the current price ($44).
- The most reliable firm on BILL, BTIG (50% hit rate, 4 scored calls), targets $60 (call made on August 20, 2026, maturing on August 20, 2027) (+36%) in its most recent call, and $60 (call made on December 12, 2025, maturing on December 12, 2026) (+36%) in the one coming due soonest.
⚠️ Reasons to hesitate
- The consensus is not unanimous: of 13 ratings, 5 are neutral.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
- Volatile stock: sharp swings — including steep drops — are part of its profile.
- No dividend: your return depends only on price appreciation.
The analyst consensus on BILL
Median target $55 (+25%) · 13 ratings · Buy consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in Bill Holdings now?
We won't decide for you. The facts: 62% of analysts rate it a buy, median target $55 (+25%), and BTIG (most reliable on BILL, 50%) targets $60. Weigh that against valuation and volatility. This is not personalized advice.
Is it too late to invest in Bill Holdings?
Not according to analysts: the median target ($55) is still +25% above the current price ($44) (most reliable on BILL: BTIG, 50%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is Bill Holdings still worth investing in?
It depends on the gap between the price ($44) and its estimated value: analysts target $55 on median (+25%), with 62% buys (most reliable on BILL: BTIG, 50%). Cross-check with their real reliability on BILL and the cautions above. Information, not advice.
What's the main risk in buying BILL?
The consensus is not unanimous: of 13 ratings, 5 are neutral.
→ Go deeper: the full Bill Holdings profile (consensus, analyst reliability, price target, performance).