Mastercard (MA) fundamentals: P/E, valuation, undervalued?
Mastercard · Financials · ref. ETF XLF · price $604.8
In short — Mastercard trades at 33.3× earnings (P/E), 26.3× forward, with a net margin of 46.3 % and revenue growth of +14 %. Read: Fairly valued (P/E 26 in line with ~22% growth (PEG 1.2)).
Is Mastercard stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$604.8+6.5% over range
Oct 14, 25low $471.55 · high $604.8Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Buy
100% recommend buying · 16 analysts
Valuation : Fairly valued — P/E 26 in line with ~22% growth (PEG 1.2)
Valuation
33.3
P/E (price/earnings)
26.3
Forward P/E
1.51
PEG
94.6
Price/book (P/B)
$529.8B
Market cap
18.18
EPS
Profitability & growth
46.3 %
Net margin
+14 %
Revenue growth
+22 %
Earnings growth
$24.6B
Total debt
Mastercard income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $22.2B | $9.9B | 44.7 % |
| 2023 | $25.1B | $11.2B | 44.6 % |
| 2024 | $28.2B | $12.9B | 45.7 % |
| 2025 | $32.8B | $15.0B | 45.6 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Mastercard's P/E and is the stock undervalued? What's a good P/E?
Mastercard's P/E is 33.3 (forward 26.3). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Fairly valued".
Is Mastercard profitable?
Mastercard has a net margin of 46.3 % (EPS 18.18). The company is profitable.
Is MA stock expensive?
Our read: "Fairly valued" — P/E 26 in line with ~22% growth (PEG 1.2). Cross-check with growth and sector.
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