Should I buy Phillips 66 (PSX) stock or is it too late?
⭐ The most reliable of them, either direction: Goldman Sachs — 68% of its targets hit on this sector (128 calls tested). It aims for $235 (-2.0 %), call made on July 23, 2026, maturing on July 23, 2027 (36 d ago).
Firm-by-firm track record on Phillips 66
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| UBS | 100 % | +43.0 % | 8 | $235 -2% |
| Morgan Stanley | 86 % | +29.8 % | 7 | $196 -18% |
| Goldman Sachs | 80 % | +17.4 % | 10 | $235 -2% |
| Wells Fargo | 64 % | +14.5 % | 28 | $239 +0% |
| Piper Sandler | 68 % | +10.8 % | 19 | $209 -13% |
| Raymond James | 64 % | +9.3 % | 33 | $235 -2% |
| Barclays | 60 % | +9.2 % | 20 | $216 -10% |
| JP Morgan | 50 % | +8.6 % | 16 | $151 -37% |
✅ Reasons to believe
- Pays a dividend (2.8% yield), raised for 13 years — regular income on top of potential upside.
- Reasonable valuation (P/E ~14) relative to its sector.
⚠️ Reasons to hesitate
- Even the most reliable firm on PSX, UBS (100% hit rate, 8 scored calls), only targets $235 (call made on July 27, 2026, maturing on July 27, 2027) (-2%) in its most recent call, and $160 (call made on November 3, 2025, maturing on November 3, 2026) (-33%) in the one coming due soonest. The stock may already have run past its target.
- The consensus is not unanimous: of 13 ratings, 6 are neutral.
- Limited upside: the median target is only -10% from the current price.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
- Volatile stock: sharp swings — including steep drops — are part of its profile.
The analyst consensus on PSX
Median target $216 (-10%) · 13 ratings · Buy consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in Phillips 66 now?
We won't decide for you. The facts: 54% of analysts rate it a buy, median target $216 (-10%), and UBS (most reliable on PSX, 100%) targets $235. Weigh that against valuation (P/E ~14) and volatility. This is not personalized advice.
Is it too late to invest in Phillips 66?
The stated upside is small: the median target ($216) sits just -10% from the price ($240) (most reliable on PSX: UBS, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is Phillips 66 still worth investing in?
It depends on the gap between the price ($240) and its estimated value: analysts target $216 on median (-10%), with 54% buys (most reliable on PSX: UBS, 100%). Cross-check with their real reliability on PSX and the cautions above. Information, not advice.
What's the main risk in buying PSX?
Even the most reliable firm on PSX, UBS (100% hit rate, 8 scored calls), only targets $235 (call made on July 27, 2026, maturing on July 27, 2027) (-2%) in its most recent call, and $160 (call made on November 3, 2025, maturing on November 3, 2026) (-33%) in the one coming due soonest. The stock may already have run past its target.
→ Go deeper: the full Phillips 66 profile (consensus, analyst reliability, price target, performance).