Frost Bank (CFR) fundamentals: P/E, valuation, undervalued?
Frost Bank · Financials · ref. ETF XLF · price $151.56
In short — Frost Bank trades at 14.3× earnings (P/E), 12.7× forward, with a net margin of 30.2 % and revenue growth of +6 %. Read: Cheap for the growth (P/E 13 for ~13% growth (PEG 1.0)).
Is Frost Bank stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$151.56+17.5% over range
Oct 14, 25low $119.85 · high $170.08Oct 13, 26
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SellBuy
Hold
33% recommend buying · 12 analysts
Valuation : Cheap for the growth — P/E 13 for ~13% growth (PEG 1.0)
Valuation
14.3
P/E (price/earnings)
12.7
Forward P/E
1.12
PEG
2.1
Price/book (P/B)
$9.4B
Market cap
10.58
EPS
Profitability & growth
30.2 %
Net margin
+6 %
Revenue growth
+13 %
Earnings growth
$5.5B
Total debt
Frost Bank income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $1.8B | $572M | 31.9 % |
| 2023 | $2.1B | $591M | 28.4 % |
| 2024 | $2.1B | $576M | 26.8 % |
| 2025 | $2.3B | $642M | 27.7 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Frost Bank's P/E and is the stock undervalued? What's a good P/E?
Frost Bank's P/E is 14.3 (forward 12.7). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Frost Bank profitable?
Frost Bank has a net margin of 30.2 % (EPS 10.58). The company is profitable.
Is CFR stock expensive?
Our read: "Cheap for the growth" — P/E 13 for ~13% growth (PEG 1.0). Cross-check with growth and sector.
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