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Credit Acceptance (CACC) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
Credit Acceptance · Financials · ref. ETF XLF · 50 calls · price $600.48
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What the company does: Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States.

📈 Credit Acceptance (CACC) stock price

$600.48+17.7% over range
Aug 28, 25low $411.04 · high $657.2Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
0% recommend buying · 2 analysts
📊 JPI status : Credit Acceptance has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
⚠️ The stock trades above the median target: it has beaten expectations. The “Hold” reflects conviction on the company, but the remaining quantified upside is low/negative.

🎯 CACC price target & analyst consensusprice $600

The price target · all analysts combined (2 targets)
Highest target · 1 firm of 2$600-0.1%
Median target · of 2 targets$570-5.1%
Lowest target · 1 firm of 2$540-10.1%
Current price$600.48
⭐ What the most reliable analysts say

No reliable analyst is bullish on this stock right now. A “reliable” analyst is a firm that, on this sector, hits more than 55% of its targets and beats its sector. None of them sees upside here — which is exactly why this stock is in no JPI selection.

The consensus · 2 ratings (last 6 months)
Strong Buy00%
Buy00%
Hold2100%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Credit Acceptance? The JPI assistant answers using our backtest data.

🔎 Detailed analyses

✅ Historical analyst reliability on CACC

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
JMP Securities 100% +22.6% 2
Janney Montgomery Scott 67% -12.2% 3
Stephens & Co.  50% -17.5% 2
Credit Suisse 42% -3.8% 12
TD Cowen  33% -1.6% 6
BTIG  0% -20.1% 2
Compass Point  0% -71.5% 2

📰 Recent news on Credit Acceptance

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📋 All analyst calls on CACC

TD Cowen 
Aug 5, 26
■ Hold neutral · not a buy · 🎯$600
Price at call : $581.3 — gap to target +3%
Today : $600.48 — gap to target -0%
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Aug 5, 27
TD Cowen 
Jul 7, 26
■ Hold neutral · not a buy · 🎯$575
Price at call : $628.96 — gap to target -9%
Today : $600.48 — gap to target -4%
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jul 7, 27
TD Cowen 
May 6, 26
■ Hold neutral · not a buy · 🎯$500
Price at call : $522.87 — gap to target -4%
Today : $600.48 — gap to target -17%
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : May 6, 27
Stephens & Co. 
Apr 17, 26
■ Equal-Weight neutral · not a buy · 🎯$540
Price at call : $527.56 — gap to target +2%
Today : $600.48 — gap to target -10%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Apr 17, 27
TD Cowen 
Jan 30, 26
■ Hold neutral · not a buy · 🎯$470
Price at call : $511.43 — gap to target -8%
Today : $600.48 — gap to target -22%
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jan 30, 27
TD Cowen 
Oct 31, 25
▼ Sell · 🎯$430
Price at call : $456.99 — upside -6%
Today : $600.48 — upside -28%
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Oct 31, 26
TD Cowen 
Jan 31, 25
▼ Sell · 🎯$450
Price at call : $510.6 — upside -12%
Today : $600.48 — upside -25%
Expected -12% · Actual +0% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
-0.2%
stock +0% · XLF +5%
matured Jan 31, 26
Stephens & Co. 
Jan 31, 25
■ Equal-Weight neutral · not a buy · 🎯$500
Price at call : $510.6 — gap to target -2%
Today : $600.48 — gap to target -17%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Jan 31, 26
See the other 42 calls, newest to oldest
TD Cowen 
Jan 8, 25
▼ Sell · 🎯$420
Price at call : $440.44 — upside -5%
Today : $600.48 — upside -30%
Expected -5% · Actual +8% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
-8.2%
stock +8% · XLF +18%
matured Jan 8, 26
Stephens & Co. 
Nov 13, 24
■ Equal-Weight neutral · not a buy · 🎯$452
Price at call : $441.77 — gap to target +2%
Today : $600.48 — gap to target -25%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Nov 13, 25
TD Cowen 
Nov 1, 24
▼ Sell · 🎯$380
Price at call : $423.62 — upside -10%
Today : $600.48 — upside -37%
Expected -10% · Actual +8% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
-7.9%
stock +8% · XLF +13%
matured Nov 1, 25
TD Cowen 
Aug 1, 24
▼ Sell · 🎯$400
Price at call : $480.02 — upside -17%
Today : $600.48 — upside -33%
Expected -17% · Actual -7% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
+6.6%
stock -7% · XLF +23%
matured Aug 1, 25
TD Cowen 
May 2, 24
▼ Sell · 🎯$420
Price at call : $506.28 — upside -17%
Today : $600.48 — upside -30%
Expected -17% · Actual -2% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
+2.0%
stock -2% · XLF +22%
matured May 2, 25
TD Cowen 
Nov 1, 23
▼ Underperform
Actual +2% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 33% (6 calls matureds) · 📊 on Finance : 62.5% · +2.3% (16 calls)
-2.3%
stock +2% · XLF +43%
matured Oct 31, 24
BMO Capital 
Oct 31, 23
■ Market Perform neutral · not a buy · 🎯$347
Price at call : $402.43 — gap to target -14%
Today : $600.48 — gap to target -42%
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Oct 30, 24
Stephens & Co. 
Oct 31, 23
■ Equal-Weight neutral · not a buy · 🎯$440
Price at call : $402.43 — gap to target +9%
Today : $600.48 — gap to target -27%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Oct 30, 24
Credit Suisse
May 2, 23
▼ Underperform · 🎯$380
Price at call : $430.12 — upside -12%
Today : $600.48 — upside -37%
Expected -12% · Actual +15% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
-14.5%
stock +15% · XLF +25%
matured May 1, 24
■ Equal-Weight neutral · not a buy · 🎯$440
Price at call : $430.12 — gap to target +2%
Today : $600.48 — gap to target -27%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : May 1, 24
■ Equal-Weight neutral · not a buy · 🎯$442
Price at call : $416.51 — gap to target +6%
Today : $600.48 — gap to target -26%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Mar 8, 24
BMO Capital 
Feb 1, 23
■ Market Perform neutral · not a buy · 🎯$380
Price at call : $526.08 — gap to target -28%
Today : $600.48 — gap to target -37%
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Feb 1, 24
BMO Capital 
Nov 3, 22
■ Market Perform neutral · not a buy · 🎯$364
Price at call : $445.13 — gap to target -18%
Today : $600.48 — gap to target -39%
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Nov 3, 23
■ Equal-Weight neutral · not a buy · 🎯$442
Price at call : $437.31 — gap to target +1%
Today : $600.48 — gap to target -26%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Nov 2, 23
Credit Suisse
Nov 2, 22
▼ Underperform · 🎯$410
Price at call : $437.31 — upside -6%
Today : $600.48 — upside -32%
Expected -6% · Actual -0% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
+0.2%
stock -0% · XLF -1%
matured Nov 2, 23
Credit Suisse
Aug 2, 22
▼ Underperform · 🎯$440
Price at call : $528.89 — upside -17%
Today : $600.48 — upside -27%
Expected -17% · Actual -9% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
+8.6%
stock -9% · XLF +6%
matured Aug 2, 23
Credit Suisse
May 3, 22
▼ Underperform · 🎯$460
Price at call : $621.88 — upside -26%
Today : $600.48 — upside -23%
Expected -26% · Actual -27% · Reason (≤ −15%) : ✓ Yes
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
+27.5%
stock -27% · XLF -9%
matured May 3, 23
BMO Capital 
Feb 1, 22
■ Market Perform neutral · not a buy · 🎯$428
Price at call : $521.91 — gap to target -18%
Today : $600.48 — gap to target -29%
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Feb 1, 23
Credit Suisse
Nov 2, 21
▼ Underperform · 🎯$420
Price at call : $670.3 — upside -37%
Today : $600.48 — upside -30%
Expected -37% · Actual -35% · Reason (≤ −15%) : ✓ Yes
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
+34.8%
stock -35% · XLF -17%
matured Nov 2, 22
■ Market Underperform neutral · not a buy · 🎯$355
Price at call : $670.3 — gap to target -47%
Today : $600.48 — gap to target -41%
🎯 on CACC : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Nov 2, 22
■ Equal-Weight neutral · not a buy · 🎯$519
Price at call : $670.3 — gap to target -23%
Today : $600.48 — gap to target -14%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Nov 2, 22
Credit Suisse
Jul 30, 21
▼ Underperform · 🎯$360
Price at call : $484.77 — upside -26%
Today : $600.48 — upside -40%
Expected -26% · Actual +20% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
-20.0%
stock +20% · XLF -8%
matured Jul 30, 22
Credit Suisse
Jul 6, 21
▼ Underperform · 🎯$330
Price at call : $450.78 — upside -27%
Today : $600.48 — upside -45%
Expected -27% · Actual +10% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
-10.4%
stock +10% · XLF -13%
matured Jul 6, 22
BMO Capital 
May 3, 21
■ Market Perform neutral · not a buy · 🎯$399
Price at call : $415.94 — gap to target -4%
Today : $600.48 — gap to target -34%
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : May 3, 22
■ Neutral neutral · not a buy · 🎯$394
Price at call : $478 — gap to target -18%
Today : $600.48 — gap to target -34%
🎯 on CACC : 100% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)
in progress (365j)
matures : Jul 31, 21
Credit Suisse
Jul 31, 20
▼ Underperform · 🎯$240
Price at call : $467.94 — upside -49%
Today : $600.48 — upside -60%
Expected -49% · Actual +13% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
-12.8%
stock +13% · XLF +52%
matured Jul 31, 21
■ Market Underperform neutral · not a buy · 🎯$150
Price at call : $252.21 — gap to target -41%
Today : $600.48 — gap to target -75%
🎯 on CACC : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Apr 3, 21
BTIG 
Mar 19, 20
▼ Sell · 🎯$190
Price at call : $286.23 — upside -34%
Today : $600.48 — upside -68%
Expected -34% · Actual +27% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 0% (2 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
-27.4%
stock +27% · XLF +75%
matured Mar 19, 21
▼ Sell
Actual -14% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 100% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)
+13.6%
stock -14% · XLF -2%
matured Jan 30, 21
Credit Suisse
Nov 14, 19
▼ Underperform · 🎯$390
Price at call : $435.4 — upside -10%
Today : $600.48 — upside -35%
Expected -10% · Actual -28% · Reason (≤ −15%) : ✓ Yes
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
+28.1%
stock -28% · XLF -9%
matured Nov 13, 20
■ Equal-Weight neutral · not a buy · 🎯$290
Price at call : $430.37 — gap to target -33%
Today : $600.48 — gap to target -52%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Nov 4, 20
Stephens & Co. 
Apr 30, 19
■ Equal-Weight neutral · not a buy · 🎯$495
Price at call : $496.22 — gap to target -0%
Today : $600.48 — gap to target -18%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Apr 29, 20
■ Neutral neutral · not a buy · 🎯$440
Price at call : $447.94 — gap to target -2%
Today : $600.48 — gap to target -27%
🎯 on CACC : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Mar 27, 20
Oppenheimer 
Jan 31, 19
■ Market Perform neutral · not a buy
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +2.2% (46 calls)
in progress (365j)
matures : Jan 31, 20
BTIG 
Jan 24, 19
▼ Sell · 🎯$340
Price at call : $405.57 — upside -16%
Today : $600.48 — upside -43%
Expected -16% · Actual +13% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 0% (2 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
-12.8%
stock +13% · XLF +18%
matured Jan 24, 20
■ Equal-Weight neutral · not a buy · 🎯$381
Price at call : $395.03 — gap to target -4%
Today : $600.48 — gap to target -37%
🎯 on CACC : no call matured yet · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Jan 3, 20
BMO Capital 
Nov 1, 18
■ Market Perform neutral · not a buy · 🎯$333
Price at call : $423.57 — gap to target -21%
Today : $600.48 — gap to target -45%
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Nov 1, 19
Credit Suisse
Oct 30, 18
▼ Underperform · 🎯$335
Price at call : $424.42 — upside -21%
Today : $600.48 — upside -44%
Expected -21% · Actual +3% · Reason (≤ −15%) : ✗ No
🎯 on CACC : 50% (10 calls matureds) · 📊 unranked overall
-3.1%
stock +3% · XLF +9%
matured Oct 30, 19
■ Market Underperform neutral · not a buy · 🎯$350
Price at call : $446.71 — gap to target -22%
Today : $600.48 — gap to target -42%
🎯 on CACC : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Aug 2, 19
BMO Capital 
Aug 2, 18
■ Market Perform neutral · not a buy · 🎯$312
Price at call : $446.71 — gap to target -30%
Today : $600.48 — gap to target -48%
🎯 on CACC : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Aug 2, 19
Susquehanna 
Aug 1, 18
■ Neutral neutral · not a buy · 🎯$371
Price at call : $446.71 — gap to target -17%
Today : $600.48 — gap to target -38%
🎯 on CACC : no call matured yet · 📊 on Finance : 75% · +18.7% (8 calls)
in progress (365j)
matures : Aug 1, 19
Compass Point 
Aug 1, 18
■ Neutral neutral · not a buy
🎯 on CACC : no call matured yet · 📊 on Finance : 36.1% · -3.2% (61 calls)
in progress (365j)
matures : Aug 1, 19

Frequently asked questions

Should I buy Credit Acceptance stock?

This isn't buy advice. For Credit Acceptance, the analyst consensus is "Hold", with an average price target of $570 (-5% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (2 calls tracked on Credit Acceptance). We show the numbers — you decide.

Is it too late to buy Credit Acceptance? How high can it go?

The most bullish analyst target on Credit Acceptance is $600 (0% above today's price); the average is $570. That's the upside they see. Check how reliable those analysts have actually been on Credit Acceptance on our site before trusting it.

Is Credit Acceptance still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 7 analysts have a real record on Credit Acceptance, the best hitting 100% over 2 calls. Current consensus: "Hold". Make your call on data, not noise.

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