Cincinnati Financial (CINF) fundamentals: P/E, valuation, undervalued?
Cincinnati Financial · Financials · ref. ETF XLF · price $172.52
In short — Cincinnati Financial trades at 8.1× earnings (P/E), 19.1× forward, with a net margin of 23.8 % and revenue growth of +32 %. Read: Cheap for the growth (P/E 19 for ~86% growth (PEG 0.2)).
Is Cincinnati Financial stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$172.52+12.5% over range
Aug 28, 25low $151.39 · high $192.03Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
25% recommend buying · 4 analysts
Valuation : Cheap for the growth — P/E 19 for ~86% growth (PEG 0.2)
Valuation
8.1
P/E (price/earnings)
19.1
Forward P/E
0.10
PEG
1.6
Price/book (P/B)
$26.5B
Market cap
21.22
EPS
Profitability & growth
23.8 %
Net margin
+32 %
Revenue growth
+86 %
Earnings growth
$876M
Total debt
Cincinnati Financial income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $6.6B | $-486M | -7.4 % |
| 2023 | $10.0B | $1.8B | 18.4 % |
| 2024 | $11.3B | $2.3B | 20.2 % |
| 2025 | $12.6B | $2.4B | 18.9 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Cincinnati Financial's P/E and is the stock undervalued? What's a good P/E?
Cincinnati Financial's P/E is 8.1 (forward 19.1). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Cincinnati Financial profitable?
Cincinnati Financial has a net margin of 23.8 % (EPS 21.22). The company is profitable.
Is CINF stock expensive?
Our read: "Cheap for the growth" — P/E 19 for ~86% growth (PEG 0.2). Cross-check with growth and sector.
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