Citigroup (C) fundamentals: P/E, valuation, undervalued?
Citigroup · Financials · ref. ETF XLF · price $124.53
In short — Citigroup trades at 14.2× earnings (P/E), 9.6× forward, with a net margin of 21.8 % and revenue growth of +16 %. Read: Cheap for the growth (P/E 10 for ~61% growth (PEG 0.2)).
Is Citigroup stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$124.53+24.7% over range
Oct 14, 25low $96.26 · high $145.67Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
73% recommend buying · 11 analysts
Valuation : Cheap for the growth — P/E 10 for ~61% growth (PEG 0.2)
Valuation
14.2
P/E (price/earnings)
9.6
Forward P/E
0.23
PEG
1.1
Price/book (P/B)
$208.9B
Market cap
8.74
EPS
Profitability & growth
21.8 %
Net margin
+16 %
Revenue growth
+61 %
Earnings growth
$881.6B
Total debt
Citigroup income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $75.3B | $13.7B | 18.2 % |
| 2023 | $78.5B | $7.8B | 10.0 % |
| 2024 | $81.1B | $11.6B | 14.3 % |
| 2025 | $85.2B | $13.1B | 15.4 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Citigroup's P/E and is the stock undervalued? What's a good P/E?
Citigroup's P/E is 14.2 (forward 9.6). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Citigroup profitable?
Citigroup has a net margin of 21.8 % (EPS 8.74). The company is profitable.
Is C stock expensive?
Our read: "Cheap for the growth" — P/E 10 for ~61% growth (PEG 0.2). Cross-check with growth and sector.
💬 A question about Citigroup? The JPI assistant answers using our backtest data.