Logo HCI Group, Inc.

HCI Group, Inc. (HCI) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
HCI Group, Inc. · Financials · ref. ETF XLF · 50 calls · price $186.88
🏆JPI 2026 portfoliosSee tracking →
What the company does: HCI Group, Inc., together with its subsidiaries, engages in the property and casualty insurance business in the United States.

📈 HCI Group, Inc. (HCI) stock price

$186.88+13.6% over range
Aug 28, 25low $148.98 · high $206.4Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
100% recommend buying · 2 analysts
📊 JPI status : HCI Group, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 HCI price target & analyst consensusprice $187

The price target · all analysts combined (2 targets)
Highest target · 1 firm of 2$265+41.8%
Median target · of 2 targets$245+31.1%
Lowest target · 1 firm of 2$225+20.4%
Current price$186.88
⭐ What the most reliable analysts say

No reliable analyst is bullish on this stock right now. A “reliable” analyst is a firm that, on this sector, hits more than 55% of its targets and beats its sector. None of them sees upside here — which is exactly why this stock is in no JPI selection.

The consensus · 2 ratings (last 6 months)
Strong Buy00%
Buy2100%
Hold00%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about HCI Group, Inc.? The JPI assistant answers using our backtest data.

🔎 Detailed analyses

✅ Historical analyst reliability on HCI

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Oppenheimer  100% +37.8% 4
Compass Point  86% +62.6% 7
Truist Securities  82% +41.6% 11
JMP Securities 73% +37.1% 15
Gilford Securities 50% +9.1% 2

📊 What $1,000 invested in HCI Group, Inc. would be worth › open the full page

In short — $1,000 invested in HCI Group, Inc. 10 years ago would be worth $5,163 today, i.e. +18%/yr on average. Best year: 2023 (+121%), worst: 2022 (-53%). Price performance, excluding dividends.

If I'd invested $1,000 in HCI Group, Inc.

InvestmentWorth todayGain
1 years ago$1,544+54%
3 years ago$4,545+355%
5 years ago$3,441+244%
→ See HCI Group, Inc.'s full return history + gain calculator

Return by year (HCI Group, Inc.)

YearReturn$1,000 invested at year start
2026 (YTD)-6%$939 (-6%)
2025+64%$1,544 (+54%)
2024+33%$2,059 (+106%)
→ See HCI Group, Inc.'s full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on HCI Group, Inc.

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📋 All analyst calls on HCI

Citizens
Aug 7, 26
▲ Market Outperform · 🎯$265
Price at call : $184.85 — upside +43%
Today : $186.88 — upside +42%
🎯 on HCI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Aug 7, 27
▲ Overweight · 🎯$225
Price at call : $182.6 — upside +23%
Today : $186.88 — upside +20%
🎯 on HCI : no call matured yet · 📊 on Finance : 33.3% · +2.6% (3 calls)
in progress (365j)
matures : Jul 9, 27
Oppenheimer 
Nov 13, 25
■ Perform neutral · not a buy
🎯 on HCI : 100% (4 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
in progress (365j)
matures : Nov 13, 26
Citizens
Nov 10, 25
▲ Market Outperform · 🎯$255
Price at call : $188.6 — upside +35%
Today : $186.88 — upside +36%
🎯 on HCI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Nov 10, 26
▲ Buy · 🎯$235
Price at call : $188.6 — upside +25%
Today : $186.88 — upside +26%
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
in progress (365j)
matures : Nov 7, 26
Compass Point 
May 30, 25
▲ Buy · 🎯$205
Price at call : $168.77 — upside +21%
Today : $186.88 — upside +10%
Expected +21% · Actual -10% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
-10.4%
stock -10% · XLF +1%
matured May 30, 26
JMP Securities
May 19, 25
▲ Market Outperform · 🎯$225
Price at call : $167.83 — upside +34%
Today : $186.88 — upside +20%
Expected +34% · Actual -7% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
-7.2%
stock -7% · XLF -1%
matured May 19, 26
▲ Market Outperform · 🎯$210
Price at call : $163.28 — upside +29%
Today : $186.88 — upside +12%
Expected +29% · Actual -9% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
-8.8%
stock -9% · XLF +1%
matured May 9, 26
See the other 42 calls, newest to oldest
▲ Market Outperform · 🎯$165
Price at call : $139.98 — upside +18%
Today : $186.88 — upside -12%
Expected +18% · Actual +24% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 100% (1 call matured) · 📊 unranked overall
+24.1%
stock +24% · XLF -1%
matured Feb 28, 26
▲ Buy · 🎯$145
Price at call : $109 — upside +33%
Today : $186.88 — upside -22%
Expected +33% · Actual +74% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+73.9%
stock +74% · XLF +15%
matured Dec 17, 25
Oppenheimer 
Nov 8, 24
▲ Outperform · 🎯$150
Price at call : $114.52 — upside +31%
Today : $186.88 — upside -20%
Expected +31% · Actual +65% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 100% (4 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+64.7%
stock +65% · XLF +6%
matured Nov 8, 25
▲ Buy · 🎯$145
Price at call : $114.52 — upside +27%
Today : $186.88 — upside -22%
Expected +27% · Actual +65% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+64.7%
stock +65% · XLF +6%
matured Nov 8, 25
Compass Point 
Oct 21, 24
■ Neutral neutral · not a buy · 🎯$120
Price at call : $115.81 — gap to target +4%
Today : $186.88 — gap to target -36%
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
in progress (365j)
matures : Oct 21, 25
JMP Securities
Oct 15, 24
▲ Market Outperform · 🎯$145
Price at call : $116.01 — upside +25%
Today : $186.88 — upside -22%
Expected +25% · Actual +64% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+64.1%
stock +64% · XLF +9%
matured Oct 15, 25
Compass Point 
Oct 8, 24
▲ Buy · 🎯$119
Price at call : $99.62 — upside +19%
Today : $186.88 — upside -36%
Expected +19% · Actual +87% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+87.5%
stock +87% · XLF +17%
matured Oct 8, 25
JMP Securities
Sep 23, 24
▲ Market Outperform · 🎯$145
Price at call : $105.96 — upside +37%
Today : $186.88 — upside -22%
Expected +37% · Actual +72% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+72.1%
stock +72% · XLF +18%
matured Sep 23, 25
▲ Market Outperform · 🎯$145
Price at call : $90.84 — upside +60%
Today : $186.88 — upside -22%
Expected +60% · Actual +70% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+69.9%
stock +70% · XLF +23%
matured Aug 9, 25
▲ Market Outperform · 🎯$135
Price at call : $103.78 — upside +30%
Today : $186.88 — upside -28%
Expected +30% · Actual +57% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+57.3%
stock +57% · XLF +22%
matured May 9, 25
JMP Securities
Apr 15, 24
▲ Market Outperform · 🎯$120
Price at call : $111.8 — upside +7%
Today : $186.88 — upside -36%
Expected +7% · Actual +30% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+30.5%
stock +30% · XLF +18%
matured Apr 15, 25
Oppenheimer 
Apr 5, 24
▲ Outperform · 🎯$140
Price at call : $114.52 — upside +22%
Today : $186.88 — upside -25%
Expected +22% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 100% (4 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+20.8%
stock +21% · XLF +6%
matured Apr 5, 25
Oppenheimer 
Mar 27, 24
▲ Outperform · 🎯$140
Price at call : $115.53 — upside +21%
Today : $186.88 — upside -25%
Expected +21% · Actual +28% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 100% (4 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+28.2%
stock +28% · XLF +20%
matured Mar 27, 25
Compass Point 
Mar 13, 24
▲ Buy · 🎯$124
Price at call : $111.8 — upside +11%
Today : $186.88 — upside -34%
Expected +11% · Actual +24% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+24.0%
stock +24% · XLF +19%
matured Mar 13, 25
▲ Buy · 🎯$130
Price at call : $112.4 — upside +16%
Today : $186.88 — upside -30%
Expected +16% · Actual +24% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+23.9%
stock +24% · XLF +17%
matured Mar 11, 25
William Blair 
Mar 8, 24
▲ Outperform
Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 100% (1 call matured) · 📊 on Finance : 81.8% · +37.4% (11 calls)
+18.5%
stock +18% · XLF +18%
matured Mar 8, 25
▲ Outperform · 🎯$120
Price at call : $112.95 — upside +6%
Today : $186.88 — upside -36%
Expected +6% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+18.5%
stock +18% · XLF +18%
matured Mar 8, 25
▲ Buy · 🎯$112
Price at call : $84.74 — upside +32%
Today : $186.88 — upside -40%
Expected +32% · Actual +34% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+33.5%
stock +34% · XLF +28%
matured Jan 11, 25
Oppenheimer 
Nov 16, 23
▲ Outperform · 🎯$100
Price at call : $81.35 — upside +23%
Today : $186.88 — upside -46%
Expected +23% · Actual +38% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 100% (4 calls matureds) · 📊 on Finance : 50% · +2.2% (46 calls)
+37.6%
stock +38% · XLF +43%
matured Nov 15, 24
▲ Buy · 🎯$96
Price at call : $75.92 — upside +26%
Today : $186.88 — upside -49%
Expected +26% · Actual +56% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+56.4%
stock +56% · XLF +47%
matured Nov 7, 24
▲ Buy · 🎯$80
Price at call : $52.32 — upside +53%
Today : $186.88 — upside -57%
Expected +53% · Actual +105% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+105.3%
stock +105% · XLF +34%
matured Sep 24, 24
Compass Point 
Aug 17, 23
▲ Buy · 🎯$68
Price at call : $56.75 — upside +20%
Today : $186.88 — upside -64%
Expected +20% · Actual +66% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+65.9%
stock +66% · XLF +30%
matured Aug 16, 24
William Blair 
Aug 11, 23
■ Market Perform neutral · not a buy
🎯 on HCI : 100% (1 call matured) · 📊 on Finance : 81.8% · +37.4% (11 calls)
in progress (365j)
matures : Aug 10, 24
▲ Buy · 🎯$80
Price at call : $62.31 — upside +28%
Today : $186.88 — upside -57%
Expected +28% · Actual +48% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+47.8%
stock +48% · XLF +22%
matured Aug 8, 24
JMP Securities
Jul 12, 23
▲ Market Outperform · 🎯$100
Price at call : $60.52 — upside +65%
Today : $186.88 — upside -46%
Expected +65% · Actual +44% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+44.0%
stock +44% · XLF +23%
matured Jul 11, 24
Compass Point 
May 17, 23
▲ Buy · 🎯$67
Price at call : $56.44 — upside +19%
Today : $186.88 — upside -64%
Expected +19% · Actual +77% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+77.1%
stock +77% · XLF +30%
matured May 16, 24
JMP Securities
May 10, 23
▲ Market Outperform · 🎯$100
Price at call : $60 — upside +67%
Today : $186.88 — upside -46%
Expected +67% · Actual +75% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+74.8%
stock +75% · XLF +30%
matured May 9, 24
Compass Point 
Mar 20, 23
▲ Buy · 🎯$66
Price at call : $55.73 — upside +18%
Today : $186.88 — upside -65%
Expected +18% · Actual +104% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+104.3%
stock +104% · XLF +30%
matured Mar 19, 24
Compass Point 
Jan 19, 23
▲ Buy · 🎯$56
Price at call : $46.49 — upside +20%
Today : $186.88 — upside -70%
Expected +20% · Actual +90% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 86% (7 calls matureds) · 📊 on Finance : 36.1% · -3.2% (61 calls)
+90.1%
stock +90% · XLF +9%
matured Jan 19, 24
▲ Market Outperform · 🎯$95
Price at call : $37.4 — upside +154%
Today : $186.88 — upside -49%
Expected +154% · Actual +103% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+103.0%
stock +103% · XLF -1%
matured Nov 9, 23
▲ Buy · 🎯$75
Price at call : $53.5 — upside +40%
Today : $186.88 — upside -60%
Expected +40% · Actual +4% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+4.3%
stock +4% · XLF -3%
matured Aug 18, 23
▲ Buy · 🎯$110
Price at call : $102.29 — upside +8%
Today : $186.88 — upside -41%
Expected +8% · Actual -33% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
-33.0%
stock -33% · XLF -10%
matured Aug 2, 22
JMP Securities
Mar 12, 21
▲ Outperform · 🎯$100
Price at call : $76.01 — upside +32%
Today : $186.88 — upside -46%
Expected +32% · Actual -11% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
-11.2%
stock -11% · XLF +7%
matured Mar 12, 22
▲ Buy · 🎯$88
Price at call : $76.01 — upside +16%
Today : $186.88 — upside -53%
Expected +16% · Actual -11% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
-11.2%
stock -11% · XLF +7%
matured Mar 12, 22
▲ Buy · 🎯$60
Price at call : $60.5 — upside -1%
Today : $186.88 — upside -68%
Expected -1% · Actual +92% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 82% (11 calls matureds) · 📊 on Finance : 41.4% · -1.7% (58 calls)
+92.3%
stock +92% · XLF +53%
matured Aug 10, 21
■ Market Perform neutral · not a buy
🎯 on HCI : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Mar 10, 20
JMP Securities
Oct 10, 18
▲ Market Outperform · 🎯$50
Price at call : $44 — upside +14%
Today : $186.88 — upside -73%
Expected +14% · Actual -8% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
-8.1%
stock -8% · XLF +0%
matured Oct 10, 19
▲ Market Outperform · 🎯$38
Price at call : $31.08 — upside +22%
Today : $186.88 — upside -80%
Expected +22% · Actual +42% · Reason (≥ +15%) : ✓ Yes
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
+41.6%
stock +42% · XLF +33%
matured Aug 3, 17
Piper Sandler 
Dec 28, 15
▲ Overweight · 🎯$43
Price at call : $35.16 — upside +22%
Today : $186.88 — upside -77%
Expected +22% · Actual +9% · Reason (≥ +15%) : ✗ No
🎯 on HCI : 100% (1 call matured) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+9.3%
stock +9% · XLF +21%
matured Dec 27, 16
■ Market Perform neutral · not a buy · 🎯$46
Price at call : $41.03 — gap to target +12%
Today : $186.88 — gap to target -75%
🎯 on HCI : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Aug 4, 16
■ Neutral neutral · not a buy
🎯 on HCI : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Mar 16, 16
■ Market Perform neutral · not a buy · 🎯$48
Price at call : $43.11 — gap to target +11%
Today : $186.88 — gap to target -74%
🎯 on HCI : 71% (14 calls matureds) · 📊 unranked overall
in progress (365j)
matures : Nov 7, 15

Frequently asked questions

Should I buy HCI Group, Inc. stock?

This isn't buy advice. For HCI Group, Inc., the analyst consensus is "Buy", with an average price target of $245 (+31% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on HCI Group, Inc.). We show the numbers — you decide.

Is it too late to buy HCI Group, Inc.? How high can it go?

The most bullish analyst target on HCI Group, Inc. is $265 (+42% above today's price); the average is $245. That's the upside they see. Check how reliable those analysts have actually been on HCI Group, Inc. on our site before trusting it.

Is HCI Group, Inc. still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 5 analysts have a real record on HCI Group, Inc., the best hitting 100% over 4 calls. Current consensus: "Buy". Make your call on data, not noise.

What has HCI Group, Inc.'s past performance been?

Historical returns and a "how much if I had invested" calculator: HCI performance & returns.

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JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)