Essent Group Ltd. (ESNT) fundamentals: P/E, valuation, undervalued?
Essent Group Ltd. · Financials · ref. ETF XLF · price $69.27
In short — Essent Group Ltd. trades at 9.7× earnings (P/E), 8.8× forward, with a net margin of 51.5 % and revenue growth of +14 %. Read: Low P/E (P/E 10 (below the ~20 market average)).
Is Essent Group Ltd. stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$69.27+10.1% over range
Aug 28, 25low $55.84 · high $69.59Aug 27, 26
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Hold
33% recommend buying · 6 analysts
Valuation : Low P/E — P/E 10 (below the ~20 market average)
Valuation
9.7
P/E (price/earnings)
8.8
Forward P/E
1.25
PEG
1.1
Price/book (P/B)
$6.2B
Market cap
7.13
EPS
Profitability & growth
51.5 %
Net margin
+14 %
Revenue growth
+8 %
Earnings growth
$496M
Total debt
Essent Group Ltd. income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $1.0B | $831M | 83.1 % |
| 2023 | $1.1B | $696M | 62.8 % |
| 2024 | $1.2B | $729M | 58.7 % |
| 2025 | $1.3B | $690M | 54.7 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Essent Group Ltd.'s P/E and is the stock undervalued? What's a good P/E?
Essent Group Ltd.'s P/E is 9.7 (forward 8.8). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Low P/E".
Is Essent Group Ltd. profitable?
Essent Group Ltd. has a net margin of 51.5 % (EPS 7.13). The company is profitable.
Is ESNT stock expensive?
Our read: "Low P/E" — P/E 10 (below the ~20 market average). Cross-check with growth and sector.
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