Capital One (COF) stock: analyst price target and their real reliability
Live quote · data updated Oct 14, 2026
Capital One · Financials · ref. ETF XLF · 50 calls · price $198.07
What the company does: Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom.
📈 Capital One (COF) stock price
$198.07-7.5% over range
Oct 14, 25low $176.1 · high $257.94Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
93% recommend buying · 14 analysts
📊 JPI status : Capital One is no longer in our current JPI rankings, but appeared in the past (2019) — its upside may be behind it. See the stocks picked in 2019 →
🎯 COF price target & analyst consensus — price $198
The price target · all analysts combined (14 targets)
Highest target · 2 firms of 14$280+41.4%
Median target · of 14 targets$248.5+25.5%
Lowest target · 1 firm of 14$219+10.6%
Current price$198.07
Where these 14 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price
14100%
$219 ↔ $280
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: Piper Sandler — 71% of its targets hit on this sector (421 calls tested). It aims for $260 (+31 %), call made on September 29, 2026, maturing on September 29, 2027 (15 d ago).
The 10 reliable analysts
$251+27 %
The 4 other firms
$243+23 %
How to read it: the 10 reliable firms are not filtered by optimism — 10 aim above the price, 0 below, hence their $251 median. “The 4 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 14 ratings (last 6 months)
Strong Buy00%
Buy1393%
Hold17%
Sell00%
Strong Sell00%
Go deeper on the analysts
🎯 COF price target all
All 13 calls, one by one, with our verdict on each firm.
→ See all 13 targets, analyst by analyst💡 The best analysts on COF most reliable
The case for and against, with the numbers, per those who've been right on the stock.
→ Should you invest in COF? The case for & againstAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about Capital One? The JPI assistant answers using our backtest data.
💰 Capital One dividend: yield, history & growth › open the full page
1.46%annual yield
That's ~$3.00 per share per year.
📈 Capital One fundamentals: valuation, margins & growth › open the full page
P/E 12.7Net margin 21.9 %Revenue growth +1111.0 %Cheap for the growth
Revenue, net income and margin per year
Revenue Net income · hover a bar for details
2022
marg. 21 %
2023
Rev +7%Profit −35%
2024
Rev +6%Profit −3%
2025
Rev +37%Profit −51%
🔎 Detailed analyses
✅ Historical analyst reliability on COF
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| Nomura | 100% | +85.5% | 4 |
| Rafferty Capital | 100% | +22.4% | 2 |
| Goldman Sachs ↗ | 100% | +21.2% | 6 |
| Baird ↗ | 100% | +17.8% | 4 |
| Wolfe Research ↗ | 100% | +15.2% | 2 |
| JP Morgan ↗ | 79% | +24.1% | 14 |
| Jefferies ↗ | 75% | +18.1% | 8 |
| Truist Securities ↗ | 67% | +7.8% | 6 |
| Wells Fargo ↗ | 61% | +16.4% | 18 |
| Citigroup ↗ | 55% | +12.5% | 20 |
See the other 15 firms
| Stephens & Co. ↗ | 0% | -31.8% | 3 |
| Morgan Stanley ↗ | 20% | -17.8% | 25 |
| Credit Suisse | 29% | +14.3% | 7 |
| UBS ↗ | 29% | +17.2% | 7 |
| CLSA | 33% | -3.9% | 3 |
| Oppenheimer ↗ | 33% | +15.8% | 12 |
| BMO Capital ↗ | 36% | +2.9% | 11 |
| Barclays ↗ | 40% | -2.5% | 10 |
| Piper Sandler ↗ | 46% | +32.5% | 13 |
| Buckingham Research | 50% | -6.3% | 2 |
| Deutsche Bank ↗ | 50% | -4.5% | 4 |
| Guggenheim ↗ | 50% | +5.3% | 2 |
| Stifel ↗ | 50% | +6.2% | 2 |
| Keefe, Bruyette & Woods ↗ | 50% | +8.3% | 4 |
| B of A Securities ↗ | 50% | +11.4% | 8 |
📊 What $1,000 invested in Capital One would be worth › open the full page
In short — $1,000 invested in Capital One 10 years ago would be worth $2,779 today, i.e. +11%/yr on average. Best year: 2021 (+47%), worst: 2022 (-36%). Price performance, excluding dividends.
If I'd invested $1,000 in Capital One
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $1,125 | +13% |
| 3 years ago | $2,158 | +116% |
| 5 years ago | $2,030 | +103% |
Return by year (Capital One)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | -17% | $828 (-17%) |
| 2025 | +36% | $1,125 (+13%) |
| 2024 | +36% | $1,530 (+53%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on Capital One
Loading news…
📋 All analyst calls on COF
Filtered on — · ✕ show all
▲ Overweight · 🎯$227
Price at call : $198.07 — upside +15%
Today : $198.07 — upside +15%
🎯 on COF : no call matured yet · 📊 on Finance : 51.5% · -0.7% (513 calls)
in progress (365j)
matures : Oct 12, 27
matures : Oct 12, 27
Morgan Stanley ↗
Oct 12, 26
▲ Overweight · 🎯$267
Price at call : $198.07 — upside +35%
Today : $198.07 — upside +35%
🎯 on COF : no call matured yet · 📊 on Finance : 53.9% · +2.1% (1123 calls)
in progress (365j)
matures : Oct 12, 27
matures : Oct 12, 27
BMO Capital ↗
Oct 9, 26
■ Market Perform neutral · not a buy · 🎯$219
Price at call : $199.26 — gap to target +10%
Today : $198.07 — gap to target +11%
🎯 on COF : no call matured yet · 📊 on Finance : 51.1% · +2.8% (268 calls)
in progress (365j)
matures : Oct 9, 27
matures : Oct 9, 27
▲ Buy · 🎯$242
Price at call : $195.91 — upside +24%
Today : $198.07 — upside +22%
🎯 on COF : no call matured yet · 📊 on Finance : 39% · -6.5% (59 calls)
in progress (365j)
matures : Oct 6, 27
matures : Oct 6, 27
▲ Overweight · 🎯$237
Price at call : $195.82 — upside +21%
Today : $198.07 — upside +20%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +0.4% (973 calls)
in progress (365j)
matures : Oct 5, 27
matures : Oct 5, 27
Evercore ISI Group ↗
Oct 1, 26
▲ Outperform · 🎯$220
Price at call : $194.72 — upside +13%
Today : $198.07 — upside +11%
🎯 on COF : no call matured yet · 📊 on Finance : 55.1% · +0.9% (245 calls)
in progress (365j)
matures : Oct 1, 27
matures : Oct 1, 27
▲ Buy · 🎯$280
Price at call : $194.48 — upside +44%
Today : $198.07 — upside +41%
🎯 on COF : no call matured yet · 📊 on Finance : 51.2% · +0.1% (647 calls)
in progress (365j)
matures : Sep 30, 27
matures : Sep 30, 27
Piper Sandler ↗
Sep 28, 26
▲ Overweight · 🎯$260
Price at call : $196.46 — upside +32%
Today : $198.07 — upside +31%
🎯 on COF : no call matured yet · 📊 on Finance : 56.1% · +10.8% (421 calls)
in progress (365j)
matures : Sep 28, 27
matures : Sep 28, 27
See the other 42 calls, newest to oldest
Wolfe Research ↗
Aug 25, 26
▲ Outperform · 🎯$275
Price at call : $217.21 — upside +27%
Today : $198.07 — upside +39%
🎯 on COF : no call matured yet · 📊 on Finance : 55.4% · +7.8% (65 calls)
in progress (365j)
matures : Aug 25, 27
matures : Aug 25, 27
▲ Buy · 🎯$280
Price at call : $221.91 — upside +26%
Today : $198.07 — upside +41%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 48.2% · +2.3% (498 calls)
in progress (365j)
matures : Aug 3, 27
matures : Aug 3, 27
▲ Buy · 🎯$295
Price at call : $208.71 — upside +41%
Today : $198.07 — upside +49%
🎯 on COF : no call matured yet · 📊 on Finance : 51.2% · +0.1% (647 calls)
in progress (365j)
matures : Jul 28, 27
matures : Jul 28, 27
Evercore ISI Group ↗
Jul 28, 26
▲ Outperform · 🎯$230
Price at call : $208.71 — upside +10%
Today : $198.07 — upside +16%
🎯 on COF : no call matured yet · 📊 on Finance : 55.1% · +0.9% (245 calls)
in progress (365j)
matures : Jul 28, 27
matures : Jul 28, 27
▲ Overweight · 🎯$240
Price at call : $201.36 — upside +19%
Today : $198.07 — upside +21%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +0.4% (973 calls)
in progress (365j)
matures : Jul 22, 27
matures : Jul 22, 27
▲ Overweight · 🎯$245
Price at call : $203.02 — upside +21%
Today : $198.07 — upside +24%
🎯 on COF : no call matured yet · 📊 on Finance : 51.5% · -0.7% (513 calls)
in progress (365j)
matures : Jul 13, 27
matures : Jul 13, 27
▲ Buy · 🎯$229
Price at call : $203.02 — upside +13%
Today : $198.07 — upside +16%
🎯 on COF : no call matured yet · 📊 on Finance : 42.3% · -2.5% (26 calls)
in progress (365j)
matures : Jul 13, 27
matures : Jul 13, 27
B of A Securities ↗
Jul 9, 26
▲ Buy · 🎯$231
Price at call : $200.1 — upside +15%
Today : $198.07 — upside +17%
🎯 on COF : no call matured yet · 📊 on Finance : 50.4% · +4.2% (452 calls)
in progress (365j)
matures : Jul 9, 27
matures : Jul 9, 27
▲ Buy · 🎯$253
Price at call : $191.95 — upside +32%
Today : $198.07 — upside +28%
🎯 on COF : no call matured yet · 📊 on Finance : 39% · -6.5% (59 calls)
in progress (365j)
matures : Jul 7, 27
matures : Jul 7, 27
▲ Buy · 🎯$275
Price at call : $191.95 — upside +43%
Today : $198.07 — upside +39%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 48.2% · +2.3% (498 calls)
in progress (365j)
matures : Jul 7, 27
matures : Jul 7, 27
Piper Sandler ↗
Jun 30, 26
▲ Overweight · 🎯$254
Price at call : $200.62 — upside +27%
Today : $198.07 — upside +28%
🎯 on COF : no call matured yet · 📊 on Finance : 56.1% · +10.8% (421 calls)
in progress (365j)
matures : Jun 30, 27
matures : Jun 30, 27
▲ Buy · 🎯$259
Price at call : $200.62 — upside +29%
Today : $198.07 — upside +31%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Jun 30, 27
matures : Jun 30, 27
Truist Securities ↗
Apr 23, 26
▲ Buy · 🎯$255
Price at call : $196.63 — upside +30%
Today : $198.07 — upside +29%
🎯 on COF : no call matured yet · 📊 on Finance : 60.2% · +6.0% (133 calls)
in progress (365j)
matures : Apr 23, 27
matures : Apr 23, 27
▲ Overweight · 🎯$250
Price at call : $199.43 — upside +25%
Today : $198.07 — upside +26%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +0.4% (973 calls)
in progress (365j)
matures : Apr 22, 27
matures : Apr 22, 27
▲ Buy · 🎯$224
Price at call : $199.43 — upside +12%
Today : $198.07 — upside +13%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Apr 22, 27
matures : Apr 22, 27
Morgan Stanley ↗
Apr 16, 26
▲ Overweight · 🎯$273
Price at call : $206.47 — upside +32%
Today : $198.07 — upside +38%
🎯 on COF : no call matured yet · 📊 on Finance : 53.9% · +2.1% (1123 calls)
in progress (365j)
matures : Apr 16, 27
matures : Apr 16, 27
▲ Overweight · 🎯$213
Price at call : $193 — upside +10%
Today : $198.07 — upside +8%
🎯 on COF : no call matured yet · 📊 on Finance : 51.5% · -0.7% (513 calls)
in progress (365j)
matures : Apr 9, 27
matures : Apr 9, 27
Wells Fargo ↗
Apr 9, 26
▲ Overweight · 🎯$260
Price at call : $194.73 — upside +34%
Today : $198.07 — upside +31%
🎯 on COF : no call matured yet · 📊 on Finance : 49.4% · +1.2% (715 calls)
in progress (365j)
matures : Apr 9, 27
matures : Apr 9, 27
Goldman Sachs ↗
Apr 7, 26
▲ Buy · 🎯$260
Price at call : $192.46 — upside +35%
Today : $198.07 — upside +31%
🎯 on COF : no call matured yet · 📊 on Finance : 55.4% · +4.9% (386 calls)
in progress (365j)
matures : Apr 7, 27
matures : Apr 7, 27
Evercore ISI Group ↗
Apr 6, 26
▲ Outperform · 🎯$222
Price at call : $181.15 — upside +23%
Today : $198.07 — upside +12%
🎯 on COF : no call matured yet · 📊 on Finance : 55.1% · +0.9% (245 calls)
in progress (365j)
matures : Apr 6, 27
matures : Apr 6, 27
▲ Overweight · 🎯$226
Price at call : $181.15 — upside +25%
Today : $198.07 — upside +14%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +0.4% (973 calls)
in progress (365j)
matures : Apr 6, 27
matures : Apr 6, 27
Truist Securities ↗
Jan 27, 26
▲ Buy · 🎯$275
Price at call : $218.41 — upside +26%
Today : $198.07 — upside +39%
🎯 on COF : no call matured yet · 📊 on Finance : 60.2% · +6.0% (133 calls)
in progress (365j)
matures : Jan 27, 27
matures : Jan 27, 27
▲ Overweight · 🎯$287
Price at call : $217.11 — upside +32%
Today : $198.07 — upside +45%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +0.4% (973 calls)
in progress (365j)
matures : Jan 26, 27
matures : Jan 26, 27
▲ Buy · 🎯$270
Price at call : $217.3 — upside +24%
Today : $198.07 — upside +36%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Jan 23, 27
matures : Jan 23, 27
Morgan Stanley ↗
Jan 20, 26
▲ Overweight · 🎯$300
Price at call : $231.01 — upside +30%
Today : $198.07 — upside +51%
🎯 on COF : no call matured yet · 📊 on Finance : 53.9% · +2.1% (1123 calls)
in progress (365j)
matures : Jan 20, 27
matures : Jan 20, 27
■ Neutral neutral · not a buy · 🎯$256
Price at call : $231.41 — gap to target +11%
Today : $198.07 — gap to target +29%
🎯 on COF : no call matured yet · 📊 on Finance : 51.5% · -0.7% (513 calls)
in progress (365j)
matures : Jan 12, 27
matures : Jan 12, 27
▲ Buy · 🎯$290
Price at call : $249.2 — upside +16%
Today : $198.07 — upside +46%
🎯 on COF : no call matured yet · 📊 on Finance : 39% · -6.5% (59 calls)
in progress (365j)
matures : Jan 8, 27
matures : Jan 8, 27
▲ Overweight · 🎯$294
Price at call : $253.25 — upside +16%
Today : $198.07 — upside +48%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +0.4% (973 calls)
in progress (365j)
matures : Jan 6, 27
matures : Jan 6, 27
Wells Fargo ↗
Jan 5, 26
▲ Overweight · 🎯$280
Price at call : $257.94 — upside +9%
Today : $198.07 — upside +41%
🎯 on COF : no call matured yet · 📊 on Finance : 49.4% · +1.2% (715 calls)
in progress (365j)
matures : Jan 5, 27
matures : Jan 5, 27
Keefe, Bruyette & Woods ↗
Jan 2, 26
▲ Outperform · 🎯$290
Price at call : $250.51 — upside +16%
Today : $198.07 — upside +46%
🎯 on COF : no call matured yet · 📊 on Finance : 49.5% · +1.2% (497 calls)
in progress (365j)
matures : Jan 2, 27
matures : Jan 2, 27
▲ Buy · 🎯$310
Price at call : $242.36 — upside +28%
Today : $198.07 — upside +57%
🎯 on COF : no call matured yet · 📊 on Finance : 51.2% · +0.1% (647 calls)
in progress (365j)
matures : Dec 31, 26
matures : Dec 31, 26
▲ Buy · 🎯$308
Price at call : $245.75 — upside +25%
Today : $198.07 — upside +56%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Dec 26, 26
matures : Dec 26, 26
Truist Securities ↗
Dec 22, 25
▲ Buy · 🎯$290
Price at call : $247.6 — upside +17%
Today : $198.07 — upside +46%
🎯 on COF : no call matured yet · 📊 on Finance : 60.2% · +6.0% (133 calls)
in progress (365j)
matures : Dec 22, 26
matures : Dec 22, 26
Wolfe Research ↗
Dec 8, 25
▲ Outperform · 🎯$270
Price at call : $230.81 — upside +17%
Today : $198.07 — upside +36%
🎯 on COF : no call matured yet · 📊 on Finance : 55.4% · +7.8% (65 calls)
in progress (365j)
matures : Dec 8, 26
matures : Dec 8, 26
▲ Buy · 🎯$290
Price at call : $225.01 — upside +29%
Today : $198.07 — upside +46%
🎯 on COF : no call matured yet · 📊 on Finance : 51.2% · +0.1% (647 calls)
in progress (365j)
matures : Oct 23, 26
matures : Oct 23, 26
Morgan Stanley ↗
Oct 22, 25
▲ Overweight · 🎯$272
Price at call : $220.04 — upside +24%
Today : $198.07 — upside +37%
🎯 on COF : no call matured yet · 📊 on Finance : 53.9% · +2.1% (1123 calls)
in progress (365j)
matures : Oct 22, 26
matures : Oct 22, 26
■ Neutral neutral · not a buy · 🎯$237
Price at call : $220.04 — gap to target +8%
Today : $198.07 — gap to target +20%
🎯 on COF : no call matured yet · 📊 on Finance : 51.5% · -0.7% (513 calls)
in progress (365j)
matures : Oct 22, 26
matures : Oct 22, 26
▲ Overweight · 🎯$271
Price at call : $220.38 — upside +23%
Today : $198.07 — upside +37%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +0.4% (973 calls)
in progress (365j)
matures : Oct 22, 26
matures : Oct 22, 26
▲ Buy · 🎯$264
Price at call : $220.38 — upside +20%
Today : $198.07 — upside +33%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Oct 22, 26
matures : Oct 22, 26
▲ Buy · 🎯$266
Price at call : $211.92 — upside +26%
Today : $198.07 — upside +34%
Expected +26% · Actual -6% · Reason (≥ +15%) : ✗ No
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 48.2% · +2.3% (498 calls)
-5.9%
stock -6% · XLF +1%
matured Oct 7, 26
■ Neutral neutral · not a buy · 🎯$235
Price at call : $213.69 — gap to target +10%
Today : $198.07 — gap to target +19%
🎯 on COF : no call matured yet · 📊 on Finance : 51.5% · -0.7% (513 calls)
in progress (365j)
matures : Oct 7, 26
matures : Oct 7, 26
Frequently asked questions
Should I buy Capital One stock?
This isn't buy advice. For Capital One, the analyst consensus is "Buy", with an average price target of $249 (+25% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on Capital One). We show the numbers — you decide.
Is it too late to buy Capital One? How high can it go?
The most bullish analyst target on Capital One is $280 (+41% above today's price); the average is $249. That's the upside they see. Check how reliable those analysts have actually been on Capital One on our site before trusting it.
Is Capital One still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 25 analysts have a real record on Capital One, the best hitting 100% over 4 calls. Current consensus: "Buy". Make your call on data, not noise.
Should you invest in Capital One? The case for and against
The arguments for and against, one by one, from the numbers: why invest in COF (and why hesitate).
What has Capital One's past performance been?
Historical returns and a "how much if I had invested" calculator: COF performance & returns.
Does Capital One pay a dividend?
Yield, consistency and growth history of the dividend: COF's dividend.
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