Should I buy Fair Isaac (FICO) stock or is it too late?

Fair Isaac · Information Technology · price $1,157

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Wells Fargo — 71% of its targets hit on this sector (551 calls tested). It aims for $1,450 (+25 %), call made on July 31, 2026, maturing on July 31, 2027 (28 d ago).

The 5 reliable analysts $1,525+32 %

The 6 other firms $1,472+27 %

How to read it: the 5 reliable firms are not filtered by optimism — 4 aim above the price, 1 below, hence their $1,525 median. “The 6 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Fair Isaac

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
Raymond James	75 %	+61.1 %	8	$1,800 +56%
Goldman Sachs	56 %	+42.8 %	9	$1,528 +32%
Barclays	75 %	+35.4 %	24	$1,700 +47%
Jefferies	70 %	+34.0 %	10	$1,700 +47%
Needham	60 %	+22.7 %	30	$1,650 +43%
Wells Fargo	55 %	+17.7 %	11	$1,450 +25%
Oppenheimer	0 %	-22.6 %	7	$1,953 +69%

In short — Should you invest in Fair Isaac? Is it too late, still worth it? Analysts are fairly positive (75% buy, median target $1,525, i.e. +32%), and the most reliable on FICO targets even higher. But the valuation is stretched (P/E ~33), the stock is volatile, it pays virtually no dividend. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

75% of analysts rate it a buy (Buy consensus, 12 ratings) — a sign of market conviction.
Median price target $1,525, i.e. +32% from the current price ($1,157).
The most reliable firm on FICO, Barclays (75% hit rate, 24 scored calls), targets $1,700 (call made on August 10, 2026, maturing on August 10, 2027) (+47%) in its most recent call, and $2,400 (call made on October 2, 2025, maturing on October 2, 2026) (+107%) in the one coming due soonest.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 12 ratings, 3 are neutral.
High valuation (P/E ~33): strong growth is already "priced in", leaving little room for error.
A 12-month target is not a guaranteed path: the price can fall in the meantime.
Volatile stock: sharp swings — including steep drops — are part of its profile.
No dividend: your return depends only on price appreciation.

The analyst consensus on FICO

Median target $1,525 (+32%) · 12 ratings · Buy consensus

Strong Buy00%

Buy975%

Hold325%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Fair Isaac now?

We won't decide for you. The facts: 75% of analysts rate it a buy, median target $1,525 (+32%), and Barclays (most reliable on FICO, 75%) targets $1,700. Weigh that against valuation (P/E ~33) and volatility. This is not personalized advice.

Is it too late to invest in Fair Isaac?

Not according to analysts: the median target ($1,525) is still +32% above the current price ($1,157) (most reliable on FICO: Barclays, 75%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Fair Isaac still worth investing in?

It depends on the gap between the price ($1,157) and its estimated value: analysts target $1,525 on median (+32%), with 75% buys (most reliable on FICO: Barclays, 75%). Cross-check with their real reliability on FICO and the cautions above. Information, not advice.

What's the main risk in buying FICO?

The consensus is not unanimous: of 12 ratings, 3 are neutral.

→ Go deeper: the full Fair Isaac profile (consensus, analyst reliability, price target, performance).