Should I buy Capital One (COF) stock or is it too late?
⭐ The most reliable of them, either direction: Piper Sandler — 71% of its targets hit on this sector (421 calls tested). It aims for $260 (+31 %), call made on September 29, 2026, maturing on September 29, 2027 (15 d ago).
Firm-by-firm track record on Capital One
| Firm | % right | Gain vs sector | Calls | Aims for |
|---|---|---|---|---|
| Piper Sandler | 46 % | +32.5 % | 13 | $260 +31% |
| JP Morgan | 79 % | +24.1 % | 14 | $227 +15% |
| Goldman Sachs | 100 % | +21.2 % | 6 | $260 +31% |
| UBS | 29 % | +17.2 % | 7 | $280 +41% |
| Wells Fargo | 61 % | +16.4 % | 18 | $260 +31% |
| Citigroup | 55 % | +12.5 % | 20 | $280 +41% |
| B of A Securities | 50 % | +11.4 % | 8 | $231 +17% |
| Truist Securities | 67 % | +7.8 % | 6 | $255 +29% |
✅ Reasons to believe
- 93% of analysts rate it a buy (Buy consensus, 14 ratings) — a sign of market conviction.
- Median price target $249, i.e. +25% from the current price ($198).
- The most reliable firm on COF, Goldman Sachs (100% hit rate, 6 scored calls), targets $260 (call made on April 7, 2026, maturing on April 7, 2027) (+31%) in its most recent call.
- 9 analysts rated reliable (≥55% hit rate, beat their sector) are bullish on the stock.
- Reasonable valuation (P/E ~13) relative to its sector.
⚠️ Reasons to hesitate
- The consensus is not unanimous: of 14 ratings, 1 is neutral.
- A 12-month target is not a guaranteed path: the price can fall in the meantime.
The analyst consensus on COF
Median target $249 (+25%) · 14 ratings · Buy consensus
⚠️ Information, not investment advice. Past performance does not guarantee future results. Analyst targets on a ~12-month horizon.
Frequently asked questions
Should you invest in Capital One now?
We won't decide for you. The facts: 93% of analysts rate it a buy, median target $249 (+25%), and Goldman Sachs (most reliable on COF, 100%) targets $260. Weigh that against valuation (P/E ~13). This is not personalized advice.
Is it too late to invest in Capital One?
Not according to analysts: the median target ($249) is still +25% above the current price ($198) (most reliable on COF: Goldman Sachs, 100%). The real question isn't "too late" but the price-to-value gap and risk. Not advice.
Is Capital One still worth investing in?
It depends on the gap between the price ($198) and its estimated value: analysts target $249 on median (+25%), with 93% buys (most reliable on COF: Goldman Sachs, 100%). Cross-check with their real reliability on COF and the cautions above. Information, not advice.
What's the main risk in buying COF?
The consensus is not unanimous: of 14 ratings, 1 is neutral.
→ Go deeper: the full Capital One profile (consensus, analyst reliability, price target, performance).