Does Citigroup (C) stock go up or down depending on the month?
Citigroup month by month, year by year
| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -0.8% | -4.8% | +2.9% | +12.8% | -1.6% | +11.2% | -5.4% | |||||
| 2025 | +15.7% | -1.8% | -11.2% | -3.7% | +10.1% | +13.0% | +10.1% | +3.1% | +5.1% | -0.3% | +2.3% | +12.6% |
| 2024 | +9.2% | -1.2% | +14.0% | -3.0% | +1.6% | +1.8% | +2.2% | -3.5% | -0.1% | +2.5% | +10.4% | -0.7% |
| 2023 | +15.5% | -2.9% | -7.5% | +0.4% | -5.8% | +3.9% | +3.5% | -13.4% | -0.4% | -4.0% | +16.7% | +11.6% |
| 2022 | +7.8% | -9.0% | -9.8% | -9.7% | +10.8% | -13.9% | +12.9% | -6.0% | -14.6% | +10.1% | +5.6% | -6.6% |
| 2021 | -6.0% | +13.6% | +10.4% | -2.1% | +10.5% | -10.1% | -4.4% | +6.3% | -2.4% | -1.5% | -7.9% | -5.2% |
| 2020 | -6.9% | -14.7% | -33.6% | +15.3% | -1.3% | +6.7% | -2.1% | +2.2% | -15.7% | -3.9% | +33.0% | +12.0% |
| 2019 | +23.8% | -0.7% | -2.8% | +13.6% | -12.1% | +12.7% | +1.6% | -9.6% | +7.4% | +4.0% | +4.5% | +6.3% |
| 2018 | +5.5% | -3.8% | -10.6% | +1.1% | -2.3% | +0.3% | +7.4% | -0.9% | +0.7% | -8.8% | -1.0% | -19.6% |
| 2017 | -6.1% | +7.1% | +0.0% | -1.2% | +2.4% | +10.5% | +2.3% | -0.6% | +6.9% | +1.0% | +2.7% | -1.4% |
| 2016 | -17.7% | -8.8% | +7.5% | +10.9% | +0.6% | -9.0% | +3.3% | +9.0% | -1.1% | +4.1% | +14.7% | +5.4% |
| 2015 | -13.2% | +11.7% | -1.7% | +3.5% | +1.4% | +2.1% | +5.8% | -8.5% | -7.2% | +7.2% | +1.7% | -4.3% |
| 2014 | -9.0% | +2.5% | -2.1% | +0.7% | -0.7% | -1.0% | +3.8% | +5.6% | +0.3% | +3.3% | +0.8% | +0.3% |
| 2013 | -0.5% | +5.4% | +5.5% | +11.4% | -7.7% | +8.7% | -7.3% | +0.4% | +0.6% | +8.5% | -1.5% | |
| Average | +1.4% | -1.0% | -2.8% | +3.1% | +1.8% | +1.5% | +3.6% | -1.8% | -1.6% | +1.1% | +7.1% | +0.7% |
| % of years up | 46% | 29% | 43% | 64% | 57% | 64% | 79% | 38% | 46% | 62% | 85% | 46% |
| Years observed | 13 | 14 | 14 | 14 | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 13 |
Citigroup month by month: the summary
Over 2013-2026, here's what Citigroup (C) stock did each month, on average: January +1.4% (up 46% of 13 years), February -1.0% (up 29% of 14 years), March -2.8% (up 43% of 14 years), April +3.1% (up 64% of 14 years), May +1.8% (up 57% of 14 years), June +1.5% (up 64% of 14 years), July +3.6% (up 79% of 14 years), August -1.8% (up 38% of 13 years), September -1.6% (up 46% of 13 years), October +1.1% (up 62% of 13 years), November +7.1% (up 85% of 13 years), December +0.7% (up 46% of 13 years). In other words, C historically rose in January, April, May, June, July, October, November, December, and fell in February, March, August, September.
Does Citigroup really go up in November?
Over 2013-2026, November is Citigroup's strongest month: +7.1% on average, positive in 11 of 13 years. At the other end, March shows -2.8%. But a monthly gap is often built on one or two extreme years — the table above shows it: look at the spread, not just the average. Seasonality only means something when it has a cause (selling season, earnings calendar, year-end tax effects); with no identified cause, it's probably noise.
Frequently asked questions
Does Citigroup stock go up or down in August?
Over 13 years, C fell -1.8% on average in August, finishing the month up 5 times out of 13 (38%). Median: -0.9%. Results are split year to year — there's no clear pattern. ⚠️ 13 years of data is not a prediction.
Does Citigroup stock go up or down in July?
Over 14 years, C rose +3.6% on average in July, finishing the month up 11 times out of 14 (79%). Median: +3.4%. It's one of its most consistent months. ⚠️ 14 years of data is not a prediction.
Does Citigroup stock go up or down in April?
Over 14 years, C rose +3.1% on average in April, finishing the month up 9 times out of 14 (64%). Median: +0.9%. Results are split year to year — there's no clear pattern. ⚠️ 14 years of data is not a prediction.
Does Citigroup stock go up or down in May?
Over 14 years, C rose +1.8% on average in May, finishing the month up 8 times out of 14 (57%). Median: +1.0%. Results are split year to year — there's no clear pattern. ⚠️ 14 years of data is not a prediction.
Does Citigroup stock go up or down in September?
Over 13 years, C fell -1.6% on average in September, finishing the month up 6 times out of 13 (46%). Median: -0.1%. Results are split year to year — there's no clear pattern. ⚠️ 13 years of data is not a prediction.
Does Citigroup stock go up or down in June?
Over 14 years, C rose +1.5% on average in June, finishing the month up 9 times out of 14 (64%). Median: +2.0%. Results are split year to year — there's no clear pattern. ⚠️ 14 years of data is not a prediction.
What is the best month to buy Citigroup stock?
Historically, November: over the last 14 years, C gained +7.1% on average that month and finished up 85% of the time (13 years observed). March is the weakest month (-2.8%). This is not a prediction: 14 years is a small sample, and the past is under no obligation to repeat.
Why does Citigroup stock often rise in November?
November has averaged as its best month over 14 years (+7.1%, up 85% of years). No clearly established recurring seasonal driver explains this month — it's a statistical tendency over 14 years of history, not a prediction.
Is there a best month to invest in the stock market in general?
There's no universal rule: every stock has its own seasonality. For C it's November (+7.1% on average over 14 years) — another stock will look completely different. The calendar effects people cite ("sell in May", the year-end rally) are market-wide averages, not laws: on C, November is the most consistent month (85% positive years). We also rank all 12 months for the whole market.
Does stock seasonality actually work?
Careful. A month that rose 14 times out of 14 can simply be chance: with 12 months and a dozen years, patterns appear naturally even in random data. Seasonality describes what happened; it doesn't explain why and predicts nothing. Treat it as context, never as a standalone buy signal.
What data is this table based on?
On C's real monthly closing prices from 2013 to 2026 (14 years), source Yahoo Finance. Each cell = the price change over that month. Price performance, excluding dividends. Incomplete months and quote gaps are excluded.