Should I buy First BanCorp (Puerto Rico) (FBP) stock or is it too late?

First BanCorp (Puerto Rico) · Financials · price $28

See the full First BanCorp (Puerto Rico) (FBP) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Benchmark — 79% of its targets hit on this sector (14 calls tested). It aims for $33 (+19 %), call made on July 24, 2026, maturing on July 24, 2027 (35 d ago).

The 4 reliable analysts $31.50+14 %

The 2 other firms $29+4.7 %

How to read it: the 4 reliable firms are not filtered by optimism — 4 aim above the price, 0 below, hence their $31.50 median. “The 2 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on First BanCorp (Puerto Rico)

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
Keefe, Bruyette & Woods	67 %	+1.8 %	6	$31 +12%

In short — Should you invest in First BanCorp (Puerto Rico)? Is it too late, still worth it? Analysts are fairly positive (67% buy, median target $32, i.e. +14%), and the most reliable on FBP targets even higher. But it pays virtually no dividend. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

67% of analysts rate it a buy (Buy consensus, 6 ratings) — a sign of market conviction.
Median price target $32, i.e. +14% from the current price ($28).
The most reliable firm on FBP, Wells Fargo (100% hit rate, 4 scored calls), targets $33 (call made on August 10, 2026, maturing on August 10, 2027) (+19%) in its most recent call, and $23 (call made on October 27, 2025, maturing on October 27, 2026) (-17%) in the one coming due soonest.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 6 ratings, 2 are neutral.
A 12-month target is not a guaranteed path: the price can fall in the meantime.
No dividend: your return depends only on price appreciation.

The analyst consensus on FBP

Median target $32 (+14%) · 6 ratings · Buy consensus

Strong Buy117%

Buy350%

Hold233%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in First BanCorp (Puerto Rico) now?

We won't decide for you. The facts: 67% of analysts rate it a buy, median target $32 (+14%), and Wells Fargo (most reliable on FBP, 100%) targets $33. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in First BanCorp (Puerto Rico)?

Not according to analysts: the median target ($32) is still +14% above the current price ($28) (most reliable on FBP: Wells Fargo, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is First BanCorp (Puerto Rico) still worth investing in?

It depends on the gap between the price ($28) and its estimated value: analysts target $32 on median (+14%), with 67% buys (most reliable on FBP: Wells Fargo, 100%). Cross-check with their real reliability on FBP and the cautions above. Information, not advice.

What's the main risk in buying FBP?

The consensus is not unanimous: of 6 ratings, 2 are neutral.

→ Go deeper: the full First BanCorp (Puerto Rico) profile (consensus, analyst reliability, price target, performance).