Should I buy Annaly Capital Management (NLY) stock or is it too late?

Annaly Capital Management · Financials · price $18

See the full Annaly Capital Management (NLY) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Piper Sandler — 72% of its targets hit on this sector (239 calls tested). It aims for $21.50 (+18 %), call made on October 10, 2026, maturing on October 10, 2027 (4 d ago).

The 3 reliable analysts $21.50+18 %

The 4 other firms $24.50+35 %

How to read it: the 3 reliable firms are not filtered by optimism — 3 aim above the price, 0 below, hence their $21.50 median. “The 4 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Annaly Capital Management

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
JP Morgan	71 %	+10.7 %	7	$24 +32%
Jones Trading	100 %	+9.7 %	6	$25 +38%
RBC Capital	64 %	+5.2 %	11	$25 +38%
Keefe, Bruyette & Woods	57 %	+5.2 %	7	$25 +38%

In short — Should you invest in Annaly Capital Management? Is it too late, still worth it? Analysts are overwhelmingly positive (86% buy, median target $24, i.e. +32%), and the most reliable on NLY targets even higher. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

86% of analysts rate it a buy (Buy consensus, 7 ratings) — a sign of market conviction.
Median price target $24, i.e. +32% from the current price ($18).
The most reliable firm on NLY, Jones Trading (100% hit rate, 6 scored calls), targets $25 (call made on April 22, 2026, maturing on April 22, 2027) (+38%) in its most recent call, and $22 (call made on October 23, 2025, maturing on October 23, 2026) (+21%) in the one coming due soonest.
Pays a dividend (12.8% yield) — regular income on top of potential upside.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 7 ratings, 1 is neutral.
A 12-month target is not a guaranteed path: the price can fall in the meantime.

The analyst consensus on NLY

Median target $24 (+32%) · 7 ratings · Buy consensus

Strong Buy00%

Buy686%

Hold114%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Annaly Capital Management now?

We won't decide for you. The facts: 86% of analysts rate it a buy, median target $24 (+32%), and Jones Trading (most reliable on NLY, 100%) targets $25. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Annaly Capital Management?

Not according to analysts: the median target ($24) is still +32% above the current price ($18) (most reliable on NLY: Jones Trading, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Annaly Capital Management still worth investing in?

It depends on the gap between the price ($18) and its estimated value: analysts target $24 on median (+32%), with 86% buys (most reliable on NLY: Jones Trading, 100%). Cross-check with their real reliability on NLY and the cautions above. Information, not advice.

What's the main risk in buying NLY?

The consensus is not unanimous: of 7 ratings, 1 is neutral.

→ Go deeper: the full Annaly Capital Management profile (consensus, analyst reliability, price target, performance).