Citizens Financial Group (CFG) fundamentals: P/E, valuation, undervalued?
Citizens Financial Group · Financials · ref. ETF XLF · price $70.18
In short — Citizens Financial Group trades at 15.4× earnings (P/E), 10.8× forward, with a net margin of 26.1 % and revenue growth of +15 %. Read: Cheap for the growth (P/E 11 for ~41% growth (PEG 0.3)).
Is Citizens Financial Group stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$70.18+34.5% over range
Aug 28, 25low $48.39 · high $74.73Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Buy
79% recommend buying · 14 analysts
Valuation : Cheap for the growth — P/E 11 for ~41% growth (PEG 0.3)
Valuation
15.4
P/E (price/earnings)
10.8
Forward P/E
0.37
PEG
1.2
Price/book (P/B)
$29.6B
Market cap
4.57
EPS
Profitability & growth
26.1 %
Net margin
+15 %
Revenue growth
+41 %
Earnings growth
$16.3B
Total debt
Citizens Financial Group income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $8.0B | $2.0B | 24.4 % |
| 2023 | $8.2B | $1.5B | 18.1 % |
| 2024 | $7.8B | $1.4B | 17.6 % |
| 2025 | $8.2B | $1.7B | 20.5 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Citizens Financial Group's P/E and is the stock undervalued? What's a good P/E?
Citizens Financial Group's P/E is 15.4 (forward 10.8). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Citizens Financial Group profitable?
Citizens Financial Group has a net margin of 26.1 % (EPS 4.57). The company is profitable.
Is CFG stock expensive?
Our read: "Cheap for the growth" — P/E 11 for ~41% growth (PEG 0.3). Cross-check with growth and sector.
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