Should I buy Lincoln Financial (LNC) stock or is it too late?

Lincoln Financial · Financials · price $44

See the full Lincoln Financial (LNC) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Keefe, Bruyette & Woods — 67% of its targets hit on this sector (291 calls tested). It aims for $51 (+17 %), call made on August 1, 2026, maturing on August 1, 2027 (27 d ago).

The 2 reliable analysts $46.50+6.8 %

The 9 other firms $47+8.0 %

How to read it: the 2 reliable firms are not filtered by optimism — 1 aim above the price, 1 below, hence their $46.50 median. “The 9 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Lincoln Financial

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
B of A Securities	67 %	+29.4 %	6	$37 -15%
Morgan Stanley	48 %	+17.6 %	23	$50 +15%
Barclays	50 %	+4.0 %	10	$45 +3%
Jefferies	60 %	-9.4 %	5	$57 +31%
JP Morgan	0 %	-23.6 %	7	$42 -3%
Piper Sandler	0 %	-34.9 %	5	$48 +10%
Deutsche Bank	50 %	+5.5 %	6	—
Goldman Sachs	38 %	-7.5 %	8	—

In short — Should you invest in Lincoln Financial? Is it too late, still worth it? Analysts are fairly positive (55% buy, median target $47, i.e. +8%), and the most reliable on LNC targets even higher. But it pays virtually no dividend. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

Median price target $47, i.e. +8% from the current price ($44).
The most reliable firm on LNC, UBS (100% hit rate, 2 scored calls), targets $44 (call made on July 8, 2026, maturing on July 8, 2027) (+1%) in its most recent call, and $43 (call made on October 31, 2025, maturing on October 31, 2026) (-1%) in the one coming due soonest.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 11 ratings, 4 are neutral and 1 is a sell.
A 12-month target is not a guaranteed path: the price can fall in the meantime.
No dividend: your return depends only on price appreciation.

The analyst consensus on LNC

Median target $47 (+8%) · 11 ratings · Hold consensus

Strong Buy00%

Buy655%

Hold436%

Sell19%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Lincoln Financial now?

We won't decide for you. The facts: 55% of analysts rate it a buy, median target $47 (+8%), and UBS (most reliable on LNC, 100%) targets $44. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Lincoln Financial?

Not according to analysts: the median target ($47) is still +8% above the current price ($44) (most reliable on LNC: UBS, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Lincoln Financial still worth investing in?

It depends on the gap between the price ($44) and its estimated value: analysts target $47 on median (+8%), with 55% buys (most reliable on LNC: UBS, 100%). Cross-check with their real reliability on LNC and the cautions above. Information, not advice.

What's the main risk in buying LNC?

The consensus is not unanimous: of 11 ratings, 4 are neutral and 1 is a sell.

→ Go deeper: the full Lincoln Financial profile (consensus, analyst reliability, price target, performance).