Logo Capital One

Capital One (COF) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
Capital One · Financials · ref. ETF XLF · 50 calls · price $216.67
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What the company does: Capital One Financial Corporation operates as the financial services holding company for the Capital One, National Association, which engages in the provision of various financial products and services in the United States, Canada, and the United Kingdom.

📈 Capital One (COF) stock price

$216.67-4.6% over range
Aug 28, 25low $176.1 · high $257.94Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
100% recommend buying · 15 analysts
📊 JPI status : Capital One is no longer in our current JPI rankings, but appeared in the past (2019) — its upside may be behind it. See the stocks picked in 2019 →

🎯 COF price target & analyst consensusprice $217

The price target · all analysts combined (15 targets)
Highest target · 1 firm of 15$295+36.2%
Median target · of 15 targets$255+17.7%
Lowest target · 1 firm of 15$229+5.7%
Current price$216.67
Where these 15 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 15100% $229 ↔ $295
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: HSBC76% of its targets hit on this sector (25 calls tested). It aims for $229 (+5.7 %), call made on July 14, 2026, maturing on July 14, 2027 (45 d ago).

The 10 reliable analysts $249+15 %
The 5 other firms $260+20 %
How to read it: the 10 reliable firms are not filtered by optimism — 10 aim above the price, 0 below, hence their $249 median. “The 5 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 15 ratings (last 6 months)
Strong Buy00%
Buy15100%
Hold00%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Capital One? The JPI assistant answers using our backtest data.

💰 Capital One dividend: yield, history & growth › open the full page

1.46%annual yield
That's ~$3.00 per share per year.

📈 Capital One fundamentals: valuation, margins & growth › open the full page

P/E 12.0Net margin 21.9 %Revenue growth +1111.0 %Cheap for the growth

Revenue, net income and margin per year

Revenue Net income · hover a bar for details
2022
marg. 21 %
2023
Rev +7%Profit −35%
2024
Rev +6%Profit −3%
2025
Rev +37%Profit −51%

🔎 Detailed analyses

✅ Historical analyst reliability on COF

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Nomura 100% +85.5% 4
Rafferty Capital 100% +22.4% 2
Goldman Sachs  100% +21.2% 6
Baird  100% +17.8% 4
Wolfe Research  100% +15.2% 2
Truist Securities  80% +11.1% 5
JP Morgan  79% +24.1% 14
Jefferies  75% +18.1% 8
Wells Fargo  61% +16.4% 18
Citigroup  55% +12.5% 20
See the other 15 firms
Stephens & Co.  0% -31.8% 3
Morgan Stanley  21% -18.1% 24
Credit Suisse 29% +14.3% 7
CLSA 33% -3.9% 3
Oppenheimer  33% +15.8% 12
UBS  33% +21.0% 6
BMO Capital  36% +2.9% 11
Barclays  44% -1.8% 9
Piper Sandler  46% +32.5% 13
Buckingham Research 50% -6.3% 2
Deutsche Bank  50% -4.5% 4
Guggenheim  50% +5.3% 2
Stifel  50% +6.2% 2
Keefe, Bruyette & Woods  50% +8.3% 4
B of A Securities  50% +11.4% 8

📊 What $1,000 invested in Capital One would be worth › open the full page

In short — $1,000 invested in Capital One 10 years ago would be worth $2,779 today, i.e. +11%/yr on average. Best year: 2021 (+47%), worst: 2022 (-36%). Price performance, excluding dividends.

If I'd invested $1,000 in Capital One

InvestmentWorth todayGain
1 years ago$1,125+13%
3 years ago$2,158+116%
5 years ago$2,030+103%
→ See Capital One's full return history + gain calculator

Return by year (Capital One)

YearReturn$1,000 invested at year start
2026 (YTD)-17%$828 (-17%)
2025+36%$1,125 (+13%)
2024+36%$1,530 (+53%)
→ See Capital One's full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on Capital One

Loading news…

📋 All analyst calls on COF

Wolfe Research 
Aug 25, 26
▲ Outperform · 🎯$275
Price at call : $217.21 — upside +27%
Today : $216.67 — upside +27%
🎯 on COF : no call matured yet · 📊 on Finance : 54.1% · +7.4% (61 calls)
in progress (365j)
matures : Aug 25, 27
UBS 
Aug 3, 26
▲ Buy · 🎯$280
Price at call : $221.91 — upside +26%
Today : $216.67 — upside +29%
🎯 on COF : no call matured yet · 📊 on Finance : 48.1% · +2.5% (482 calls)
in progress (365j)
matures : Aug 3, 27
Citigroup 
Jul 28, 26
▲ Buy · 🎯$295
Price at call : $208.71 — upside +41%
Today : $216.67 — upside +36%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 50.9% · -0.1% (638 calls)
in progress (365j)
matures : Jul 28, 27
▲ Outperform · 🎯$230
Price at call : $208.71 — upside +10%
Today : $216.67 — upside +6%
🎯 on COF : no call matured yet · 📊 on Finance : 54.2% · +0.6% (225 calls)
in progress (365j)
matures : Jul 28, 27
Barclays 
Jul 22, 26
▲ Overweight · 🎯$240
Price at call : $201.36 — upside +19%
Today : $216.67 — upside +11%
🎯 on COF : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Jul 22, 27
JP Morgan 
Jul 13, 26
▲ Overweight · 🎯$245
Price at call : $203.02 — upside +21%
Today : $216.67 — upside +13%
🎯 on COF : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Jul 13, 27
HSBC 
Jul 13, 26
▲ Buy · 🎯$229
Price at call : $203.02 — upside +13%
Today : $216.67 — upside +6%
🎯 on COF : no call matured yet · 📊 on Finance : 40% · -2.7% (25 calls)
in progress (365j)
matures : Jul 13, 27
▲ Buy · 🎯$231
Price at call : $200.1 — upside +15%
Today : $216.67 — upside +7%
🎯 on COF : no call matured yet · 📊 on Finance : 51.5% · +4.6% (441 calls)
in progress (365j)
matures : Jul 9, 27
See the other 42 calls, newest to oldest
TD Cowen 
Jul 7, 26
▲ Buy · 🎯$253
Price at call : $191.95 — upside +32%
Today : $216.67 — upside +17%
🎯 on COF : no call matured yet · 📊 on Finance : 39.7% · -6.2% (58 calls)
in progress (365j)
matures : Jul 7, 27
UBS 
Jul 7, 26
▲ Buy · 🎯$275
Price at call : $191.95 — upside +43%
Today : $216.67 — upside +27%
🎯 on COF : no call matured yet · 📊 on Finance : 48.1% · +2.5% (482 calls)
in progress (365j)
matures : Jul 7, 27
Piper Sandler 
Jun 30, 26
▲ Overweight · 🎯$254
Price at call : $200.62 — upside +27%
Today : $216.67 — upside +17%
🎯 on COF : no call matured yet · 📊 on Finance : 56.7% · +11.1% (413 calls)
in progress (365j)
matures : Jun 30, 27
BTIG 
Jun 30, 26
▲ Buy · 🎯$259
Price at call : $200.62 — upside +29%
Today : $216.67 — upside +20%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Jun 30, 27
▲ Buy · 🎯$255
Price at call : $196.63 — upside +30%
Today : $216.67 — upside +18%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 60.5% · +5.6% (124 calls)
in progress (365j)
matures : Apr 23, 27
Barclays 
Apr 22, 26
▲ Overweight · 🎯$250
Price at call : $199.43 — upside +25%
Today : $216.67 — upside +15%
🎯 on COF : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Apr 22, 27
BTIG 
Apr 22, 26
▲ Buy · 🎯$224
Price at call : $199.43 — upside +12%
Today : $216.67 — upside +3%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Apr 22, 27
Morgan Stanley 
Apr 16, 26
▲ Overweight · 🎯$273
Price at call : $206.47 — upside +32%
Today : $216.67 — upside +26%
🎯 on COF : no call matured yet · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Apr 16, 27
JP Morgan 
Apr 9, 26
▲ Overweight · 🎯$213
Price at call : $193 — upside +10%
Today : $216.67 — upside -2%
🎯 on COF : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Apr 9, 27
Wells Fargo 
Apr 9, 26
▲ Overweight · 🎯$260
Price at call : $194.73 — upside +34%
Today : $216.67 — upside +20%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.3% · +1.3% (694 calls)
in progress (365j)
matures : Apr 9, 27
Goldman Sachs 
Apr 7, 26
▲ Buy · 🎯$260
Price at call : $192.46 — upside +35%
Today : $216.67 — upside +20%
🎯 on COF : no call matured yet · 📊 on Finance : 55.6% · +4.9% (383 calls)
in progress (365j)
matures : Apr 7, 27
▲ Outperform · 🎯$222
Price at call : $181.15 — upside +23%
Today : $216.67 — upside +2%
🎯 on COF : no call matured yet · 📊 on Finance : 54.2% · +0.6% (225 calls)
in progress (365j)
matures : Apr 6, 27
Barclays 
Apr 6, 26
▲ Overweight · 🎯$226
Price at call : $181.15 — upside +25%
Today : $216.67 — upside +4%
🎯 on COF : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Apr 6, 27
▲ Buy · 🎯$275
Price at call : $218.41 — upside +26%
Today : $216.67 — upside +27%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 60.5% · +5.6% (124 calls)
in progress (365j)
matures : Jan 27, 27
Barclays 
Jan 26, 26
▲ Overweight · 🎯$287
Price at call : $217.11 — upside +32%
Today : $216.67 — upside +32%
🎯 on COF : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Jan 26, 27
BTIG 
Jan 23, 26
▲ Buy · 🎯$270
Price at call : $217.3 — upside +24%
Today : $216.67 — upside +25%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Jan 23, 27
Morgan Stanley 
Jan 20, 26
▲ Overweight · 🎯$300
Price at call : $231.01 — upside +30%
Today : $216.67 — upside +38%
🎯 on COF : no call matured yet · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Jan 20, 27
JP Morgan 
Jan 12, 26
■ Neutral neutral · not a buy · 🎯$256
Price at call : $231.41 — gap to target +11%
Today : $216.67 — gap to target +18%
🎯 on COF : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Jan 12, 27
TD Cowen 
Jan 8, 26
▲ Buy · 🎯$290
Price at call : $249.2 — upside +16%
Today : $216.67 — upside +34%
🎯 on COF : no call matured yet · 📊 on Finance : 39.7% · -6.2% (58 calls)
in progress (365j)
matures : Jan 8, 27
Barclays 
Jan 6, 26
▲ Overweight · 🎯$294
Price at call : $253.25 — upside +16%
Today : $216.67 — upside +36%
🎯 on COF : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Jan 6, 27
Wells Fargo 
Jan 5, 26
▲ Overweight · 🎯$280
Price at call : $257.94 — upside +9%
Today : $216.67 — upside +29%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.3% · +1.3% (694 calls)
in progress (365j)
matures : Jan 5, 27
▲ Outperform · 🎯$290
Price at call : $250.51 — upside +16%
Today : $216.67 — upside +34%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +1.3% (491 calls)
in progress (365j)
matures : Jan 2, 27
Citigroup 
Dec 31, 25
▲ Buy · 🎯$310
Price at call : $242.36 — upside +28%
Today : $216.67 — upside +43%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 50.9% · -0.1% (638 calls)
in progress (365j)
matures : Dec 31, 26
BTIG 
Dec 26, 25
▲ Buy · 🎯$308
Price at call : $245.75 — upside +25%
Today : $216.67 — upside +42%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Dec 26, 26
▲ Buy · 🎯$290
Price at call : $247.6 — upside +17%
Today : $216.67 — upside +34%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 60.5% · +5.6% (124 calls)
in progress (365j)
matures : Dec 22, 26
▲ Outperform · 🎯$270
Price at call : $230.81 — upside +17%
Today : $216.67 — upside +25%
🎯 on COF : no call matured yet · 📊 on Finance : 54.1% · +7.4% (61 calls)
in progress (365j)
matures : Dec 8, 26
Citigroup 
Oct 23, 25
▲ Buy · 🎯$290
Price at call : $225.01 — upside +29%
Today : $216.67 — upside +34%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 50.9% · -0.1% (638 calls)
in progress (365j)
matures : Oct 23, 26
Morgan Stanley 
Oct 22, 25
▲ Overweight · 🎯$272
Price at call : $220.04 — upside +24%
Today : $216.67 — upside +26%
🎯 on COF : no call matured yet · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Oct 22, 26
JP Morgan 
Oct 22, 25
■ Neutral neutral · not a buy · 🎯$237
Price at call : $220.04 — gap to target +8%
Today : $216.67 — gap to target +9%
🎯 on COF : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Oct 22, 26
Barclays 
Oct 22, 25
▲ Overweight · 🎯$271
Price at call : $220.38 — upside +23%
Today : $216.67 — upside +25%
🎯 on COF : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Oct 22, 26
BTIG 
Oct 22, 25
▲ Buy · 🎯$264
Price at call : $220.38 — upside +20%
Today : $216.67 — upside +22%
🎯 on COF : no call matured yet · 📊 on Finance : 30% · -15.9% (20 calls)
in progress (365j)
matures : Oct 22, 26
UBS 
Oct 7, 25
▲ Buy · 🎯$266
Price at call : $211.92 — upside +26%
Today : $216.67 — upside +23%
🎯 on COF : no call matured yet · 📊 on Finance : 48.1% · +2.5% (482 calls)
in progress (365j)
matures : Oct 7, 26
JP Morgan 
Oct 7, 25
■ Neutral neutral · not a buy · 🎯$235
Price at call : $213.69 — gap to target +10%
Today : $216.67 — gap to target +8%
🎯 on COF : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Oct 7, 26
Barclays 
Oct 6, 25
▲ Overweight · 🎯$257
Price at call : $213.85 — upside +20%
Today : $216.67 — upside +19%
🎯 on COF : no call matured yet · 📊 on Finance : 49.8% · +0.4% (959 calls)
in progress (365j)
matures : Oct 6, 26
▲ Outperform · 🎯$255
Price at call : $213.48 — upside +19%
Today : $216.67 — upside +18%
🎯 on COF : no call matured yet · 📊 on Finance : 54.2% · +0.6% (225 calls)
in progress (365j)
matures : Sep 30, 26
Morgan Stanley 
Sep 29, 25
▲ Overweight · 🎯$267
Price at call : $212.58 — upside +26%
Today : $216.67 — upside +23%
🎯 on COF : no call matured yet · 📊 on Finance : 54% · +2.2% (1106 calls)
in progress (365j)
matures : Sep 29, 26
▲ Buy · 🎯$270
Price at call : $226.53 — upside +19%
Today : $216.67 — upside +25%
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 60.5% · +5.6% (124 calls)
in progress (365j)
matures : Sep 12, 26
▲ Buy · 🎯$260
Price at call : $213.82 — upside +22%
Today : $216.67 — upside +20%
Expected +22% · Actual -2% · Reason (≥ +15%) : ✗ No
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 60.5% · +5.6% (124 calls)
-2.4%
stock -2% · XLF +7%
matured Jul 28, 26
Wells Fargo 
Jul 25, 25
▲ Overweight · 🎯$265
Price at call : $214.18 — upside +24%
Today : $216.67 — upside +22%
Expected +24% · Actual -3% · Reason (≥ +15%) : ✗ No
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.3% · +1.3% (694 calls)
-3.3%
stock -3% · XLF +7%
matured Jul 25, 26
Citigroup 
Jul 24, 25
▲ Buy · 🎯$275
Price at call : $212.85 — upside +29%
Today : $216.67 — upside +27%
Expected +29% · Actual -3% · Reason (≥ +15%) : ✗ No
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 50.9% · -0.1% (638 calls)
-2.7%
stock -3% · XLF +6%
matured Jul 24, 26
▲ Outperform · 🎯$260
Price at call : $211.33 — upside +23%
Today : $216.67 — upside +20%
Expected +23% · Actual -4% · Reason (≥ +15%) : ✗ No
🎯 on COF : 0% (1 call matured) · 📊 on Finance : 49.7% · +1.3% (491 calls)
-4.0%
stock -4% · XLF +6%
matured Jul 23, 26
JP Morgan 
Jul 23, 25
■ Neutral neutral · not a buy · 🎯$248
Price at call : $211.33 — gap to target +17%
Today : $216.67 — gap to target +14%
🎯 on COF : no call matured yet · 📊 on Finance : 51.9% · -0.5% (505 calls)
in progress (365j)
matures : Jul 23, 26

Frequently asked questions

Should I buy Capital One stock?

This isn't buy advice. For Capital One, the analyst consensus is "Buy", with an average price target of $255 (+18% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on Capital One). We show the numbers — you decide.

Is it too late to buy Capital One? How high can it go?

The most bullish analyst target on Capital One is $295 (+36% above today's price); the average is $255. That's the upside they see. Check how reliable those analysts have actually been on Capital One on our site before trusting it.

Is Capital One still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 25 analysts have a real record on Capital One, the best hitting 100% over 4 calls. Current consensus: "Buy". Make your call on data, not noise.

Should you invest in Capital One? The case for and against

The arguments for and against, one by one, from the numbers: why invest in COF (and why hesitate).

What has Capital One's past performance been?

Historical returns and a "how much if I had invested" calculator: COF performance & returns.

Does Capital One pay a dividend?

Yield, consistency and growth history of the dividend: COF's dividend.

Other Finance stocks

Go further

JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)