Enact Holdings, Inc. (ACT) stock: analyst price target and their real reliability
Live quote · data updated Aug 28, 2026
Enact Holdings, Inc. · Financials · ref. ETF XLF · 49 calls · price $49.04
What the company does: Enact Holdings, Inc. operates as a private mortgage insurance company in the United States.
📈 Enact Holdings, Inc. (ACT) stock price
$49.04+30.5% over range
Aug 28, 25low $34.93 · high $50.04Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
25% recommend buying · 4 analysts
📊 JPI status : Enact Holdings, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →
⚠️ The stock trades above the median target: it has beaten expectations. The “Hold” reflects conviction on the company, but the remaining quantified upside is low/negative.
🎯 ACT price target & analyst consensus — price $49.04
The price target · all analysts combined (4 targets)
Highest target · 1 firm of 4$50+2.0%
Median target · of 4 targets$49-0.1%
Lowest target · 1 firm of 4$48-2.1%
Current price$49.04
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price
125%
$50
Below
375%
$48 ↔ $49
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: Keefe, Bruyette & Woods — 67% of its targets hit on this sector (291 calls tested). It aims for $49 (-0.1 %), call made on August 11, 2026, maturing on August 11, 2027 (17 d ago).
The 3 reliable analysts
$49-0.1 %
The 1 other firm
$49-0.1 %
How to read it: the 3 reliable firms are not filtered by optimism — 1 aim above the price, 2 below, hence their $49 median. “The 1 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 4 ratings (last 6 months)
Strong Buy00%
Buy125%
Hold375%
Sell00%
Strong Sell00%
Go deeper on the analysts
🎯 ACT price target all
All 49 calls, one by one, with our verdict on each firm.
→ See all 49 targets, analyst by analyst💡 The best analysts on ACT most reliable
Their real reliability on ACT, firm by firm: who was right, who was wrong.
→ See their reliability on ACTAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about Enact Holdings, Inc.? The JPI assistant answers using our backtest data.
🔎 Detailed analyses
✅ Historical analyst reliability on ACT
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| Keefe, Bruyette & Woods ↗ | 100% | +19.6% | 6 |
| Citigroup ↗ | 100% | +18.1% | 3 |
| BTIG ↗ | 100% | +14.3% | 3 |
| B of A Securities ↗ | 50% | +8.1% | 2 |
📊 What $1,000 invested in Enact Holdings, Inc. would be worth › open the full page
In short — $1,000 invested in Enact Holdings, Inc. 10 years ago would be worth $2,283 today, i.e. +18%/yr on average. Best year: 2025 (+22%), worst: 2024 (+12%). Price performance, excluding dividends.
If I'd invested $1,000 in Enact Holdings, Inc.
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,405 | +41% |
| 3 years ago | $1,893 | +89% |
| 5 years ago | $2,283 | +128% |
Return by year (Enact Holdings, Inc.)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +15% | $1,152 (+15%) |
| 2025 | +22% | $1,405 (+41%) |
| 2024 | +12% | $1,580 (+58%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on Enact Holdings, Inc.
Loading news…
📋 All analyst calls on ACT
Filtered on — · ✕ show all
Keefe, Bruyette & Woods ↗
Aug 10, 26
■ Market Perform neutral · not a buy · 🎯$49
Price at call : $48.5 — gap to target +1%
Today : $49.04 — gap to target -0%
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Aug 10, 27
matures : Aug 10, 27
RBC Capital ↗
Aug 7, 26
■ Sector Perform neutral · not a buy · 🎯$50
Price at call : $48.5 — gap to target +3%
Today : $49.04 — gap to target +2%
🎯 on ACT : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Aug 7, 27
matures : Aug 7, 27
■ Neutral neutral · not a buy · 🎯$48
Price at call : $48.5 — gap to target -1%
Today : $49.04 — gap to target -2%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Aug 7, 27
matures : Aug 7, 27
■ Neutral neutral · not a buy · 🎯$46
Price at call : $45.65 — gap to target +1%
Today : $49.04 — gap to target -6%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Jul 13, 27
matures : Jul 13, 27
RBC Capital ↗
Jun 25, 26
■ Sector Perform neutral · not a buy · 🎯$46
Price at call : $45.24 — gap to target +2%
Today : $49.04 — gap to target -6%
🎯 on ACT : no call matured yet · 📊 on Finance : 38.9% · -0.5% (90 calls)
in progress (365j)
matures : Jun 25, 27
matures : Jun 25, 27
B of A Securities ↗
Apr 21, 26
▲ Buy · 🎯$49
Price at call : $43.35 — upside +13%
Today : $49.04 — upside -0%
🎯 on ACT : 50% (2 calls matureds) · 📊 on Finance : 60.2% · +7.6% (118 calls)
in progress (365j)
matures : Apr 21, 27
matures : Apr 21, 27
■ Neutral neutral · not a buy · 🎯$44
Price at call : $43.17 — gap to target +2%
Today : $49.04 — gap to target -10%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Feb 5, 27
matures : Feb 5, 27
Keefe, Bruyette & Woods ↗
Feb 5, 26
■ Market Perform neutral · not a buy · 🎯$44
Price at call : $44.19 — gap to target -0%
Today : $49.04 — gap to target -10%
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Feb 5, 27
matures : Feb 5, 27
See the other 41 calls, newest to oldest
■ Neutral neutral · not a buy · 🎯$40
Price at call : $37.86 — gap to target +6%
Today : $49.04 — gap to target -18%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Jan 12, 27
matures : Jan 12, 27
Keefe, Bruyette & Woods ↗
Dec 18, 25
■ Market Perform neutral · not a buy · 🎯$43
Price at call : $40.62 — gap to target +6%
Today : $49.04 — gap to target -12%
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Dec 18, 26
matures : Dec 18, 26
■ Neutral neutral · not a buy · 🎯$39
Price at call : $37.4 — gap to target +4%
Today : $49.04 — gap to target -20%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Nov 7, 26
matures : Nov 7, 26
■ Neutral neutral · not a buy · 🎯$37
Price at call : $37.72 — gap to target -2%
Today : $49.04 — gap to target -25%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Aug 11, 26
matures : Aug 11, 26
■ Neutral neutral · not a buy · 🎯$39
Price at call : $35.21 — gap to target +11%
Today : $49.04 — gap to target -20%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Jul 11, 26
matures : Jul 11, 26
Keefe, Bruyette & Woods ↗
Jul 7, 25
■ Market Perform neutral · not a buy · 🎯$40
Price at call : $37.19 — gap to target +8%
Today : $49.04 — gap to target -18%
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 7, 26
matures : Jul 7, 26
■ Neutral neutral · not a buy · 🎯$40
Price at call : $36.24 — gap to target +10%
Today : $49.04 — gap to target -18%
🎯 on ACT : no call matured yet · 📊 on Finance : 40.2% · -7.9% (82 calls)
in progress (365j)
matures : May 5, 26
matures : May 5, 26
Keefe, Bruyette & Woods ↗
May 5, 25
■ Market Perform neutral · not a buy · 🎯$39
Price at call : $36.56 — gap to target +7%
Today : $49.04 — gap to target -20%
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : May 5, 26
matures : May 5, 26
Keefe, Bruyette & Woods ↗
Apr 8, 25
▲ Outperform · 🎯$39
Price at call : $33.37 — upside +17%
Today : $49.04 — upside -20%
Expected +17% · Actual +28% · Reason (≥ +15%) : ✓ Yes
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+28.0%
stock +28% · XLF +9%
matured Apr 8, 26
■ Neutral neutral · not a buy · 🎯$35
Price at call : $32.2 — gap to target +9%
Today : $49.04 — gap to target -29%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Jan 14, 26
matures : Jan 14, 26
Keefe, Bruyette & Woods ↗
Jan 8, 25
▲ Outperform · 🎯$41
Price at call : $31.15 — upside +32%
Today : $49.04 — upside -16%
Expected +32% · Actual +30% · Reason (≥ +15%) : ✓ Yes
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+30.1%
stock +30% · XLF +18%
matured Jan 8, 26
Keefe, Bruyette & Woods ↗
Dec 10, 24
▲ Outperform · 🎯$43
Price at call : $34.48 — upside +25%
Today : $49.04 — upside -12%
Expected +25% · Actual +14% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+14.1%
stock +14% · XLF +10%
matured Dec 10, 25
■ Neutral neutral · not a buy · 🎯$36
Price at call : $34.21 — gap to target +5%
Today : $49.04 — gap to target -27%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Dec 9, 25
matures : Dec 9, 25
▲ Buy · 🎯$37
Price at call : $32.76 — upside +13%
Today : $49.04 — upside -25%
Expected +13% · Actual +11% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
+10.5%
stock +11% · XLF +25%
matured Aug 5, 25
■ Neutral neutral · not a buy · 🎯$33
Price at call : $30.66 — gap to target +8%
Today : $49.04 — gap to target -33%
🎯 on ACT : no call matured yet · 📊 on Finance : 40.2% · -7.9% (82 calls)
in progress (365j)
matures : May 22, 25
matures : May 22, 25
Keefe, Bruyette & Woods ↗
Apr 4, 24
▲ Outperform · 🎯$37
Price at call : $30.72 — upside +20%
Today : $49.04 — upside -25%
Expected +20% · Actual +5% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+4.7%
stock +5% · XLF +6%
matured Apr 4, 25
■ Neutral neutral · not a buy · 🎯$31
Price at call : $30.77 — gap to target +1%
Today : $49.04 — gap to target -37%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Apr 3, 25
matures : Apr 3, 25
■ Neutral neutral · not a buy · 🎯$29
Price at call : $27.11 — gap to target +7%
Today : $49.04 — gap to target -41%
🎯 on ACT : no call matured yet · 📊 on Finance : 40.2% · -7.9% (82 calls)
in progress (365j)
matures : Dec 5, 24
matures : Dec 5, 24
B of A Securities ↗
Nov 13, 23
▲ Buy · 🎯$30
Price at call : $27.69 — upside +8%
Today : $49.04 — upside -39%
Expected +8% · Actual +25% · Reason (≥ +15%) : ✓ Yes
🎯 on ACT : 50% (2 calls matureds) · 📊 on Finance : 60.2% · +7.6% (118 calls)
+25.0%
stock +25% · XLF +47%
matured Nov 12, 24
Goldman Sachs ↗
Aug 3, 23
■ Neutral neutral · not a buy · 🎯$29
Price at call : $28.6 — gap to target +1%
Today : $49.04 — gap to target -41%
🎯 on ACT : no call matured yet · 📊 on Finance : 44.4% · -6.3% (108 calls)
in progress (365j)
matures : Aug 2, 24
matures : Aug 2, 24
B of A Securities ↗
May 9, 23
■ Neutral neutral · not a buy · 🎯$27
Price at call : $24.4 — gap to target +11%
Today : $49.04 — gap to target -45%
🎯 on ACT : 50% (2 calls matureds) · 📊 on Finance : 60.2% · +7.6% (118 calls)
in progress (365j)
matures : May 8, 24
matures : May 8, 24
▲ Buy · 🎯$28
Price at call : $23.85 — upside +17%
Today : $49.04 — upside -43%
Expected +17% · Actual +31% · Reason (≥ +15%) : ✓ Yes
🎯 on ACT : 100% (3 calls matureds) · 📊 on Finance : 49.3% · +1.7% (71 calls)
+31.3%
stock +31% · XLF +27%
matured May 4, 24
Keefe, Bruyette & Woods ↗
May 5, 23
▲ Outperform · 🎯$28
Price at call : $23.75 — upside +18%
Today : $49.04 — upside -43%
Expected +18% · Actual +32% · Reason (≥ +15%) : ✓ Yes
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+31.8%
stock +32% · XLF +27%
matured May 4, 24
■ Neutral neutral · not a buy · 🎯$24
Price at call : $24.44 — gap to target -2%
Today : $49.04 — gap to target -51%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Apr 16, 24
matures : Apr 16, 24
■ Neutral neutral · not a buy · 🎯$25
Price at call : $24.55 — gap to target +2%
Today : $49.04 — gap to target -49%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Feb 8, 24
matures : Feb 8, 24
Keefe, Bruyette & Woods ↗
Feb 8, 23
▲ Outperform · 🎯$26.5
Price at call : $24.55 — upside +8%
Today : $49.04 — upside -46%
Expected +8% · Actual +9% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
+9.1%
stock +9% · XLF +6%
matured Feb 8, 24
Goldman Sachs ↗
Nov 3, 22
■ Neutral neutral · not a buy · 🎯$28
Price at call : $25.74 — gap to target +9%
Today : $49.04 — gap to target -43%
🎯 on ACT : no call matured yet · 📊 on Finance : 44.4% · -6.3% (108 calls)
in progress (365j)
matures : Nov 3, 23
matures : Nov 3, 23
■ Neutral neutral · not a buy · 🎯$27
Price at call : $25.74 — gap to target +5%
Today : $49.04 — gap to target -45%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Nov 3, 23
matures : Nov 3, 23
▲ Buy · 🎯$30
Price at call : $25.45 — upside +18%
Today : $49.04 — upside -39%
Expected +18% · Actual +11% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (3 calls matureds) · 📊 on Finance : 49.3% · +1.7% (71 calls)
+10.9%
stock +11% · XLF +1%
matured Nov 3, 23
■ Neutral neutral · not a buy · 🎯$26
Price at call : $24.1 — gap to target +8%
Today : $49.04 — gap to target -47%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Oct 18, 23
matures : Oct 18, 23
Goldman Sachs ↗
Oct 4, 22
■ Neutral neutral · not a buy · 🎯$25
Price at call : $23.54 — gap to target +6%
Today : $49.04 — gap to target -49%
🎯 on ACT : no call matured yet · 📊 on Finance : 44.4% · -6.3% (108 calls)
in progress (365j)
matures : Oct 4, 23
matures : Oct 4, 23
■ Neutral neutral · not a buy · 🎯$27
Price at call : $24.56 — gap to target +10%
Today : $49.04 — gap to target -45%
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
in progress (365j)
matures : Sep 6, 23
matures : Sep 6, 23
B of A Securities ↗
Aug 18, 22
▼ Underperform · 🎯$25
Price at call : $26.5 — upside -6%
Today : $49.04 — upside -49%
Expected -6% · Actual +9% · Reason (≤ −15%) : ✗ No
🎯 on ACT : 50% (2 calls matureds) · 📊 on Finance : 60.2% · +7.6% (118 calls)
-8.8%
stock +9% · XLF -5%
matured Aug 18, 23
Goldman Sachs ↗
Aug 3, 22
■ Neutral neutral · not a buy · 🎯$26.5
Price at call : $25.07 — gap to target +6%
Today : $49.04 — gap to target -46%
🎯 on ACT : no call matured yet · 📊 on Finance : 44.4% · -6.3% (108 calls)
in progress (365j)
matures : Aug 3, 23
matures : Aug 3, 23
Keefe, Bruyette & Woods ↗
Jul 18, 22
■ Market Perform neutral · not a buy · 🎯$27
Price at call : $21.83 — gap to target +24%
Today : $49.04 — gap to target -45%
🎯 on ACT : 100% (6 calls matureds) · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 18, 23
matures : Jul 18, 23
▲ Buy · 🎯$27
Price at call : $21.69 — upside +24%
Today : $49.04 — upside -45%
Expected +24% · Actual +19% · Reason (≥ +15%) : ✓ Yes
🎯 on ACT : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
+18.9%
stock +19% · XLF +5%
matured Jul 8, 23
▲ Buy · 🎯$24
Price at call : $20.5 — upside +17%
Today : $49.04 — upside -51%
Expected +17% · Actual +12% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (3 calls matureds) · 📊 on Finance : 49.3% · +1.7% (71 calls)
+11.9%
stock +12% · XLF -21%
matured Oct 12, 22
▲ Overweight · 🎯$25
Price at call : $20.45 — upside +22%
Today : $49.04 — upside -49%
Expected +22% · Actual +13% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (1 call matured) · 📊 on Finance : 56.1% · +5.9% (123 calls)
+13.5%
stock +13% · XLF -21%
matured Oct 11, 22
Credit Suisse
Oct 11, 21
■ Neutral neutral · not a buy · 🎯$24
Price at call : $20.45 — gap to target +17%
Today : $49.04 — gap to target -51%
🎯 on ACT : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Oct 11, 22
matures : Oct 11, 22
▲ Buy · 🎯$27
Price at call : $20.45 — upside +32%
Today : $49.04 — upside -45%
Expected +32% · Actual +13% · Reason (≥ +15%) : ✗ No
🎯 on ACT : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
+13.5%
stock +13% · XLF -21%
matured Oct 11, 22
Goldman Sachs ↗
Oct 11, 21
■ Neutral neutral · not a buy · 🎯$22.5
Price at call : $20.45 — gap to target +10%
Today : $49.04 — gap to target -54%
🎯 on ACT : no call matured yet · 📊 on Finance : 44.4% · -6.3% (108 calls)
in progress (365j)
matures : Oct 11, 22
matures : Oct 11, 22
Frequently asked questions
Should I buy Enact Holdings, Inc. stock?
This isn't buy advice. For Enact Holdings, Inc., the analyst consensus is "Hold", with an average price target of $49.00 (0% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (6 calls tracked on Enact Holdings, Inc.). We show the numbers — you decide.
Is it too late to buy Enact Holdings, Inc.? How high can it go?
The most bullish analyst target on Enact Holdings, Inc. is $50.00 (+2% above today's price); the average is $49.00. That's the upside they see. Check how reliable those analysts have actually been on Enact Holdings, Inc. on our site before trusting it.
Is Enact Holdings, Inc. still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 4 analysts have a real record on Enact Holdings, Inc., the best hitting 100% over 6 calls. Current consensus: "Hold". Make your call on data, not noise.
What has Enact Holdings, Inc.'s past performance been?
Historical returns and a "how much if I had invested" calculator: ACT performance & returns.
PYPL 
V 
AXP 
WFC 
MA 
USB 
SCHW 
GPN