Enova International, Inc. (ENVA) stock: analyst price target and their real reliability
Live quote · data updated Oct 14, 2026
Enova International, Inc. · Financials · ref. ETF XLF · 53 calls · price $174.99
What the company does: Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally.
📈 Enova International, Inc. (ENVA) stock price
$174.99+58.4% over range
Oct 14, 25low $107.07 · high $265.45Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
100% recommend buying · 6 analysts
📊 JPI status : Enova International, Inc. is no longer in our current JPI rankings, but appeared in the past (2019) — its upside may be behind it. See the stocks picked in 2019 →
🎯 ENVA price target & analyst consensus — price $175
The price target · all analysts combined (6 targets)
Highest target · 1 firm of 6$275+57.2%
Median target · of 6 targets$217.5+24.3%
Lowest target · 1 firm of 6$200+14.3%
Current price$174.99
Where these 6 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price
6100%
$200 ↔ $275
⭐ What the most reliable analysts say
· those who beat their sector, targets replayed on real prices
⭐ The most reliable of them, either direction: Stephens & Co. — 68% of its targets hit on this sector (109 calls tested). It aims for $205 (+17 %), call made on September 18, 2026, maturing on September 18, 2027 (26 d ago).
The 1 reliable analyst
$205+17 %
The 5 other firms
$220+26 %
How to read it: the 1 reliable firms are not filtered by optimism — 1 aim above the price, 0 below, hence their $205 median. “The 5 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 6 ratings (last 6 months)
Strong Buy00%
Buy6100%
Hold00%
Sell00%
Strong Sell00%
Go deeper on the analysts
🎯 ENVA price target all
All 53 calls, one by one, with our verdict on each firm.
→ See all 53 targets, analyst by analyst💡 The best analysts on ENVA most reliable
The case for and against, with the numbers, per those who've been right on the stock.
→ Should you invest in ENVA? The case for & againstAll analysts (the consensus) · vs · the best (those who've been right)
💬 A question about Enova International, Inc.? The JPI assistant answers using our backtest data.
✅ Historical analyst reliability on ENVA
Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.
| Firm ↕ | % right i ↕ | Gain vs sector i ↕ | Calls i ↕ |
|---|---|---|---|
| Maxim Group | 100% | +59.1% | 4 |
| BTIG ↗ | 100% | +32.8% | 3 |
| Stephens & Co. ↗ | 100% | +31.4% | 2 |
| Jefferies ↗ | 100% | +28.6% | 3 |
| JMP Securities | 93% | +43.6% | 27 |
📊 What $1,000 invested in Enova International, Inc. would be worth › open the full page
In short — $1,000 invested in Enova International, Inc. 10 years ago would be worth $34,893 today, i.e. +43%/yr on average. Best year: 2016 (+90%), worst: 2022 (-6%). Price performance, excluding dividends.
If I'd invested $1,000 in Enova International, Inc.
| Investment | Worth today | Gain |
|---|---|---|
| 1 years ago | $2,406 | +141% |
| 3 years ago | $6,011 | +501% |
| 5 years ago | $9,311 | +831% |
Return by year (Enova International, Inc.)
| Year | Return | $1,000 invested at year start |
|---|---|---|
| 2026 (YTD) | +47% | $1,467 (+47%) |
| 2025 | +64% | $2,406 (+141%) |
| 2024 | +73% | $4,166 (+317%) |
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.
📰 Recent news on Enova International, Inc.
Loading news…
📋 All analyst calls on ENVA
Filtered on — · ✕ show all
▲ Buy · 🎯$275
Price at call : $182.59 — upside +51%
Today : $174.99 — upside +57%
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 36.4% · -2.2% (55 calls)
in progress (365j)
matures : Oct 7, 27
matures : Oct 7, 27
Stephens & Co. ↗
Sep 17, 26
▲ Overweight · 🎯$205
Price at call : $179.06 — upside +14%
Today : $174.99 — upside +17%
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Sep 17, 27
matures : Sep 17, 27
▲ Buy · 🎯$220
Price at call : $172.14 — upside +28%
Today : $174.99 — upside +26%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Sep 15, 27
matures : Sep 15, 27
Citizens
Sep 15, 26
▲ Market Outperform · 🎯$215
Price at call : $173.61 — upside +24%
Today : $174.99 — upside +23%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Sep 15, 27
matures : Sep 15, 27
▲ Buy · 🎯$257
Price at call : $251.96 — upside +2%
Today : $174.99 — upside +47%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Jul 24, 27
matures : Jul 24, 27
▲ Buy · 🎯$280
Price at call : $224.9 — upside +24%
Today : $174.99 — upside +60%
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 36.4% · -2.2% (55 calls)
in progress (365j)
matures : Jul 8, 27
matures : Jul 8, 27
▲ Buy · 🎯$250
Price at call : $224.9 — upside +11%
Today : $174.99 — upside +43%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Jul 7, 27
matures : Jul 7, 27
▲ Buy · 🎯$270
Price at call : $240.73 — upside +12%
Today : $174.99 — upside +54%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
in progress (365j)
matures : Jun 30, 27
matures : Jun 30, 27
See the other 45 calls, newest to oldest
Citizens
Jun 26, 26
▲ Market Outperform · 🎯$270
Price at call : $235.67 — upside +15%
Today : $174.99 — upside +54%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jun 26, 27
matures : Jun 26, 27
Maxim Group
Apr 27, 26
▲ Buy · 🎯$200
Price at call : $172.53 — upside +16%
Today : $174.99 — upside +14%
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
in progress (365j)
matures : Apr 27, 27
matures : Apr 27, 27
▲ Buy · 🎯$190
Price at call : $173.6 — upside +9%
Today : $174.99 — upside +9%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Apr 24, 27
matures : Apr 24, 27
Citizens
Apr 24, 26
▲ Market Outperform · 🎯$195
Price at call : $173.6 — upside +12%
Today : $174.99 — upside +11%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Apr 24, 27
matures : Apr 24, 27
Stephens & Co. ↗
Apr 24, 26
▲ Overweight · 🎯$210
Price at call : $166.65 — upside +26%
Today : $174.99 — upside +20%
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Apr 24, 27
matures : Apr 24, 27
▲ Buy · 🎯$199
Price at call : $169.42 — upside +17%
Today : $174.99 — upside +14%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
in progress (365j)
matures : Apr 23, 27
matures : Apr 23, 27
Citizens
Jan 28, 26
▲ Market Outperform · 🎯$182
Price at call : $165.1 — upside +10%
Today : $174.99 — upside +4%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jan 28, 27
matures : Jan 28, 27
▲ Buy · 🎯$199
Price at call : $159.26 — upside +25%
Today : $174.99 — upside +14%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
in progress (365j)
matures : Jan 28, 27
matures : Jan 28, 27
▲ Buy · 🎯$180
Price at call : $161.6 — upside +11%
Today : $174.99 — upside +3%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Jan 8, 27
matures : Jan 8, 27
Citizens
Dec 12, 25
▲ Market Outperform · 🎯$180
Price at call : $162.72 — upside +11%
Today : $174.99 — upside +3%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Dec 12, 26
matures : Dec 12, 26
▲ Buy · 🎯$199
Price at call : $162.72 — upside +22%
Today : $174.99 — upside +14%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
in progress (365j)
matures : Dec 12, 26
matures : Dec 12, 26
JMP Securities
Oct 24, 25
▲ Market Outperform · 🎯$149
Price at call : $124.7 — upside +19%
Today : $174.99 — upside -15%
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
in progress (365j)
matures : Oct 24, 26
matures : Oct 24, 26
▲ Buy · 🎯$144
Price at call : $124.7 — upside +15%
Today : $174.99 — upside -18%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
in progress (365j)
matures : Oct 24, 26
matures : Oct 24, 26
Seaport Global ↗
May 14, 25
▲ Buy · 🎯$124
Price at call : $97.34 — upside +27%
Today : $174.99 — upside -29%
Expected +27% · Actual +69% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 38.5% · +38.1% (13 calls)
+68.5%
stock +69% · XLF -0%
matured May 14, 26
JMP Securities
Apr 30, 25
▲ Market Outperform · 🎯$135
Price at call : $91.6 — upside +47%
Today : $174.99 — upside -23%
Expected +47% · Actual +87% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+86.6%
stock +87% · XLF +7%
matured Apr 30, 26
Maxim Group
Feb 7, 25
▲ Buy · 🎯$138
Price at call : $114.86 — upside +20%
Today : $174.99 — upside -21%
Expected +20% · Actual +38% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
+38.2%
stock +38% · XLF +4%
matured Feb 7, 26
Stephens & Co. ↗
Feb 5, 25
▲ Overweight · 🎯$136
Price at call : $116.49 — upside +17%
Today : $174.99 — upside -22%
Expected +17% · Actual +38% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+38.3%
stock +38% · XLF +4%
matured Feb 5, 26
▲ Buy · 🎯$129
Price at call : $114.74 — upside +12%
Today : $174.99 — upside -26%
Expected +12% · Actual +39% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
+39.3%
stock +39% · XLF +3%
matured Feb 5, 26
JMP Securities
Feb 5, 25
▲ Market Outperform · 🎯$135
Price at call : $114.74 — upside +18%
Today : $174.99 — upside -23%
Expected +18% · Actual +39% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+39.3%
stock +39% · XLF +3%
matured Feb 5, 26
JMP Securities
Jan 13, 25
▲ Market Outperform · 🎯$125
Price at call : $101.49 — upside +23%
Today : $174.99 — upside -29%
Expected +23% · Actual +58% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+57.6%
stock +58% · XLF +12%
matured Jan 13, 26
Stephens & Co. ↗
Nov 13, 24
▲ Overweight · 🎯$108
Price at call : $100.94 — upside +7%
Today : $174.99 — upside -38%
Expected +7% · Actual +25% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+24.5%
stock +25% · XLF +6%
matured Nov 13, 25
■ Hold neutral · not a buy · 🎯$96
Price at call : $88.36 — gap to target +9%
Today : $174.99 — gap to target -45%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Oct 23, 25
matures : Oct 23, 25
JMP Securities
Oct 23, 24
▲ Market Outperform · 🎯$109
Price at call : $88.17 — upside +24%
Today : $174.99 — upside -38%
Expected +24% · Actual +29% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+29.3%
stock +29% · XLF +12%
matured Oct 23, 25
▲ Buy · 🎯$110
Price at call : $88.17 — upside +25%
Today : $174.99 — upside -37%
Expected +25% · Actual +29% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
+29.3%
stock +29% · XLF +12%
matured Oct 23, 25
JMP Securities
Oct 14, 24
▲ Market Outperform · 🎯$103
Price at call : $85.78 — upside +20%
Today : $174.99 — upside -41%
Expected +20% · Actual +29% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+28.8%
stock +29% · XLF +14%
matured Oct 14, 25
Janney Montgomery Scott
Aug 26, 24
■ Neutral neutral · not a buy
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 45.7% · -2.7% (35 calls)
in progress (365j)
matures : Aug 26, 25
matures : Aug 26, 25
▲ Buy · 🎯$90
Price at call : $82.37 — upside +9%
Today : $174.99 — upside -49%
Expected +9% · Actual +30% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.7% · +9.5% (41 calls)
+29.9%
stock +30% · XLF +21%
matured Aug 14, 25
■ Hold neutral · not a buy · 🎯$76
Price at call : $81.07 — gap to target -6%
Today : $174.99 — gap to target -57%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Jul 24, 25
matures : Jul 24, 25
JMP Securities
Jul 24, 24
▲ Market Outperform · 🎯$93
Price at call : $77.61 — upside +20%
Today : $174.99 — upside -47%
Expected +20% · Actual +44% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+44.0%
stock +44% · XLF +25%
matured Jul 24, 25
Maxim Group
Apr 25, 24
▲ Buy · 🎯$78
Price at call : $63.23 — upside +23%
Today : $174.99 — upside -55%
Expected +23% · Actual +57% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
+57.0%
stock +57% · XLF +18%
matured Apr 25, 25
BMO Capital ↗
Apr 25, 24
■ Market Perform neutral · not a buy · 🎯$62
Price at call : $63.23 — gap to target -2%
Today : $174.99 — gap to target -65%
🎯 on ENVA : no call matured yet · 📊 on Finance : 47.9% · +2.1% (48 calls)
in progress (365j)
matures : Apr 25, 25
matures : Apr 25, 25
JMP Securities
Apr 24, 24
▲ Market Outperform · 🎯$78
Price at call : $63.54 — upside +23%
Today : $174.99 — upside -55%
Expected +23% · Actual +55% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+54.9%
stock +55% · XLF +17%
matured Apr 24, 25
▲ Buy · 🎯$75
Price at call : $61.34 — upside +22%
Today : $174.99 — upside -57%
Expected +22% · Actual +48% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 36.4% · -2.2% (55 calls)
+47.9%
stock +48% · XLF +12%
matured Apr 9, 25
JMP Securities
Jan 31, 24
▲ Market Outperform · 🎯$73
Price at call : $55.03 — upside +33%
Today : $174.99 — upside -58%
Expected +33% · Actual +104% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+104.1%
stock +104% · XLF +33%
matured Jan 30, 25
BMO Capital ↗
Jan 31, 24
■ Market Perform neutral · not a buy · 🎯$59
Price at call : $55.03 — gap to target +7%
Today : $174.99 — gap to target -66%
🎯 on ENVA : no call matured yet · 📊 on Finance : 47.9% · +2.1% (48 calls)
in progress (365j)
matures : Jan 30, 25
matures : Jan 30, 25
BMO Capital ↗
Jan 10, 24
■ Market Perform neutral · not a buy · 🎯$57
Price at call : $55.09 — gap to target +3%
Today : $174.99 — gap to target -67%
🎯 on ENVA : no call matured yet · 📊 on Finance : 47.9% · +2.1% (48 calls)
in progress (365j)
matures : Jan 9, 25
matures : Jan 9, 25
JMP Securities
Dec 7, 23
▲ Market Outperform · 🎯$62
Price at call : $47.29 — upside +31%
Today : $174.99 — upside -65%
Expected +31% · Actual +116% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+115.6%
stock +116% · XLF +38%
matured Dec 6, 24
■ Market Perform neutral · not a buy · 🎯$45
Price at call : $41.79 — gap to target +8%
Today : $174.99 — gap to target -74%
🎯 on ENVA : no call matured yet · 📊 on Finance : 71.4% · +5.4% (21 calls)
in progress (365j)
matures : Oct 31, 24
matures : Oct 31, 24
JMP Securities
Oct 25, 23
▲ Market Outperform · 🎯$58
Price at call : $36.74 — upside +58%
Today : $174.99 — upside -67%
Expected +58% · Actual +133% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+132.9%
stock +133% · XLF +46%
matured Oct 24, 24
JMP Securities
Oct 16, 23
▲ Market Outperform · 🎯$66
Price at call : $49.93 — upside +32%
Today : $174.99 — upside -62%
Expected +32% · Actual +73% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+73.0%
stock +73% · XLF +40%
matured Oct 15, 24
JMP Securities
Jul 26, 23
▲ Market Outperform · 🎯$70
Price at call : $56.17 — upside +25%
Today : $174.99 — upside -60%
Expected +25% · Actual +44% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+44.3%
stock +44% · XLF +20%
matured Jul 25, 24
JMP Securities
Jul 14, 23
▲ Market Outperform · 🎯$70
Price at call : $55.2 — upside +27%
Today : $174.99 — upside -60%
Expected +27% · Actual +24% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (13 calls matureds) · 📊 unranked overall
+23.7%
stock +24% · XLF +26%
matured Jul 13, 24
Janney Montgomery Scott
Mar 14, 22
▲ Buy · 🎯$49
Price at call : $35.74 — upside +37%
Today : $174.99 — upside -72%
Expected +37% · Actual +22% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 45.7% · -2.7% (35 calls)
+21.9%
stock +22% · XLF -12%
matured Mar 14, 23
Maxim Group
Feb 7, 22
▲ Buy · 🎯$55
Price at call : $45 — upside +22%
Today : $174.99 — upside -69%
Expected +22% · Actual +16% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
+16.5%
stock +16% · XLF -8%
matured Feb 7, 23
Maxim Group
Jul 12, 17
▲ Buy · 🎯$18
Price at call : $16.3 — upside +10%
Today : $174.99 — upside -90%
Expected +10% · Actual +125% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 78.6% · +31.3% (14 calls)
+124.8%
stock +125% · XLF +9%
matured Jul 12, 18
Frequently asked questions
Should I buy Enova International, Inc. stock?
This isn't buy advice. For Enova International, Inc., the analyst consensus is "Buy", with an average price target of $218 (+24% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on Enova International, Inc.). We show the numbers — you decide.
Is it too late to buy Enova International, Inc.? How high can it go?
The most bullish analyst target on Enova International, Inc. is $275 (+57% above today's price); the average is $218. That's the upside they see. Check how reliable those analysts have actually been on Enova International, Inc. on our site before trusting it.
Is Enova International, Inc. still a good buy?
The most useful "opinion" isn't an opinion — it's a track record: 5 analysts have a real record on Enova International, Inc., the best hitting 100% over 4 calls. Current consensus: "Buy". Make your call on data, not noise.
Will Enova International, Inc. stock recover (go back up)?
It's down from its high. We answer with the numbers — the analysts' 12-month target and what happened after its past drops: will ENVA stock recover (go back up)?
Should you invest in Enova International, Inc.? The case for and against
The arguments for and against, one by one, from the numbers: why invest in ENVA (and why hesitate).
What has Enova International, Inc.'s past performance been?
Historical returns and a "how much if I had invested" calculator: ENVA performance & returns.
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