PayPal (PYPL): are the analysts right?

PayPal · Financials · ref. ETF XLF · 105 calls · price $45.65
What the company does: PayPal Holdings gère une plateforme technologique enabling paiements numériques pour marchands et consommateurs mondialement.
📈 1-year price
$45.65-39.2% over range
Jul 8, 25low $39.08 · high $78.22Jul 7, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
5% recommend buying · 22 analysts

🎯 Analyst price target on PYPL

High target · 1 analyst$61+33.6%
Median target · 19 analysts$48+5.1%
Low target · 1 analyst$34-25.5%
Current price$45.65

🗳️ The analyst consensus

Analyst breakdown · 22 (6 months)
Strong Buy0%
Buy5%
Hold82%
Sell14%
Strong Sell0%

💰 PayPal dividend

0.95%annual yield
That's ~$0.42 per share per year.

✅ Historical analyst reliability on PYPL

Most reliable analysts on PYPL (% profitable · 365j · ≥2 calls)
RBC Capital 58% +0.5% 12
BTIG 38% -16.4% 8
Canaccord Genuity 33% -7.3% 12
Macquarie 20% -22.9% 5
Keybanc 8% -33.2% 12

📊 What $1,000 invested in PayPal would be worth

In short — $1,000 invested in PayPal 10 years ago would be worth $1,193 today, i.e. +2%/yr on average. Best year: 2020 (+117%), worst: 2022 (-62%). Price performance, excluding dividends.

If I'd invested $1,000 in PayPal

InvestmentWorth todayGain
1 years ago$506-49%
3 years ago$606-39%
5 years ago$184-82%
10 years ago$1,193+19%
since inception (2015)$1,234+23%

Return by year (PayPal)

YearReturn$1,000 invested at year start
2026 (YTD)-26%$740 (-26%)
2025-32%$506 (-49%)
2024+39%$703 (-30%)
2023-14%$606 (-39%)
2022-62%$229 (-77%)
2021-19%$184 (-82%)
2020+117%$399 (-60%)
2019+29%$513 (-49%)
2018+14%$587 (-41%)
2017+87%$1,094 (+9%)
2016+9%$1,193 (+19%)
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

🔎 Detailed analyses

👥 Analysts & forecasts📊 Returns & performance💰 Dividend
📈 Fundamentals, technical momentum and live news will show here on the final site (loaded live from the same origin as the API).

📋 All analyst calls on PYPL

Piper Sandler
Jun 30, 26
■ Neutral neutral · not a buy · 🎯$42
Price at call : $44.07 — gap to target -5%
Today : $45.65 — gap to target -8%
🎯 on PYPL : no call matured yet · 📊 on Finance : 57.7% · +13.8% (397 calls)
in progress (365j)
matures : Jun 30, 27
■ Hold neutral · not a buy · 🎯$42
Price at call : $44.38 — gap to target -5%
Today : $45.65 — gap to target -8%
🎯 on PYPL : 33% (12 calls matureds) · 📊 on Finance : 43.2% · +8.5% (37 calls)
in progress (365j)
matures : May 20, 27
▼ Sell · 🎯$44
Price at call : $45.23 — upside -3%
Today : $45.65 — upside -4%
🎯 on PYPL : no call matured yet · 📊 on Finance : 61% · +4.9% (105 calls)
in progress (365j)
matures : May 12, 27
Macquarie
May 7, 26
■ Neutral neutral · not a buy · 🎯$50
Price at call : $46.22 — gap to target +8%
Today : $45.65 — gap to target +10%
🎯 on PYPL : 20% (5 calls matureds) · 📊 on Finance : 51.7% · -0.3% (60 calls)
in progress (365j)
matures : May 7, 27
UBS
May 7, 26
■ Neutral neutral · not a buy · 🎯$48
Price at call : $46.22 — gap to target +4%
Today : $45.65 — gap to target +5%
🎯 on PYPL : no call matured yet · 📊 on Finance : 48.4% · +2.8% (457 calls)
in progress (365j)
matures : May 7, 27
RBC Capital
May 6, 26
▲ Outperform · 🎯$59
Price at call : $46.22 — upside +28%
Today : $45.65 — upside +29%
🎯 on PYPL : 58% (12 calls matureds) · 📊 on Finance : 44.7% · -1.3% (461 calls)
in progress (365j)
matures : May 6, 27
Needham
May 5, 26
■ Hold neutral · not a buy
🎯 on PYPL : no call matured yet · 📊 on Finance : 70% · +84.7% (40 calls)
in progress (365j)
matures : May 5, 27
▼ Sell · 🎯$45
Price at call : $49.77 — upside -10%
Today : $45.65 — upside -1%
🎯 on PYPL : no call matured yet · 📊 on Finance : 61% · +4.9% (105 calls)
in progress (365j)
matures : Apr 24, 27
BMO Capital
Apr 22, 26
■ Market Perform neutral · not a buy · 🎯$52
Price at call : $49.75 — gap to target +5%
Today : $45.65 — gap to target +14%
🎯 on PYPL : no call matured yet · 📊 on Finance : 51.2% · +3.1% (250 calls)
in progress (365j)
matures : Apr 22, 27
■ Neutral neutral · not a buy · 🎯$55
Price at call : $50.88 — gap to target +8%
Today : $45.65 — gap to target +20%
🎯 on PYPL : no call matured yet · 📊 on Finance : 50.7% · +2.8% (426 calls)
in progress (365j)
matures : Apr 21, 27
Mizuho
Apr 16, 26
■ Neutral neutral · not a buy · 🎯$50
Price at call : $49.81 — gap to target +0%
Today : $45.65 — gap to target +10%
🎯 on PYPL : no call matured yet · 📊 on Finance : 26.8% · -22.6% (82 calls)
in progress (365j)
matures : Apr 16, 27
Citigroup
Apr 8, 26
■ Neutral neutral · not a buy · 🎯$48
Price at call : $45.98 — gap to target +4%
Today : $45.65 — gap to target +5%
🎯 on PYPL : no call matured yet · 📊 on Finance : 51.7% · +0.2% (619 calls)
in progress (365j)
matures : Apr 8, 27
Loop Capital
Mar 31, 26
■ Hold neutral · not a buy · 🎯$46
Price at call : $44.63 — gap to target +3%
Today : $45.65 — gap to target +1%
🎯 on PYPL : no call matured yet · 📊 on Finance : 44.4% · -13.2% (9 calls)
in progress (365j)
matures : Mar 31, 27
■ Neutral neutral · not a buy · 🎯$55
Price at call : $46.38 — gap to target +19%
Today : $45.65 — gap to target +20%
🎯 on PYPL : no call matured yet · 📊 overall : 55.6% · +3.1% (9 calls)
in progress (365j)
matures : Mar 2, 27
▼ Sell · 🎯$39
Price at call : $41.49 — upside -6%
Today : $45.65 — upside -15%
🎯 on PYPL : no call matured yet · 📊 on Finance : 61% · +4.9% (105 calls)
in progress (365j)
matures : Feb 10, 27
■ Neutral neutral · not a buy · 🎯$42
Price at call : $41.15 — gap to target +2%
Today : $45.65 — gap to target -8%
🎯 on PYPL : no call matured yet · 📊 on Finance : 72.2% · +17.8% (18 calls)
in progress (365j)
matures : Feb 9, 27
Macquarie
Feb 4, 26
▲ Outperform · 🎯$58
Price at call : $39.9 — upside +45%
Today : $45.65 — upside +27%
🎯 on PYPL : 20% (5 calls matureds) · 📊 on Finance : 51.7% · -0.3% (60 calls)
in progress (365j)
matures : Feb 4, 27
▼ Underweight · 🎯$34
Price at call : $39.9 — upside -15%
Today : $45.65 — upside -26%
🎯 on PYPL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : Feb 4, 27
▼ Sell · 🎯$41
Price at call : $39.9 — upside +3%
Today : $45.65 — upside -10%
🎯 on PYPL : no call matured yet · 📊 on Finance : 53.6% · +1.9% (386 calls)
in progress (365j)
matures : Feb 4, 27
Citigroup
Feb 4, 26
■ Neutral neutral · not a buy · 🎯$42
Price at call : $39.9 — gap to target +5%
Today : $45.65 — gap to target -8%
🎯 on PYPL : no call matured yet · 📊 on Finance : 51.7% · +0.2% (619 calls)
in progress (365j)
matures : Feb 4, 27
JP Morgan
Feb 4, 26
■ Neutral neutral · not a buy · 🎯$46
Price at call : $39.9 — gap to target +15%
Today : $45.65 — gap to target +1%
🎯 on PYPL : no call matured yet · 📊 on Finance : 52.1% · -1.0% (482 calls)
in progress (365j)
matures : Feb 4, 27
Citizens
Feb 4, 26
■ Market Perform neutral · not a buy
🎯 on PYPL : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Feb 4, 27
Wells Fargo
Feb 4, 26
■ Equal-Weight neutral · not a buy · 🎯$48
Price at call : $39.9 — gap to target +20%
Today : $45.65 — gap to target +5%
🎯 on PYPL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Feb 4, 27
■ In-Line neutral · not a buy · 🎯$40
Price at call : $39.9 — gap to target +0%
Today : $45.65 — gap to target -12%
🎯 on PYPL : no call matured yet · 📊 on Finance : 55.8% · +1.3% (215 calls)
in progress (365j)
matures : Feb 4, 27
Needham
Feb 4, 26
■ Hold neutral · not a buy
🎯 on PYPL : no call matured yet · 📊 on Finance : 70% · +84.7% (40 calls)
in progress (365j)
matures : Feb 4, 27
■ Hold neutral · not a buy · 🎯$42
Price at call : $41.03 — gap to target +2%
Today : $45.65 — gap to target -8%
🎯 on PYPL : 33% (12 calls matureds) · 📊 on Finance : 43.2% · +8.5% (37 calls)
in progress (365j)
matures : Feb 4, 27
Macquarie
Feb 3, 26
▲ Outperform · 🎯$100
Price at call : $41.03 — upside +144%
Today : $45.65 — upside +119%
🎯 on PYPL : 20% (5 calls matureds) · 📊 on Finance : 51.7% · -0.3% (60 calls)
in progress (365j)
matures : Feb 3, 27
BTIG
Feb 3, 26
■ Neutral neutral · not a buy
🎯 on PYPL : 38% (8 calls matureds) · 📊 on Finance : 36.8% · -18.9% (19 calls)
in progress (365j)
matures : Feb 3, 27
■ Neutral neutral · not a buy · 🎯$60
Price at call : $55.51 — gap to target +8%
Today : $45.65 — gap to target +31%
🎯 on PYPL : no call matured yet · 📊 on Finance : 72.2% · +17.8% (18 calls)
in progress (365j)
matures : Jan 27, 27
Piper Sandler
Jan 14, 26
■ Neutral neutral · not a buy · 🎯$74
Price at call : $57.66 — gap to target +28%
Today : $45.65 — gap to target +62%
🎯 on PYPL : no call matured yet · 📊 on Finance : 57.7% · +13.8% (397 calls)
in progress (365j)
matures : Jan 14, 27
Daiwa Capital
Jan 13, 26
■ Neutral neutral · not a buy · 🎯$61
Price at call : $56.56 — gap to target +8%
Today : $45.65 — gap to target +34%
🎯 on PYPL : 100% (1 call matured) · 📊 on Finance : 50% · +28.9% (8 calls)
in progress (365j)
matures : Jan 13, 27
Susquehanna
Jan 8, 26
▲ Positive · 🎯$90
Price at call : $58.27 — upside +54%
Today : $45.65 — upside +97%
🎯 on PYPL : no call matured yet · 📊 on Finance : 28% · -14.4% (75 calls)
in progress (365j)
matures : Jan 8, 27
Citigroup
Jan 5, 26
■ Neutral neutral · not a buy · 🎯$60
Price at call : $59.81 — gap to target +0%
Today : $45.65 — gap to target +31%
🎯 on PYPL : no call matured yet · 📊 on Finance : 51.7% · +0.2% (619 calls)
in progress (365j)
matures : Jan 5, 27
Mizuho
Dec 22, 25
▲ Outperform · 🎯$75
Price at call : $59.41 — upside +26%
Today : $45.65 — upside +64%
🎯 on PYPL : no call matured yet · 📊 on Finance : 26.8% · -22.6% (82 calls)
in progress (365j)
matures : Dec 22, 26
▼ Underweight · 🎯$51
Price at call : $59.44 — upside -14%
Today : $45.65 — upside +12%
🎯 on PYPL : no call matured yet · 📊 on Finance : 53.9% · +2.2% (1056 calls)
in progress (365j)
matures : Dec 18, 26
Baird
Dec 12, 25
■ Neutral neutral · not a buy · 🎯$66
Price at call : $61.66 — gap to target +7%
Today : $45.65 — gap to target +45%
🎯 on PYPL : no call matured yet · 📊 on Finance : 53.2% · +1.3% (154 calls)
in progress (365j)
matures : Dec 12, 26
■ Neutral neutral · not a buy · 🎯$68
Price at call : $61.69 — gap to target +10%
Today : $45.65 — gap to target +49%
🎯 on PYPL : no call matured yet · 📊 on Finance : 50.7% · +2.8% (426 calls)
in progress (365j)
matures : Dec 11, 26
Wells Fargo
Dec 9, 25
■ Equal-Weight neutral · not a buy · 🎯$67
Price at call : $61.16 — gap to target +10%
Today : $45.65 — gap to target +47%
🎯 on PYPL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Dec 9, 26
■ In-Line neutral · not a buy · 🎯$65
Price at call : $61.12 — gap to target +6%
Today : $45.65 — gap to target +42%
🎯 on PYPL : no call matured yet · 📊 on Finance : 55.8% · +1.3% (215 calls)
in progress (365j)
matures : Dec 8, 26
JP Morgan
Dec 4, 25
■ Neutral neutral · not a buy · 🎯$70
Price at call : $61.73 — gap to target +13%
Today : $45.65 — gap to target +53%
🎯 on PYPL : no call matured yet · 📊 on Finance : 52.1% · -1.0% (482 calls)
in progress (365j)
matures : Dec 4, 26
▼ Sell · 🎯$66
Price at call : $68.06 — upside -3%
Today : $45.65 — upside +45%
🎯 on PYPL : no call matured yet · 📊 on Finance : 61% · +4.9% (105 calls)
in progress (365j)
matures : Nov 4, 26
▲ Buy · 🎯$100
Price at call : $67.93 — upside +47%
Today : $45.65 — upside +119%
🎯 on PYPL : 33% (12 calls matureds) · 📊 on Finance : 43.2% · +8.5% (37 calls)
in progress (365j)
matures : Oct 29, 26
▲ Buy · 🎯$87
Price at call : $67.93 — upside +28%
Today : $45.65 — upside +91%
🎯 on PYPL : no call matured yet · 📊 on Finance : 52.1% · +1.9% (119 calls)
in progress (365j)
matures : Oct 29, 26
▲ Outperform · 🎯$90
Price at call : $67.93 — upside +32%
Today : $45.65 — upside +97%
🎯 on PYPL : no call matured yet · 📊 on Finance : 47.9% · +0.1% (455 calls)
in progress (365j)
matures : Oct 29, 26
UBS
Oct 29, 25
■ Neutral neutral · not a buy · 🎯$80
Price at call : $67.93 — gap to target +18%
Today : $45.65 — gap to target +75%
🎯 on PYPL : no call matured yet · 📊 on Finance : 48.4% · +2.8% (457 calls)
in progress (365j)
matures : Oct 29, 26
RBC Capital
Oct 28, 25
▲ Outperform · 🎯$91
Price at call : $69.68 — upside +31%
Today : $45.65 — upside +99%
🎯 on PYPL : 58% (12 calls matureds) · 📊 on Finance : 44.7% · -1.3% (461 calls)
in progress (365j)
matures : Oct 28, 26
Citigroup
Oct 22, 25
■ Neutral neutral · not a buy · 🎯$78
Price at call : $69.66 — gap to target +12%
Today : $45.65 — gap to target +71%
🎯 on PYPL : no call matured yet · 📊 on Finance : 51.7% · +0.2% (619 calls)
in progress (365j)
matures : Oct 22, 26
Wells Fargo
Oct 22, 25
■ Equal-Weight neutral · not a buy · 🎯$74
Price at call : $68.07 — gap to target +9%
Today : $45.65 — gap to target +62%
🎯 on PYPL : no call matured yet · 📊 on Finance : 48.1% · +0.3% (646 calls)
in progress (365j)
matures : Oct 22, 26
Goldman Sachs
Oct 13, 25
▼ Sell · 🎯$70
Price at call : $69.15 — upside +1%
Today : $45.65 — upside +53%
🎯 on PYPL : no call matured yet · 📊 on Finance : 53.6% · +1.9% (386 calls)
in progress (365j)
matures : Oct 13, 26
■ Peer Perform neutral · not a buy
🎯 on PYPL : no call matured yet · 📊 on Finance : 53.6% · +7.2% (56 calls)
in progress (365j)
matures : Oct 3, 26
■ Neutral neutral · not a buy
🎯 on PYPL : no call matured yet · 📊 on Finance : 36.8% · -4.2% (19 calls)
in progress (365j)
matures : Jul 14, 26
RBC Capital
Jun 26, 25
▲ Outperform · 🎯$88
Price at call : $73.64 — upside +20%
Today : $45.65 — upside +93%
Expected +20% · Actual -40% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 58% (12 calls matureds) · 📊 on Finance : 44.7% · -1.3% (461 calls)
-39.7%
stock -40% · XLF +3%
RBC Capital
Apr 30, 25
▲ Outperform · 🎯$88
Price at call : $65.41 — upside +35%
Today : $45.65 — upside +93%
Expected +35% · Actual -23% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 58% (12 calls matureds) · 📊 on Finance : 44.7% · -1.3% (461 calls)
-22.9%
stock -23% · XLF +7%
▲ Buy · 🎯$96
Price at call : $65.84 — upside +46%
Today : $45.65 — upside +110%
Expected +46% · Actual -24% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 33% (12 calls matureds) · 📊 on Finance : 43.2% · +8.5% (37 calls)
-23.8%
stock -24% · XLF +7%
Macquarie
Apr 29, 25
▲ Outperform · 🎯$95
Price at call : $65.84 — upside +44%
Today : $45.65 — upside +108%
Expected +44% · Actual -24% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 20% (5 calls matureds) · 📊 on Finance : 51.7% · -0.3% (60 calls)
-23.8%
stock -24% · XLF +7%
Compass Point
Apr 23, 25
▼ Sell · 🎯$56
Price at call : $62.46 — upside -10%
Today : $45.65 — upside +23%
Expected -10% · Actual -20% · Reason (≤ −15%) : ✓ Yes
🎯 on PYPL : 100% (1 call matured) · 📊 on Finance : 57.5% · +7.8% (73 calls)
+20.3%
stock -20% · XLF +9%
Macquarie
Feb 10, 25
▲ Outperform · 🎯$117
Price at call : $76.21 — upside +54%
Today : $45.65 — upside +156%
Expected +54% · Actual -47% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 20% (5 calls matureds) · 📊 on Finance : 51.7% · -0.3% (60 calls)
-46.9%
stock -47% · XLF +2%
Macquarie
Dec 17, 24
▲ Outperform · 🎯$115
Price at call : $90.86 — upside +27%
Today : $45.65 — upside +152%
Expected +27% · Actual -34% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 20% (5 calls matureds) · 📊 on Finance : 51.7% · -0.3% (60 calls)
-33.8%
stock -34% · XLF +11%
RBC Capital
Dec 12, 24
▲ Outperform · 🎯$100
Price at call : $91.02 — upside +10%
Today : $45.65 — upside +119%
Expected +10% · Actual -33% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 58% (12 calls matureds) · 📊 on Finance : 44.7% · -1.3% (461 calls)
-33.3%
stock -33% · XLF +11%
▲ Buy · 🎯$96
Price at call : $79.3 — upside +21%
Today : $45.65 — upside +110%
Expected +21% · Actual -13% · Reason (≥ +15%) : ✗ No
🎯 on PYPL : 33% (12 calls matureds) · 📊 on Finance : 43.2% · +8.5% (37 calls)
-12.7%
stock -13% · XLF +13%
JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)