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Cincinnati Financial (CINF) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
Cincinnati Financial · Financials · ref. ETF XLF · 50 calls · price $172.52
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What the company does: Cincinnati Financial Corporation provides property casualty insurance products in the United States.

📈 Cincinnati Financial (CINF) stock price

$172.52+12.5% over range
Aug 28, 25low $151.39 · high $192.03Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
25% recommend buying · 4 analysts
📊 JPI status : Cincinnati Financial has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 CINF price target & analyst consensusprice $173

The price target · all analysts combined (4 targets)
Highest target · 1 firm of 4$200+15.9%
Median target · of 4 targets$195+13.0%
Lowest target · 1 firm of 4$190+10.1%
Current price$172.52
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 4100% $190 ↔ $200
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Piper Sandler71% of its targets hit on this sector (413 calls tested). It aims for $197 (+14 %), call made on July 16, 2026, maturing on July 16, 2027 (43 d ago).

The 3 reliable analysts $193+12 %
The 1 other firm $200+16 %
How to read it: the 3 reliable firms are not filtered by optimism — 3 aim above the price, 0 below, hence their $193 median. “The 1 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 4 ratings (last 6 months)
Strong Buy00%
Buy125%
Hold375%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Cincinnati Financial? The JPI assistant answers using our backtest data.

💰 Cincinnati Financial dividend: yield, history & growth › open the full page

1.93%annual yield
🏆 Aristocrat30 yrs of consecutive dividend increases
That's ~$3.62 per share per year.

📈 Cincinnati Financial fundamentals: valuation, margins & growth › open the full page

P/E 8.1Net margin 23.8 %Revenue growth +31.6 %Cheap for the growth

Revenue, net income and margin per year

Revenue Net income · hover a bar for details
2022
marg. -7 %
2023
Rev +53%
2024
Rev +13%Profit +24%
2025
Rev +11%Profit +4%

🏛️ Cincinnati Financial insider buying: who's buying and how much › open the full page

1 insider bought1 buys / 6 mo $172k

🔎 Detailed analyses

✅ Historical analyst reliability on CINF

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
B of A Securities  100% +17.8% 4
Roth MKM 100% +17.5% 2
Keefe, Bruyette & Woods  100% +16.9% 8
Stifel  100% +12.4% 2
RBC Capital  33% -1.7% 3
MKM Partners 20% -14.3% 5
Piper Sandler  0% -24.1% 2
Deutsche Bank  0% -32.5% 2
Credit Suisse 0% -71.3% 3

📊 What $1,000 invested in Cincinnati Financial would be worth › open the full page

In short — $1,000 invested in Cincinnati Financial 10 years ago would be worth $2,932 today, i.e. +11%/yr on average. Best year: 2024 (+30%), worst: 2023 (-6%). Price performance, excluding dividends.

If I'd invested $1,000 in Cincinnati Financial

InvestmentWorth todayGain
1 years ago$1,253+25%
3 years ago$1,534+53%
5 years ago$1,892+89%
→ See Cincinnati Financial's full return history + gain calculator

Return by year (Cincinnati Financial)

YearReturn$1,000 invested at year start
2026 (YTD)+13%$1,129 (+13%)
2025+11%$1,253 (+25%)
2024+30%$1,624 (+62%)
→ See Cincinnati Financial's full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on Cincinnati Financial

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📋 All analyst calls on CINF

■ Market Perform neutral · not a buy · 🎯$190
Price at call : $179.04 — gap to target +6%
Today : $172.52 — gap to target +10%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Aug 5, 27
■ Neutral neutral · not a buy · 🎯$193
Price at call : $174.73 — gap to target +10%
Today : $172.52 — gap to target +12%
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
in progress (365j)
matures : Jul 30, 27
Roth Capital
Jul 28, 26
▲ Buy · 🎯$200
Price at call : $181.33 — upside +10%
Today : $172.52 — upside +16%
🎯 on CINF : 100% (1 call matured) · 📊 unranked overall
in progress (365j)
matures : Jul 28, 27
Piper Sandler 
Jul 15, 26
■ Neutral neutral · not a buy · 🎯$197
Price at call : $172.43 — gap to target +14%
Today : $172.52 — gap to target +14%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Jul 15, 27
■ Market Perform neutral · not a buy · 🎯$201
Price at call : $181.57 — gap to target +11%
Today : $172.52 — gap to target +17%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Jul 8, 27
Piper Sandler 
May 26, 26
■ Neutral neutral · not a buy · 🎯$175
Price at call : $167.04 — gap to target +5%
Today : $172.52 — gap to target +1%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : May 26, 27
▲ Outperform · 🎯$191
Price at call : $163.6 — upside +17%
Today : $172.52 — upside +11%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Apr 29, 27
Roth Capital
Apr 28, 26
▲ Buy · 🎯$190
Price at call : $163.22 — upside +16%
Today : $172.52 — upside +10%
🎯 on CINF : 100% (1 call matured) · 📊 unranked overall
in progress (365j)
matures : Apr 28, 27
See the other 42 calls, newest to oldest
▲ Buy · 🎯$177
Price at call : $163 — upside +9%
Today : $172.52 — upside +3%
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
in progress (365j)
matures : Apr 14, 27
▲ Outperform · 🎯$190
Price at call : $163.25 — upside +16%
Today : $172.52 — upside +10%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Apr 7, 27
▲ Outperform · 🎯$191
Price at call : $163.04 — upside +17%
Today : $172.52 — upside +11%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Jan 6, 27
Piper Sandler 
Dec 22, 25
■ Neutral neutral · not a buy · 🎯$157
Price at call : $166.96 — gap to target -6%
Today : $172.52 — gap to target -9%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Dec 22, 26
▲ Outperform · 🎯$180
Price at call : $157.39 — upside +14%
Today : $172.52 — upside +4%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Nov 4, 26
▲ Buy · 🎯$186
Price at call : $151.83 — upside +23%
Today : $172.52 — upside +8%
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
in progress (365j)
matures : Oct 28, 26
▲ Buy · 🎯$184
Price at call : $158.75 — upside +16%
Today : $172.52 — upside +7%
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
in progress (365j)
matures : Oct 13, 26
▲ Outperform · 🎯$177
Price at call : $165.69 — upside +7%
Today : $172.52 — upside +3%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Oct 6, 26
▲ Outperform · 🎯$168
Price at call : $150.43 — upside +12%
Today : $172.52 — upside -3%
Expected +12% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+18.2%
stock +18% · XLF +12%
matured Aug 5, 26
Roth Capital
Jul 29, 25
▲ Buy · 🎯$175
Price at call : $149.51 — upside +17%
Today : $172.52 — upside +1%
Expected +17% · Actual +17% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (1 call matured) · 📊 unranked overall
+16.9%
stock +17% · XLF +8%
matured Jul 29, 26
▲ Outperform · 🎯$167
Price at call : $147.85 — upside +13%
Today : $172.52 — upside -3%
Expected +13% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+21.3%
stock +21% · XLF +6%
matured Jul 9, 26
▲ Outperform · 🎯$148
Price at call : $131.6 — upside +12%
Today : $172.52 — upside -14%
Expected +12% · Actual +22% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+22.4%
stock +22% · XLF +11%
matured Apr 9, 26
▲ Outperform · 🎯$182
Price at call : $136.97 — upside +33%
Today : $172.52 — upside +5%
Expected +33% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+21.3%
stock +21% · XLF +1%
matured Feb 13, 26
Roth MKM
Feb 12, 25
▲ Buy · 🎯$160
Price at call : $137.19 — upside +17%
Today : $172.52 — upside -7%
Expected +17% · Actual +19% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (2 calls matureds) · 📊 unranked overall
+18.6%
stock +19% · XLF -0%
matured Feb 12, 26
Piper Sandler 
Oct 29, 24
■ Neutral neutral · not a buy · 🎯$126
Price at call : $143.44 — gap to target -12%
Today : $172.52 — gap to target -27%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Oct 29, 25
▲ Outperform · 🎯$156
Price at call : $143.44 — upside +9%
Today : $172.52 — upside -10%
Expected +9% · Actual +8% · Reason (≥ +15%) : ✗ No
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+7.6%
stock +8% · XLF +11%
matured Oct 29, 25
▲ Buy · 🎯$168
Price at call : $136.39 — upside +23%
Today : $172.52 — upside -3%
Expected +23% · Actual +16% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
+15.8%
stock +16% · XLF +13%
matured Oct 10, 25
▲ Buy · 🎯$149
Price at call : $126.27 — upside +18%
Today : $172.52 — upside -14%
Expected +18% · Actual +20% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
+20.0%
stock +20% · XLF +24%
matured Aug 6, 25
▲ Outperform · 🎯$150
Price at call : $130.35 — upside +15%
Today : $172.52 — upside -13%
Expected +15% · Actual +15% · Reason (≥ +15%) : ✗ No
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+14.9%
stock +15% · XLF +23%
matured Aug 1, 25
Roth MKM
Jul 26, 24
▲ Buy · 🎯$140
Price at call : $126.45 — upside +11%
Today : $172.52 — upside -19%
Expected +11% · Actual +16% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (2 calls matureds) · 📊 unranked overall
+16.3%
stock +16% · XLF +22%
matured Jul 26, 25
▲ Buy · 🎯$156
Price at call : $122.34 — upside +28%
Today : $172.52 — upside -10%
Expected +28% · Actual +22% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
+22.0%
stock +22% · XLF +24%
matured Jul 11, 25
Citigroup 
Jun 28, 24
▲ Buy · 🎯$135
Price at call : $119.19 — upside +13%
Today : $172.52 — upside -22%
Expected +13% · Actual +25% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (1 call matured) · 📊 on Finance : 50.9% · -0.1% (638 calls)
+24.9%
stock +25% · XLF +27%
matured Jun 28, 25
Citigroup 
Apr 16, 24
■ Neutral neutral · not a buy · 🎯$126
Price at call : $117.07 — gap to target +8%
Today : $172.52 — gap to target -27%
🎯 on CINF : 100% (1 call matured) · 📊 on Finance : 50.9% · -0.1% (638 calls)
in progress (365j)
matures : Apr 16, 25
▲ Outperform · 🎯$143
Price at call : $119.17 — upside +20%
Today : $172.52 — upside -17%
Expected +20% · Actual +10% · Reason (≥ +15%) : ✗ No
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+10.0%
stock +10% · XLF +15%
matured Apr 10, 25
Piper Sandler 
Apr 1, 24
■ Neutral neutral · not a buy · 🎯$116
Price at call : $121.65 — gap to target -5%
Today : $172.52 — gap to target -33%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Apr 1, 25
BMO Capital 
Mar 25, 24
▲ Outperform · 🎯$135
Price at call : $120.76 — upside +12%
Today : $172.52 — upside -22%
Expected +12% · Actual +21% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (1 call matured) · 📊 on Finance : 50.6% · +2.6% (259 calls)
+20.7%
stock +21% · XLF +22%
matured Mar 25, 25
■ Neutral neutral · not a buy · 🎯$110
Price at call : $104.94 — gap to target +5%
Today : $172.52 — gap to target -36%
🎯 on CINF : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Dec 13, 24
Citigroup 
Nov 22, 23
■ Neutral neutral · not a buy · 🎯$110
Price at call : $102.04 — gap to target +8%
Today : $172.52 — gap to target -36%
🎯 on CINF : 100% (1 call matured) · 📊 on Finance : 50.9% · -0.1% (638 calls)
in progress (365j)
matures : Nov 21, 24
Oppenheimer 
Nov 16, 23
■ Perform neutral · not a buy
🎯 on CINF : no call matured yet · 📊 on Finance : 53.1% · +3.2% (441 calls)
in progress (365j)
matures : Nov 15, 24
Piper Sandler 
Oct 30, 23
■ Neutral neutral · not a buy · 🎯$110
Price at call : $99.67 — gap to target +10%
Today : $172.52 — gap to target -36%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Oct 29, 24
Piper Sandler 
Oct 6, 23
■ Neutral neutral · not a buy · 🎯$105
Price at call : $100.26 — gap to target +5%
Today : $172.52 — gap to target -39%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Oct 5, 24
Piper Sandler 
Jul 31, 23
■ Neutral neutral · not a buy · 🎯$117
Price at call : $108.41 — gap to target +8%
Today : $172.52 — gap to target -32%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Jul 30, 24
▲ Outperform
Actual +20% · Reason (≥ +15%) : ✓ Yes
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
+19.6%
stock +20% · XLF +23%
matured Jul 10, 24
Piper Sandler 
Jul 6, 23
■ Neutral neutral · not a buy · 🎯$113
Price at call : $98.17 — gap to target +15%
Today : $172.52 — gap to target -35%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Jul 5, 24
▲ Buy · 🎯$117
Price at call : $105.73 — upside +11%
Today : $172.52 — upside -32%
Expected +11% · Actual +14% · Reason (≥ +15%) : ✗ No
🎯 on CINF : 100% (4 calls matureds) · 📊 on Finance : 51.5% · +4.6% (441 calls)
+13.6%
stock +14% · XLF +30%
matured May 17, 24
■ Market Perform neutral · not a buy · 🎯$120
Price at call : $103.64 — gap to target +16%
Today : $172.52 — gap to target -30%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : May 1, 24
RBC Capital 
May 1, 23
■ Sector Perform neutral · not a buy · 🎯$118
Price at call : $105.33 — gap to target +12%
Today : $172.52 — gap to target -32%
🎯 on CINF : no call matured yet · 📊 on Finance : 44.5% · -1.2% (476 calls)
in progress (365j)
matures : Apr 30, 24
■ Market Perform neutral · not a buy · 🎯$117
Price at call : $108.32 — gap to target +8%
Today : $172.52 — gap to target -32%
🎯 on CINF : 100% (8 calls matureds) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Apr 17, 24
Piper Sandler 
Apr 4, 23
■ Neutral neutral · not a buy · 🎯$115
Price at call : $110.85 — gap to target +4%
Today : $172.52 — gap to target -33%
🎯 on CINF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Apr 3, 24
RBC Capital 
Feb 8, 23
■ Sector Perform neutral · not a buy · 🎯$125
Price at call : $126.25 — gap to target -1%
Today : $172.52 — gap to target -28%
🎯 on CINF : no call matured yet · 📊 on Finance : 44.5% · -1.2% (476 calls)
in progress (365j)
matures : Feb 8, 24
BMO Capital 
Jan 20, 23
■ Market Perform neutral · not a buy · 🎯$106
Price at call : $102.73 — gap to target +3%
Today : $172.52 — gap to target -39%
🎯 on CINF : 100% (1 call matured) · 📊 on Finance : 50.6% · +2.6% (259 calls)
in progress (365j)
matures : Jan 20, 24
MKM Partners
Dec 5, 22
▲ Buy · 🎯$130
Price at call : $106.94 — upside +22%
Today : $172.52 — upside -25%
Expected +22% · Actual -5% · Reason (≥ +15%) : ✗ No
🎯 on CINF : 0% (1 call matured) · 📊 unranked overall
-5.1%
stock -5% · XLF +3%
matured Dec 5, 23

Frequently asked questions

Should I buy Cincinnati Financial stock?

This isn't buy advice. For Cincinnati Financial, the analyst consensus is "Hold", with an average price target of $195 (+13% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on Cincinnati Financial). We show the numbers — you decide.

Is it too late to buy Cincinnati Financial? How high can it go?

The most bullish analyst target on Cincinnati Financial is $200 (+16% above today's price); the average is $195. That's the upside they see. Check how reliable those analysts have actually been on Cincinnati Financial on our site before trusting it.

Is Cincinnati Financial still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 9 analysts have a real record on Cincinnati Financial, the best hitting 100% over 4 calls. Current consensus: "Hold". Make your call on data, not noise.

What has Cincinnati Financial's past performance been?

Historical returns and a "how much if I had invested" calculator: CINF performance & returns.

Does Cincinnati Financial pay a dividend?

Yield, consistency and growth history of the dividend: CINF's dividend.

Are insiders buying CINF stock?

Executives' and large holders' buys and sells, decoded: insider buying on CINF.

Other Finance stocks

Go further

JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)