Should I buy PayPal (PYPL) stock or is it too late?
⭐ The most reliable of them, either direction: Truist Securities — 79% of its targets hit on this sector (124 calls tested). It aims for $62 (+0.9 %), call made on August 20, 2026, maturing on August 20, 2027 (8 d ago).
Firm-by-firm track record on PayPal
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| B of A Securities | 62 % | +24.7 % | 13 | $55 -11% |
| BMO Capital | 64 % | +18.4 % | 14 | $56 -9% |
| Keefe, Bruyette & Woods | 67 % | +17.6 % | 6 | $70 +14% |
| Citigroup | 65 % | +17.5 % | 20 | $61 -1% |
| Truist Securities | 50 % | +14.6 % | 6 | $62 +1% |
| Keybanc | 61 % | +14.1 % | 28 | $100 +63% |
| Baird | 56 % | +13.5 % | 9 | $57 -7% |
| Piper Sandler | 33 % | +7.6 % | 6 | $59 -4% |
✅ Reasons to believe
- The most reliable firm on PYPL, Keefe, Bruyette & Woods (67% hit rate, 6 scored calls), targets $70 (call made on July 29, 2026, maturing on July 29, 2027) (+14%) in its most recent call.
- Reasonable valuation (P/E ~12) relative to its sector.
⚠️ Reasons to hesitate
- The consensus is not unanimous: of 22 ratings, 18 are neutral and 1 is a sell.
- Limited upside: the median target is only -4% from the current price.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
The analyst consensus on PYPL
Median target $59 (-4%) · 22 ratings · Hold consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in PayPal now?
We won't decide for you. The facts: 14% of analysts rate it a buy, median target $59 (-4%), and Keefe, Bruyette & Woods (most reliable on PYPL, 67%) targets $70. Weigh that against valuation (P/E ~12). This is not personalized advice.
Is it too late to invest in PayPal?
The stated upside is small: the median target ($59) sits just -4% from the price ($61) (most reliable on PYPL: Keefe, Bruyette & Woods, 67%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is PayPal still worth investing in?
It depends on the gap between the price ($61) and its estimated value: analysts target $59 on median (-4%), with 14% buys (most reliable on PYPL: Keefe, Bruyette & Woods, 67%). Cross-check with their real reliability on PYPL and the cautions above. Information, not advice.
What's the main risk in buying PYPL?
The consensus is not unanimous: of 22 ratings, 18 are neutral and 1 is a sell.
→ Go deeper: the full PayPal profile (consensus, analyst reliability, price target, performance).