Capital One (COF) fundamentals: P/E, valuation, undervalued?
Capital One · Financials · ref. ETF XLF · price $198.07
In short — Capital One trades at 12.7× earnings (P/E), 8.2× forward, with a net margin of 21.9 % and revenue growth of +1111 %. Read: Cheap for the growth (P/E 8 for ~1111% growth (PEG 0.0)).
Is Capital One stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$198.07-7.5% over range
Oct 14, 25low $176.1 · high $257.94Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
93% recommend buying · 14 analysts
Valuation : Cheap for the growth — P/E 8 for ~1111% growth (PEG 0.0)
Valuation
12.7
P/E (price/earnings)
8.2
Forward P/E
—
PEG
1.2
Price/book (P/B)
$121.5B
Market cap
15.57
EPS
Profitability & growth
21.9 %
Net margin
+1111 %
Revenue growth
—
Earnings growth
$49.0B
Total debt
Capital One income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $34.3B | $7.0B | 20.6 % |
| 2023 | $36.8B | $4.6B | 12.5 % |
| 2024 | $39.1B | $4.4B | 11.4 % |
| 2025 | $53.4B | $2.2B | 4.1 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is Capital One's P/E and is the stock undervalued? What's a good P/E?
Capital One's P/E is 12.7 (forward 8.2). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".
Is Capital One profitable?
Capital One has a net margin of 21.9 % (EPS 15.57). The company is profitable.
Is COF stock expensive?
Our read: "Cheap for the growth" — P/E 8 for ~1111% growth (PEG 0.0). Cross-check with growth and sector.
💬 A question about Capital One? The JPI assistant answers using our backtest data.