UMB Financial Corp. (UMBF) fundamentals: P/E, valuation, undervalued?
UMB Financial Corp. · Financials · ref. ETF XLF · price $144.54
In short — UMB Financial Corp. trades at 11.9× earnings (P/E), 10.4× forward, with a net margin of 33.5 % and revenue growth of +12 %. Read: Cheap for the growth (P/E 10 for ~26% growth (PEG 0.4)).
Is UMB Financial Corp. stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$144.54+18.2% over range
Aug 28, 25low $103.99 · high $152.04Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Buy
82% recommend buying · 11 analysts
Valuation : Cheap for the growth — P/E 10 for ~26% growth (PEG 0.4)
Valuation
11.9
P/E (price/earnings)
10.4
Forward P/E
0.45
PEG
1.5
Price/book (P/B)
$11.0B
Market cap
12.13
EPS
Profitability & growth
33.5 %
Net margin
+12 %
Revenue growth
+26 %
Earnings growth
$3.7B
Total debt
UMB Financial Corp. income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $1.5B | $432M | 29.4 % |
| 2023 | $1.5B | $350M | 23.5 % |
| 2024 | $1.7B | $441M | 26.7 % |
| 2025 | $2.7B | $685M | 25.5 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is UMB Financial Corp.'s P/E and is the stock undervalued? What's a good P/E?
UMB Financial Corp.'s P/E is 11.9 (forward 10.4). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is UMB Financial Corp. profitable?
UMB Financial Corp. has a net margin of 33.5 % (EPS 12.13). The company is profitable.
Is UMBF stock expensive?
Our read: "Cheap for the growth" — P/E 10 for ~26% growth (PEG 0.4). Cross-check with growth and sector.
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