U.S. Bancorp (USB) fundamentals: P/E, valuation, undervalued?
U.S. Bancorp · Financials · ref. ETF XLF · price $56.89
In short — U.S. Bancorp trades at 11.4× earnings (P/E), 9.8× forward, with a net margin of 29.9 % and revenue growth of +10 %. Read: Cheap for the growth (P/E 10 for ~22% growth (PEG 0.5)).
Is U.S. Bancorp stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$56.89+20.8% over range
Oct 14, 25low $45.47 · high $65.42Oct 13, 26
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Buy
63% recommend buying · 16 analysts
Valuation : Cheap for the growth — P/E 10 for ~22% growth (PEG 0.5)
Valuation
11.4
P/E (price/earnings)
9.8
Forward P/E
0.53
PEG
1.5
Price/book (P/B)
$88.6B
Market cap
5.01
EPS
Profitability & growth
29.9 %
Net margin
+10 %
Revenue growth
+22 %
Earnings growth
$99.7B
Total debt
U.S. Bancorp income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $24.2B | $5.5B | 22.7 % |
| 2023 | $28.0B | $5.1B | 18.0 % |
| 2024 | $27.3B | $5.9B | 21.6 % |
| 2025 | $28.7B | $7.2B | 25.1 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is U.S. Bancorp's P/E and is the stock undervalued? What's a good P/E?
U.S. Bancorp's P/E is 11.4 (forward 9.8). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is U.S. Bancorp profitable?
U.S. Bancorp has a net margin of 29.9 % (EPS 5.01). The company is profitable.
Is USB stock expensive?
Our read: "Cheap for the growth" — P/E 10 for ~22% growth (PEG 0.5). Cross-check with growth and sector.
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