Should I buy Commerce Bancshares (CBSH) stock or is it too late?

Commerce Bancshares · Financials · price $54

See the full Commerce Bancshares (CBSH) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Piper Sandler — 72% of its targets hit on this sector (239 calls tested). It aims for $63 (+16 %), call made on October 6, 2026, maturing on October 6, 2027 (8 d ago).

The 5 reliable analysts $62+14 %

The 1 other firm $77+42 %

How to read it: the 5 reliable firms are not filtered by optimism — 5 aim above the price, 0 below, hence their $62 median. “The 1 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Commerce Bancshares

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
Morgan Stanley	25 %	-10.4 %	28	$77 +42%
Barclays	100 %	+9.4 %	6	—
Raymond James	50 %	-4.7 %	6	—

In short — Should you invest in Commerce Bancshares? Is it too late, still worth it? Analysts are split (17% buy, median target $63, i.e. +15%), and the most reliable on CBSH targets even higher. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

Median price target $63, i.e. +15% from the current price ($54).
The most reliable firm on CBSH, Morgan Stanley (25% hit rate, 28 scored calls), targets $77 (call made on September 28, 2026, maturing on September 28, 2027) (+42%) in its most recent call, and $65 (call made on March 2, 2026, maturing on March 2, 2027) (+20%) in the one coming due soonest.
Pays a dividend (1.8% yield), raised for 8 years — regular income on top of potential upside.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 6 ratings, 5 are neutral.
A 12-month target is not a guaranteed path: the price can fall in the meantime.

The analyst consensus on CBSH

Median target $63 (+15%) · 6 ratings · Hold consensus

Strong Buy00%

Buy117%

Hold583%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Commerce Bancshares now?

We won't decide for you. The facts: 17% of analysts rate it a buy, median target $63 (+15%), and Morgan Stanley (most reliable on CBSH, 25%) targets $77. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Commerce Bancshares?

Not according to analysts: the median target ($63) is still +15% above the current price ($54) (most reliable on CBSH: Morgan Stanley, 25%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Commerce Bancshares still worth investing in?

It depends on the gap between the price ($54) and its estimated value: analysts target $63 on median (+15%), with 17% buys (most reliable on CBSH: Morgan Stanley, 25%). Cross-check with their real reliability on CBSH and the cautions above. Information, not advice.

What's the main risk in buying CBSH?

The consensus is not unanimous: of 6 ratings, 5 are neutral.

→ Go deeper: the full Commerce Bancshares profile (consensus, analyst reliability, price target, performance).