Should I buy Frost Bank (CFR) stock or is it too late?

Frost Bank · Financials · price $161

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: RBC Capital — 77% of its targets hit on this sector (172 calls tested). It aims for $176 (+9.1 %), call made on August 1, 2026, maturing on August 1, 2027 (27 d ago).

The 8 reliable analysts $176+8.8 %

The 3 other firms $144-11 %

How to read it: the 8 reliable firms are not filtered by optimism — 5 aim above the price, 3 below, hence their $176 median. “The 3 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Frost Bank

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
Raymond James	30 %	-10.9 %	10	$145 -10%
Evercore ISI Group	0 %	-14.9 %	7	$181 +12%
Barclays	17 %	-22.3 %	6	$160 -1%
Morgan Stanley	17 %	-27.8 %	23	$141 -13%
B of A Securities	40 %	-14.8 %	5	—
JP Morgan	20 %	-15.4 %	10	—

In short — Should you invest in Frost Bank? Is it too late, still worth it? Analysts are split (25% buy, median target $175, i.e. +8%). We give you both sides, with the numbers — not advice.

✅ Reasons to believe

Median price target $175, i.e. +8% from the current price ($161).
Pays a dividend (2.6% yield), raised for 24 years — regular income on top of potential upside.

⚠️ Reasons to hesitate

Even the most reliable firm on CFR, DA Davidson (75% hit rate, 4 scored calls), only targets $144 (call made on May 4, 2026, maturing on May 4, 2027) (-11%) in its most recent call, and $144 (call made on January 30, 2026, maturing on January 30, 2027) (-11%) in the one coming due soonest. The stock may already have run past its target.
The consensus is not unanimous: of 12 ratings, 7 are neutral and 2 are sells.
A 12-month target is not a guaranteed path: the price can fall in the meantime.

The analyst consensus on CFR

Median target $175 (+8%) · 12 ratings · Hold consensus

Strong Buy00%

Buy325%

Hold758%

Sell217%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Frost Bank now?

We won't decide for you. The facts: 25% of analysts rate it a buy, median target $175 (+8%), and DA Davidson (most reliable on CFR, 75%) targets $144. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Frost Bank?

Not according to analysts: the median target ($175) is still +8% above the current price ($161) (most reliable on CFR: DA Davidson, 75%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Frost Bank still worth investing in?

It depends on the gap between the price ($161) and its estimated value: analysts target $175 on median (+8%), with 25% buys (most reliable on CFR: DA Davidson, 75%). Cross-check with their real reliability on CFR and the cautions above. Information, not advice.

What's the main risk in buying CFR?

Even the most reliable firm on CFR, DA Davidson (75% hit rate, 4 scored calls), only targets $144 (call made on May 4, 2026, maturing on May 4, 2027) (-11%) in its most recent call, and $144 (call made on January 30, 2026, maturing on January 30, 2027) (-11%) in the one coming due soonest. The stock may already have run past its target.

→ Go deeper: the full Frost Bank profile (consensus, analyst reliability, price target, performance).