Should I buy Texas Capital Bancshares (TCBI) stock or is it too late?
⭐ The most reliable of them, either direction: Stephens & Co. — 66% of its targets hit on this sector (131 calls tested). It aims for $112 (+14 %), call made on July 24, 2026, maturing on July 24, 2027 (35 d ago).
Firm-by-firm track record on Texas Capital Bancshares
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| Keefe, Bruyette & Woods | 86 % | +25.4 % | 7 | $100 +2% |
| Stephens & Co. | 75 % | +18.8 % | 8 | $112 +14% |
| Jefferies | 50 % | +17.1 % | 8 | $80 -18% |
| Truist Securities | 82 % | +15.4 % | 11 | $86 -12% |
| Raymond James | 62 % | +11.6 % | 24 | $105 +7% |
| Barclays | 27 % | -7.6 % | 11 | $100 +2% |
| JP Morgan | 8 % | -20.6 % | 13 | $110 +12% |
| Deutsche Bank | 80 % | +72.3 % | 5 | — |
✅ Reasons to believe
- Median price target $107, i.e. +9% from the current price ($98).
- The most reliable firm on TCBI, Keefe, Bruyette & Woods (86% hit rate, 7 scored calls), targets $100 (call made on October 27, 2025, maturing on October 27, 2026) (+2%) in its most recent call.
⚠️ Reasons to hesitate
- The consensus is not unanimous: of 7 ratings, 5 are neutral and 1 is a sell.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
- Negligible dividend (0.2% yield): your return depends mostly on price appreciation.
The analyst consensus on TCBI
Median target $107 (+9%) · 7 ratings · Hold consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in Texas Capital Bancshares now?
We won't decide for you. The facts: 14% of analysts rate it a buy, median target $107 (+9%), and Keefe, Bruyette & Woods (most reliable on TCBI, 86%) targets $100. Weigh that against valuation. This is not personalized advice.
Is it too late to invest in Texas Capital Bancshares?
Not according to analysts: the median target ($107) is still +9% above the current price ($98) (most reliable on TCBI: Keefe, Bruyette & Woods, 86%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is Texas Capital Bancshares still worth investing in?
It depends on the gap between the price ($98) and its estimated value: analysts target $107 on median (+9%), with 14% buys (most reliable on TCBI: Keefe, Bruyette & Woods, 86%). Cross-check with their real reliability on TCBI and the cautions above. Information, not advice.
What's the main risk in buying TCBI?
The consensus is not unanimous: of 7 ratings, 5 are neutral and 1 is a sell.
→ Go deeper: the full Texas Capital Bancshares profile (consensus, analyst reliability, price target, performance).