Logo Community Bank System, Inc.

Community Bank System, Inc. (CBU) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
Community Bank System, Inc. · Financials · ref. ETF XLF · 37 calls · price $63.08
🏆JPI 2026 portfoliosSee tracking →
What the company does: Community Financial System, Inc. operates as the bank holding company for Community Bank, N.A.

📈 Community Bank System, Inc. (CBU) stock price

$63.08+4.2% over range
Aug 28, 25low $53.67 · high $70.99Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
0% recommend buying · 2 analysts
📊 JPI status : Community Bank System, Inc. has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 CBU price target & analyst consensusprice $63.08

The price target · all analysts combined (2 targets)
Highest target · 1 firm of 2$71+12.6%
Median target · of 2 targets$69.5+10.2%
Lowest target · 1 firm of 2$68+7.8%
Current price$63.08
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Keefe, Bruyette & Woods67% of its targets hit on this sector (291 calls tested). It aims for $68 (+7.8 %), call made on July 31, 2026, maturing on July 31, 2027 (28 d ago).

The 2 reliable analysts $69.50+10 %
How to read it: the 2 reliable firms are not filtered by optimism — 2 aim above the price, 0 below, hence their $69.50 median.
The consensus · 2 ratings (last 6 months)
Strong Buy00%
Buy00%
Hold2100%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Community Bank System, Inc.? The JPI assistant answers using our backtest data.

🏛️ Community Bank System, Inc. insider buying: who's buying and how much › open the full page

1 insider bought1 buys / 6 mo $30k

🔎 Detailed analyses

✅ Historical analyst reliability on CBU

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Piper Sandler  80% +12.2% 5
Raymond James  67% +12.0% 6
Hovde Group 50% +3.5% 2

📊 What $1,000 invested in Community Bank System, Inc. would be worth › open the full page

In short — $1,000 invested in Community Bank System, Inc. 10 years ago would be worth $1,803 today, i.e. +6%/yr on average. Best year: 2016 (+55%), worst: 2023 (-21%). Price performance, excluding dividends.

If I'd invested $1,000 in Community Bank System, Inc.

InvestmentWorth todayGain
1 years ago$1,036+4%
3 years ago$1,176+18%
5 years ago$1,047+5%
→ See Community Bank System, Inc.'s full return history + gain calculator

Return by year (Community Bank System, Inc.)

YearReturn$1,000 invested at year start
2026 (YTD)+9%$1,086 (+9%)
2025-5%$1,036 (+4%)
2024+43%$1,483 (+48%)
→ See Community Bank System, Inc.'s full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on Community Bank System, Inc.

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📋 All analyst calls on CBU

Piper Sandler 
Aug 3, 26
■ Neutral neutral · not a buy · 🎯$71
Price at call : $66.75 — gap to target +6%
Today : $63.08 — gap to target +13%
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Aug 3, 27
■ Market Perform neutral · not a buy · 🎯$68
Price at call : $65.08 — gap to target +4%
Today : $63.08 — gap to target +8%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 30, 27
Piper Sandler 
Apr 30, 26
■ Neutral neutral · not a buy · 🎯$66
Price at call : $63.62 — gap to target +4%
Today : $63.08 — gap to target +5%
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Apr 30, 27
DA Davidson 
Feb 25, 26
■ Neutral neutral · not a buy · 🎯$72
Price at call : $63.62 — gap to target +13%
Today : $63.08 — gap to target +14%
🎯 on CBU : no call matured yet · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Feb 25, 27
■ Neutral neutral · not a buy
🎯 on CBU : 0% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)
in progress (365j)
matures : Jan 13, 27
■ Market Perform neutral · not a buy · 🎯$66
Price at call : $57.39 — gap to target +15%
Today : $63.08 — gap to target +5%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Oct 23, 26
■ Market Perform neutral · not a buy · 🎯$67
Price at call : $54.46 — gap to target +23%
Today : $63.08 — gap to target +6%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 23, 26
■ Market Perform neutral · not a buy · 🎯$76
Price at call : $64.87 — gap to target +17%
Today : $63.08 — gap to target +20%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jan 22, 26
See the other 29 calls, newest to oldest
■ Market Perform neutral · not a buy · 🎯$74
Price at call : $68.3 — gap to target +8%
Today : $63.08 — gap to target +17%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Dec 4, 25
Raymond James 
Oct 28, 24
▲ Strong Buy · 🎯$67
Price at call : $61 — upside +10%
Today : $63.08 — upside +6%
Expected +10% · Actual -6% · Reason (≥ +15%) : ✗ No
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
-6.0%
stock -6% · XLF +12%
matured Oct 28, 25
■ Market Perform neutral · not a buy · 🎯$59
Price at call : $56.32 — gap to target +5%
Today : $63.08 — gap to target -6%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Sep 10, 25
DA Davidson 
Mar 14, 24
■ Neutral neutral · not a buy · 🎯$50
Price at call : $44.49 — gap to target +12%
Today : $63.08 — gap to target -21%
🎯 on CBU : no call matured yet · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Mar 14, 25
Raymond James 
Jan 5, 24
▲ Outperform · 🎯$55
Price at call : $51.25 — upside +7%
Today : $63.08 — upside -13%
Expected +7% · Actual +20% · Reason (≥ +15%) : ✓ Yes
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
+20.1%
stock +20% · XLF +28%
matured Jan 4, 25
Piper Sandler 
Oct 25, 23
▼ Underweight · 🎯$38
Price at call : $39.05 — upside -3%
Today : $63.08 — upside -40%
Expected -3% · Actual +45% · Reason (≤ −15%) : ✗ No
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
-44.7%
stock +45% · XLF +46%
matured Oct 24, 24
Raymond James 
Oct 25, 23
▲ Outperform · 🎯$45
Price at call : $37.82 — upside +19%
Today : $63.08 — upside -29%
Expected +19% · Actual +54% · Reason (≥ +15%) : ✓ Yes
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
+54.4%
stock +54% · XLF +47%
matured Oct 24, 24
Raymond James 
Aug 1, 23
▲ Outperform · 🎯$60
Price at call : $55.17 — upside +9%
Today : $63.08 — upside -5%
Expected +9% · Actual +12% · Reason (≥ +15%) : ✗ No
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
+11.8%
stock +12% · XLF +24%
matured Jul 31, 24
Hovde Group
Jun 28, 23
▲ Outperform
Actual -5% · Reason (≥ +15%) : ✗ No
🎯 on CBU : 50% (2 calls matureds) · 📊 on Finance : 41.7% · +1.9% (12 calls)
-5.0%
stock -5% · XLF +25%
matured Jun 27, 24
Raymond James 
Jun 6, 23
▲ Outperform · 🎯$55
Price at call : $53.42 — upside +3%
Today : $63.08 — upside -13%
Expected +3% · Actual -16% · Reason (≥ +15%) : ✗ No
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
-15.7%
stock -16% · XLF +25%
matured Jun 5, 24
Piper Sandler 
Apr 26, 23
▼ Underweight · 🎯$50
Price at call : $48.84 — upside +2%
Today : $63.08 — upside -21%
Expected +2% · Actual -9% · Reason (≤ −15%) : ✗ No
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+8.6%
stock -9% · XLF +25%
matured Apr 25, 24
■ Market Perform neutral · not a buy · 🎯$57
Price at call : $49.15 — gap to target +16%
Today : $63.08 — gap to target -10%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Apr 5, 24
▲ Buy · 🎯$66
Price at call : $54.06 — upside +22%
Today : $63.08 — upside +5%
Expected +22% · Actual -15% · Reason (≥ +15%) : ✗ No
🎯 on CBU : 0% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)
-15.4%
stock -15% · XLF +28%
matured Mar 13, 24
Raymond James 
Dec 21, 22
■ Market Perform neutral · not a buy
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
in progress (365j)
matures : Dec 21, 23
Piper Sandler 
May 2, 22
▼ Underweight · 🎯$66
Price at call : $63.12 — upside +5%
Today : $63.08 — upside +5%
Expected +5% · Actual -25% · Reason (≤ −15%) : ✓ Yes
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+24.8%
stock -25% · XLF -6%
matured May 2, 23
Piper Sandler 
Sep 28, 20
■ Neutral neutral · not a buy · 🎯$58
Price at call : $54.43 — gap to target +7%
Today : $63.08 — gap to target -8%
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Sep 28, 21
DA Davidson 
Apr 26, 18
■ Neutral neutral · not a buy · 🎯$56
Price at call : $57.31 — gap to target -2%
Today : $63.08 — gap to target -11%
🎯 on CBU : no call matured yet · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Apr 26, 19
Hovde Group
Mar 28, 18
▲ Outperform
Actual +12% · Reason (≥ +15%) : ✗ No
🎯 on CBU : 50% (2 calls matureds) · 📊 on Finance : 41.7% · +1.9% (12 calls)
+12.0%
stock +12% · XLF -6%
matured Mar 28, 19
DA Davidson 
Mar 7, 17
■ Neutral neutral · not a buy · 🎯$60
Price at call : $57.86 — gap to target +4%
Today : $63.08 — gap to target -5%
🎯 on CBU : no call matured yet · 📊 on Finance : 53% · +4.3% (100 calls)
in progress (365j)
matures : Mar 7, 18
Piper Sandler 
Jan 12, 17
▼ Sell
Actual -7% · Reason (≤ −15%) : ✗ No
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+7.2%
stock -7% · XLF +24%
matured Jan 12, 18
Piper Sandler 
Jul 22, 16
■ Hold neutral · not a buy
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Jul 22, 17
Piper Sandler 
Jan 22, 16
▲ Buy
Actual +65% · Reason (≥ +15%) : ✓ Yes
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
+65.0%
stock +65% · XLF +33%
matured Jan 21, 17
Piper Sandler 
Jan 7, 16
■ Neutral neutral · not a buy
🎯 on CBU : 80% (5 calls matureds) · 📊 on Finance : 51.5% · +3.5% (326 calls)
in progress (365j)
matures : Jan 6, 17
■ Market Perform neutral · not a buy · 🎯$37.5
Price at call : $39.8 — gap to target -6%
Today : $63.08 — gap to target -41%
🎯 on CBU : no call matured yet · 📊 on Finance : 43.3% · +0.7% (291 calls)
in progress (365j)
matures : Jul 20, 16
Raymond James 
Apr 21, 15
■ Market Perform neutral · not a buy
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
in progress (365j)
matures : Apr 20, 16
Sterne Agee
Mar 18, 14
■ Neutral neutral · not a buy
🎯 on CBU : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Mar 18, 15
Raymond James 
Jul 25, 13
▲ Outperform · 🎯$34
Price at call : $33.47 — upside +2%
Today : $63.08 — upside -46%
Expected +2% · Actual +7% · Reason (≥ +15%) : ✗ No
🎯 on CBU : 67% (6 calls matureds) · 📊 on Finance : 39.9% · -2.6% (353 calls)
+7.3%
stock +7% · XLF +11%
matured Jul 25, 14
■ Neutral neutral · not a buy
🎯 on CBU : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Apr 24, 14
Guggenheim 
Apr 10, 12
■ Neutral neutral · not a buy · 🎯$29
Price at call : $27.66 — gap to target +5%
Today : $63.08 — gap to target -54%
🎯 on CBU : no call matured yet · 📊 on Finance : 54.5% · +7.7% (22 calls)
in progress (365j)
matures : Apr 10, 13

Frequently asked questions

Should I buy Community Bank System, Inc. stock?

This isn't buy advice. For Community Bank System, Inc., the analyst consensus is "Hold", with an average price target of $69.50 (+10% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 80% of the time (5 calls tracked on Community Bank System, Inc.). We show the numbers — you decide.

Is it too late to buy Community Bank System, Inc.? How high can it go?

The most bullish analyst target on Community Bank System, Inc. is $71.00 (+13% above today's price); the average is $69.50. That's the upside they see. Check how reliable those analysts have actually been on Community Bank System, Inc. on our site before trusting it.

Is Community Bank System, Inc. still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 3 analysts have a real record on Community Bank System, Inc., the best hitting 80% over 5 calls. Current consensus: "Hold". Make your call on data, not noise.

What has Community Bank System, Inc.'s past performance been?

Historical returns and a "how much if I had invested" calculator: CBU performance & returns.

Are insiders buying CBU stock?

Executives' and large holders' buys and sells, decoded: insider buying on CBU.

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JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)