Valley Bank (VLY) fundamentals: P/E, valuation, undervalued?
Valley Bank · Financials · ref. ETF XLF · price $13.95
In short — Valley Bank trades at 11.9× earnings (P/E), 9.0× forward, with a net margin of 34.5 % and revenue growth of +15 %. Read: Cheap for the growth (P/E 9 for ~32% growth (PEG 0.3)).
Is Valley Bank stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$13.95+33.5% over range
Aug 28, 25low $9.72 · high $15.19Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Buy
67% recommend buying · 9 analysts
Valuation : Cheap for the growth — P/E 9 for ~32% growth (PEG 0.3)
Valuation
11.9
P/E (price/earnings)
9.0
Forward P/E
0.37
PEG
1.0
Price/book (P/B)
$7.7B
Market cap
1.17
EPS
Profitability & growth
34.5 %
Net margin
+15 %
Revenue growth
+32 %
Earnings growth
$3.7B
Total debt
Valley Bank income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $1.9B | $556M | 29.8 % |
| 2023 | $1.9B | $482M | 25.5 % |
| 2024 | $1.9B | $359M | 19.4 % |
| 2025 | $2.0B | $569M | 28.1 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Valley Bank's P/E and is the stock undervalued? What's a good P/E?
Valley Bank's P/E is 11.9 (forward 9.0). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Valley Bank profitable?
Valley Bank has a net margin of 34.5 % (EPS 1.17). The company is profitable.
Is VLY stock expensive?
Our read: "Cheap for the growth" — P/E 9 for ~32% growth (PEG 0.3). Cross-check with growth and sector.
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