Should I buy Bill Holdings (BILL) stock or is it too late?
⭐ The most reliable of them, either direction: JP Morgan — 63% of its targets hit on this sector (166 calls tested). It aims for $50 (+2.3 %), call made on June 6, 2026, maturing on June 6, 2027 (83 d ago).
Firm-by-firm track record on Bill Holdings
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| Keybanc | 38 % | +38.7 % | 34 | $70 +43% |
| Needham | 20 % | +9.2 % | 25 | $75 +53% |
| Piper Sandler | 19 % | -3.2 % | 27 | $70 +43% |
| Oppenheimer | 20 % | -14.7 % | 15 | $50 +2% |
| Canaccord Genuity | 0 % | -23.7 % | 8 | $77 +58% |
| Jefferies | 0 % | -24.0 % | 5 | $56 +15% |
| Morgan Stanley | 0 % | -25.3 % | 5 | $60 +23% |
| Susquehanna | 0 % | -25.4 % | 10 | $84 +72% |
✅ Reasons to believe
- 62% of analysts rate it a buy (Buy consensus, 13 ratings) — a sign of market conviction.
- Median price target $55, i.e. +13% from the current price ($49).
- The most reliable firm on BILL, BTIG (50% hit rate, 4 scored calls), targets $60 (call made on August 20, 2026, maturing on August 20, 2027) (+23%) in its most recent call, and $60 (call made on December 12, 2025, maturing on December 12, 2026) (+23%) in the one coming due soonest.
⚠️ Reasons to hesitate
- The consensus is not unanimous: of 13 ratings, 5 are neutral.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
- Volatile stock: sharp swings — including steep drops — are part of its profile.
- No dividend: your return depends only on price appreciation.
The analyst consensus on BILL
Median target $55 (+13%) · 13 ratings · Buy consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in Bill Holdings now?
We won't decide for you. The facts: 62% of analysts rate it a buy, median target $55 (+13%), and BTIG (most reliable on BILL, 50%) targets $60. Weigh that against valuation and volatility. This is not personalized advice.
Is it too late to invest in Bill Holdings?
Not according to analysts: the median target ($55) is still +13% above the current price ($49) (most reliable on BILL: BTIG, 50%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is Bill Holdings still worth investing in?
It depends on the gap between the price ($49) and its estimated value: analysts target $55 on median (+13%), with 62% buys (most reliable on BILL: BTIG, 50%). Cross-check with their real reliability on BILL and the cautions above. Information, not advice.
What's the main risk in buying BILL?
The consensus is not unanimous: of 13 ratings, 5 are neutral.
→ Go deeper: the full Bill Holdings profile (consensus, analyst reliability, price target, performance).