Should I buy Fair Isaac (FICO) stock or is it too late?

Fair Isaac · Information Technology · price $723

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Wells Fargo — 71% of its targets hit on this sector (563 calls tested). It aims for $800 (+11 %), call made on October 6, 2026, maturing on October 6, 2027 (8 d ago).

The 8 reliable analysts $1,085+50 %

The 4 other firms $1,323+83 %

How to read it: the 8 reliable firms are not filtered by optimism — 7 aim above the price, 1 below, hence their $1,085 median. “The 4 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Fair Isaac

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
Raymond James	75 %	+61.1 %	8	$1,230 +70%
Goldman Sachs	56 %	+42.8 %	9	$1,528 +111%
Jefferies	70 %	+34.0 %	10	$1,700 +135%
Barclays	72 %	+31.4 %	25	$875 +21%
Needham	58 %	+20.0 %	31	$1,100 +52%
Wells Fargo	55 %	+17.7 %	11	$800 +11%
Oppenheimer	0 %	-22.6 %	7	—

In short — Should you invest in Fair Isaac? Is it too late, still worth it? Analysts are fairly positive (67% buy, median target $1,115, i.e. +54%), and the most reliable on FICO targets even higher. But the stock is volatile, it pays virtually no dividend. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

67% of analysts rate it a buy (Buy consensus, 12 ratings) — a sign of market conviction.
Median price target $1,115, i.e. +54% from the current price ($723).
The most reliable firm on FICO, Raymond James (75% hit rate, 8 scored calls), targets $1,230 (call made on October 13, 2026, maturing on October 13, 2027) (+70%) in its most recent call.
6 analysts rated reliable (≥55% hit rate, beat their sector) are bullish on the stock.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 12 ratings, 4 are neutral.
A 12-month target is not a guaranteed path: the price can fall in the meantime.
Volatile stock: sharp swings — including steep drops — are part of its profile.
No dividend: your return depends only on price appreciation.

The analyst consensus on FICO

Median target $1,115 (+54%) · 12 ratings · Buy consensus

Strong Buy00%

Buy867%

Hold433%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Fair Isaac now?

We won't decide for you. The facts: 67% of analysts rate it a buy, median target $1,115 (+54%), and Raymond James (most reliable on FICO, 75%) targets $1,230. Weigh that against valuation (P/E ~23) and volatility. This is not personalized advice.

Is it too late to invest in Fair Isaac?

Not according to analysts: the median target ($1,115) is still +54% above the current price ($723) (most reliable on FICO: Raymond James, 75%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Fair Isaac still worth investing in?

It depends on the gap between the price ($723) and its estimated value: analysts target $1,115 on median (+54%), with 67% buys (most reliable on FICO: Raymond James, 75%). Cross-check with their real reliability on FICO and the cautions above. Information, not advice.

What's the main risk in buying FICO?

The consensus is not unanimous: of 12 ratings, 4 are neutral.

→ Go deeper: the full Fair Isaac profile (consensus, analyst reliability, price target, performance).