Should I buy Wintrust Financial (WTFC) stock or is it too late?

Wintrust Financial · Financials · price $143

See the full Wintrust Financial (WTFC) profile

⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Piper Sandler — 72% of its targets hit on this sector (239 calls tested). It aims for $195 (+37 %), call made on October 6, 2026, maturing on October 6, 2027 (8 d ago).

The 4 reliable analysts $182+27 %

The 5 other firms $183+28 %

How to read it: the 4 reliable firms are not filtered by optimism — 4 aim above the price, 0 below, hence their $182 median. “The 5 others” are the firms that don't pass our reliability filter on this sector.

Firm-by-firm track record on Wintrust Financial

Here the hit rate is measured <b>on this stock specifically</b> (matured targets replayed against real prices, minimum 5 calls tested) — the green block above measures reliability <b>across the whole sector</b>, which is the criterion behind JPI selections. “Aims for” = the firm's most recent target on this stock; “—” means it hasn't published one recently.

Firm	% right	Gain vs sector	Calls	Aims for
Truist Securities	84 %	+22.5 %	19	$183 +28%
Citigroup	100 %	+21.1 %	5	$182 +27%
RBC Capital	70 %	+18.8 %	10	$185 +30%
Jefferies	100 %	+18.6 %	5	$160 +12%
Barclays	100 %	+18.1 %	7	$190 +33%
Raymond James	63 %	+18.0 %	27	$157 +10%
DA Davidson	88 %	+16.2 %	8	$190 +33%
Stephens & Co.	75 %	+13.8 %	8	$162 +13%

In short — Should you invest in Wintrust Financial? Is it too late, still worth it? Analysts are overwhelmingly positive (89% buy, median target $184, i.e. +29%), and the most reliable on WTFC targets even higher. We give you both sides, with the numbers — not advice.

✅ Reasons to believe

89% of analysts rate it a buy (Buy consensus, 9 ratings) — a sign of market conviction.
Median price target $184, i.e. +29% from the current price ($143).
The most reliable firm on WTFC, Citigroup (100% hit rate, 5 scored calls), targets $182 (call made on April 22, 2026, maturing on April 22, 2027) (+27%) in its most recent call, and $167 (call made on December 30, 2025, maturing on December 30, 2026) (+17%) in the one coming due soonest.

⚠️ Reasons to hesitate

The consensus is not unanimous: of 9 ratings, 1 is neutral.
A 12-month target is not a guaranteed path: the price can fall in the meantime.

The analyst consensus on WTFC

Median target $184 (+29%) · 9 ratings · Buy consensus

Strong Buy00%

Buy889%

Hold111%

Sell00%

Strong Sell00%

⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.

Frequently asked questions

Should you invest in Wintrust Financial now?

We won't decide for you. The facts: 89% of analysts rate it a buy, median target $184 (+29%), and Citigroup (most reliable on WTFC, 100%) targets $182. Weigh that against valuation. This is not personalized advice.

Is it too late to invest in Wintrust Financial?

Not according to analysts: the median target ($184) is still +29% above the current price ($143) (most reliable on WTFC: Citigroup, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.

Is Wintrust Financial still worth investing in?

It depends on the gap between the price ($143) and its estimated value: analysts target $184 on median (+29%), with 89% buys (most reliable on WTFC: Citigroup, 100%). Cross-check with their real reliability on WTFC and the cautions above. Information, not advice.

What's the main risk in buying WTFC?

The consensus is not unanimous: of 9 ratings, 1 is neutral.

→ Go deeper: the full Wintrust Financial profile (consensus, analyst reliability, price target, performance).