PNC Financial Services (PNC) fundamentals: P/E, valuation, undervalued?
PNC Financial Services · Financials · ref. ETF XLF · price $243.51
In short — PNC Financial Services trades at 13.5× earnings (P/E), 11.4× forward, with a net margin of 31.4 % and revenue growth of +24 %. Read: Cheap for the growth (P/E 11 for ~25% growth (PEG 0.5)).
Is PNC Financial Services stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$243.51+18.4% over range
Aug 28, 25low $178.37 · high $256.97Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
81% recommend buying · 16 analysts
Valuation : Cheap for the growth — P/E 11 for ~25% growth (PEG 0.5)
Valuation
13.5
P/E (price/earnings)
11.4
Forward P/E
0.54
PEG
1.7
Price/book (P/B)
$97.1B
Market cap
18.07
EPS
Profitability & growth
31.4 %
Net margin
+24 %
Revenue growth
+25 %
Earnings growth
$88.0B
Total debt
PNC Financial Services income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $21.1B | $5.7B | 27.2 % |
| 2023 | $21.5B | $5.2B | 24.0 % |
| 2024 | $21.6B | $5.5B | 25.7 % |
| 2025 | $23.1B | $6.6B | 28.5 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is PNC Financial Services's P/E and is the stock undervalued? What's a good P/E?
PNC Financial Services's P/E is 13.5 (forward 11.4). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is PNC Financial Services profitable?
PNC Financial Services has a net margin of 31.4 % (EPS 18.07). The company is profitable.
Is PNC stock expensive?
Our read: "Cheap for the growth" — P/E 11 for ~25% growth (PEG 0.5). Cross-check with growth and sector.
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