Should I buy TransUnion (TRU) stock or is it too late?
⭐ The most reliable of them, either direction: BMO Capital — 76% of its targets hit on this sector (88 calls tested). It aims for $98 (+16 %), call made on July 30, 2026, maturing on July 30, 2027 (29 d ago).
Firm-by-firm track record on TransUnion
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| Needham | 100 % | +33.7 % | 6 | $100 +18% |
| RBC Capital | 80 % | +28.4 % | 10 | $121 +43% |
| JP Morgan | 88 % | +19.9 % | 8 | $90 +6% |
| Stifel | 67 % | +19.0 % | 15 | $96 +13% |
| Morgan Stanley | 63 % | +13.5 % | 30 | $100 +18% |
| Deutsche Bank | 72 % | +13.0 % | 18 | $68 -20% |
| Baird | 80 % | +8.0 % | 10 | $115 +36% |
| Barclays | 67 % | +7.1 % | 12 | $85 +0% |
✅ Reasons to believe
- 64% of analysts rate it a buy (Buy consensus, 11 ratings) — a sign of market conviction.
- Median price target $96, i.e. +13% from the current price ($85).
- The most reliable firm on TRU, Needham (100% hit rate, 6 scored calls), targets $100 (call made on July 29, 2026, maturing on July 29, 2027) (+18%) in its most recent call, and $115 (call made on September 3, 2025, maturing on September 3, 2026) (+36%) in the one coming due soonest.
⚠️ Reasons to hesitate
- The consensus is not unanimous: of 11 ratings, 4 are neutral.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
The analyst consensus on TRU
Median target $96 (+13%) · 11 ratings · Buy consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in TransUnion now?
We won't decide for you. The facts: 64% of analysts rate it a buy, median target $96 (+13%), and Needham (most reliable on TRU, 100%) targets $100. Weigh that against valuation. This is not personalized advice.
Is it too late to invest in TransUnion?
Not according to analysts: the median target ($96) is still +13% above the current price ($85) (most reliable on TRU: Needham, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is TransUnion still worth investing in?
It depends on the gap between the price ($85) and its estimated value: analysts target $96 on median (+13%), with 64% buys (most reliable on TRU: Needham, 100%). Cross-check with their real reliability on TRU and the cautions above. Information, not advice.
What's the main risk in buying TRU?
The consensus is not unanimous: of 11 ratings, 4 are neutral.
→ Go deeper: the full TransUnion profile (consensus, analyst reliability, price target, performance).