Should I buy Essent Group Ltd. (ESNT) stock or is it too late?

Essent Group Ltd. · Financials · price $69

See the full Essent Group Ltd. (ESNT) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: RBC Capital — 77% of its targets hit on this sector (172 calls tested). It aims for $75 (+8.3 %), call made on August 11, 2026, maturing on August 11, 2027 (17 d ago).

The 4 reliable analysts $73.50+6.1 %

The 2 other firms $71.50+3.2 %

How to read it: the 4 reliable firms are not filtered by optimism — 3 aim above the price, 1 below, hence their $73.50 median. “The 2 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Essent Group Ltd.

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
JP Morgan	82 %	+20.3 %	11	$72 +4%
Barclays	69 %	+16.0 %	16	$65 -6%
Keefe, Bruyette & Woods	56 %	+10.6 %	16	$78 +13%
RBC Capital	77 %	+9.1 %	13	$75 +8%
Deutsche Bank	60 %	+27.0 %	10	—

In short — Should you invest in Essent Group Ltd.? Is it too late, still worth it? Analysts are split (33% buy, median target $74, i.e. +6%), and the most reliable on ESNT targets even higher. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

The most reliable firm on ESNT, JP Morgan (82% hit rate, 11 scored calls), targets $72 (call made on July 13, 2026, maturing on July 13, 2027) (+4%) in its most recent call, and $65 (call made on October 7, 2025, maturing on October 7, 2026) (-6%) in the one coming due soonest.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 6 ratings, 4 are neutral.
Limited upside: the median target is only +6% from the current price.
A 12-month target is not a guaranteed path: the price can fall in the meantime.

The analyst consensus on ESNT

Median target $74 (+6%) · 6 ratings · Hold consensus

Strong Buy00%

Buy233%

Hold467%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Essent Group Ltd. now?

We won't decide for you. The facts: 33% of analysts rate it a buy, median target $74 (+6%), and JP Morgan (most reliable on ESNT, 82%) targets $72. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Essent Group Ltd.?

Not according to analysts: the median target ($74) is still +6% above the current price ($69) (most reliable on ESNT: JP Morgan, 82%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Essent Group Ltd. still worth investing in?

It depends on the gap between the price ($69) and its estimated value: analysts target $74 on median (+6%), with 33% buys (most reliable on ESNT: JP Morgan, 82%). Cross-check with their real reliability on ESNT and the cautions above. Information, not advice.

What's the main risk in buying ESNT?

The consensus is not unanimous: of 6 ratings, 4 are neutral.

→ Go deeper: the full Essent Group Ltd. profile (consensus, analyst reliability, price target, performance).