Should I buy Texas Capital Bancshares (TCBI) stock or is it too late?

Texas Capital Bancshares · Financials · price $90

See the full Texas Capital Bancshares (TCBI) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: RBC Capital — 72% of its targets hit on this sector (176 calls tested). It aims for $113 (+26 %), call made on October 10, 2026, maturing on October 10, 2027 (4 d ago).

The 5 reliable analysts $108+21 %

The 3 other firms $100+12 %

How to read it: the 5 reliable firms are not filtered by optimism — 5 aim above the price, 0 below, hence their $108 median. “The 3 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Texas Capital Bancshares

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
Keefe, Bruyette & Woods	86 %	+25.4 %	7	$100 +12%
Stephens & Co.	75 %	+18.8 %	8	$112 +25%
Jefferies	50 %	+17.1 %	8	$80 -11%
Truist Securities	82 %	+15.4 %	11	$86 -4%
Raymond James	62 %	+11.6 %	24	$108 +20%
Barclays	27 %	-7.6 %	11	$100 +12%
JP Morgan	8 %	-20.6 %	13	$100 +12%
Deutsche Bank	80 %	+72.3 %	5	—

In short — Should you invest in Texas Capital Bancshares? Is it too late, still worth it? Analysts are split (25% buy, median target $102, i.e. +14%), and the most reliable on TCBI targets even higher. But it pays virtually no dividend. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

Median price target $102, i.e. +14% from the current price ($90).
The most reliable firm on TCBI, Keefe, Bruyette & Woods (86% hit rate, 7 scored calls), targets $100 (call made on October 27, 2025, maturing on October 27, 2026) (+12%) in its most recent call.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 8 ratings, 5 are neutral and 1 is a sell.
A 12-month target is not a guaranteed path: the price can fall in the meantime.
Negligible dividend (0.2% yield): your return depends mostly on price appreciation.

The analyst consensus on TCBI

Median target $102 (+14%) · 8 ratings · Hold consensus

Strong Buy00%

Buy225%

Hold563%

Sell113%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Texas Capital Bancshares now?

We won't decide for you. The facts: 25% of analysts rate it a buy, median target $102 (+14%), and Keefe, Bruyette & Woods (most reliable on TCBI, 86%) targets $100. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Texas Capital Bancshares?

Not according to analysts: the median target ($102) is still +14% above the current price ($90) (most reliable on TCBI: Keefe, Bruyette & Woods, 86%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Texas Capital Bancshares still worth investing in?

It depends on the gap between the price ($90) and its estimated value: analysts target $102 on median (+14%), with 25% buys (most reliable on TCBI: Keefe, Bruyette & Woods, 86%). Cross-check with their real reliability on TCBI and the cautions above. Information, not advice.

What's the main risk in buying TCBI?

The consensus is not unanimous: of 8 ratings, 5 are neutral and 1 is a sell.

→ Go deeper: the full Texas Capital Bancshares profile (consensus, analyst reliability, price target, performance).