Should I buy Union Pacific Corporation (UNP) stock or is it too late?

Union Pacific Corporation · Industrials · price $282
Logo Union Pacific CorporationSee the full Union Pacific Corporation (UNP) profile
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: BMO Capital — 74% of its targets hit on this sector (179 calls tested). It aims for $320 (+13 %), call made on July 25, 2026, maturing on July 25, 2027 (81 d ago).

The 12 reliable analysts $335+19 %
The 3 other firms $350+24 %
How to read it: the 12 reliable firms are not filtered by optimism — 12 aim above the price, 0 below, hence their $335 median. “The 3 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Union Pacific Corporation

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.
Firm% rightGain vs sectorCallsAims for
Citigroup75 %+15.9 %28$338 +20%
Deutsche Bank75 %+15.3 %36$245 -13%
Bernstein71 %+14.6 %7$293 +4%
BMO Capital82 %+14.6 %22$320 +13%
UBS73 %+13.8 %15$339 +20%
Benchmark67 %+8.7 %12$335 +19%
Stephens & Co.73 %+8.1 %11$255 -10%
B of A Securities65 %+7.4 %23$334 +18%
In short — Should you invest in Union Pacific Corporation? Is it too late, still worth it? Analysts are overwhelmingly positive (87% buy, median target $335, i.e. +19%), and the most reliable on UNP targets even higher. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

  • 87% of analysts rate it a buy (Buy consensus, 15 ratings) — a sign of market conviction.
  • Median price target $335, i.e. +19% from the current price ($282).
  • The most reliable firm on UNP, BMO Capital (82% hit rate, 22 scored calls), targets $320 (call made on July 24, 2026, maturing on July 24, 2027) (+13%) in its most recent call, and $275 (call made on October 24, 2025, maturing on October 24, 2026) (-3%) in the one coming due soonest.
  • 10 analysts rated reliable (≥55% hit rate, beat their sector) are bullish on the stock.
  • Pays a dividend (2.0% yield) — regular income on top of potential upside.

⚠️ Reasons to hesitate

  • The consensus is not unanimous: of 15 ratings, 2 are neutral.
  • A 12-month target is not a guaranteed path: the price can fall in the meantime.

The analyst consensus on UNP

Median target $335 (+19%) · 15 ratings · Buy consensus

Strong Buy17%
Buy1280%
Hold213%
Sell00%
Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Union Pacific Corporation now?

We won't decide for you. The facts: 87% of analysts rate it a buy, median target $335 (+19%), and BMO Capital (most reliable on UNP, 82%) targets $320. Weigh that against valuation (P/E ~23). This is not personalized advice.

Is it too late to invest in Union Pacific Corporation?

Not according to analysts: the median target ($335) is still +19% above the current price ($282) (most reliable on UNP: BMO Capital, 82%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Union Pacific Corporation still worth investing in?

It depends on the gap between the price ($282) and its estimated value: analysts target $335 on median (+19%), with 87% buys (most reliable on UNP: BMO Capital, 82%). Cross-check with their real reliability on UNP and the cautions above. Information, not advice.

What's the main risk in buying UNP?

The consensus is not unanimous: of 15 ratings, 2 are neutral.

→ Go deeper: the full Union Pacific Corporation profile (consensus, analyst reliability, price target, performance).

JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)