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Enova International, Inc. (ENVA) stock: analyst price target and their real reliability

Live quote · data updated Aug 28, 2026
Enova International, Inc. · Financials · ref. ETF XLF · 53 calls · price $237.3
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What the company does: Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally.

📈 Enova International, Inc. (ENVA) stock price

$237.3+94.9% over range
Aug 28, 25low $104.01 · high $265.45Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Buy
100% recommend buying · 6 analysts
📊 JPI status : Enova International, Inc. is no longer in our current JPI rankings, but appeared in the past (2019) — its upside may be behind it. See the stocks picked in 2019 →

🎯 ENVA price target & analyst consensusprice $237

The price target · all analysts combined (6 targets)
Highest target · 1 firm of 6$280+18.0%
Median target · of 6 targets$263.5+11.0%
Lowest target · 1 firm of 6$200-15.7%
Current price$237.3
Where these 6 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 467% $257 ↔ $280
Below 233% $200 ↔ $210
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: BTIG59% of its targets hit on this sector (39 calls tested). It aims for $270 (+14 %), call made on July 1, 2026, maturing on July 1, 2027 (58 d ago).

The 1 reliable analyst $270+14 %
The 5 other firms $257+8.3 %
How to read it: the 1 reliable firms are not filtered by optimism — 1 aim above the price, 0 below, hence their $270 median. “The 5 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 6 ratings (last 6 months)
Strong Buy00%
Buy6100%
Hold00%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about Enova International, Inc.? The JPI assistant answers using our backtest data.

🔎 Detailed analyses

✅ Historical analyst reliability on ENVA

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm % right i Gain vs sector i Calls i
Maxim Group 100% +59.1% 4
BTIG  100% +32.8% 3
Stephens & Co.  100% +31.4% 2
Jefferies  100% +28.6% 3
JMP Securities 93% +43.6% 27

📊 What $1,000 invested in Enova International, Inc. would be worth › open the full page

In short — $1,000 invested in Enova International, Inc. 10 years ago would be worth $34,893 today, i.e. +43%/yr on average. Best year: 2016 (+90%), worst: 2022 (-6%). Price performance, excluding dividends.

If I'd invested $1,000 in Enova International, Inc.

InvestmentWorth todayGain
1 years ago$2,406+141%
3 years ago$6,011+501%
5 years ago$9,311+831%
→ See Enova International, Inc.'s full return history + gain calculator

Return by year (Enova International, Inc.)

YearReturn$1,000 invested at year start
2026 (YTD)+47%$1,467 (+47%)
2025+64%$2,406 (+141%)
2024+73%$4,166 (+317%)
→ See Enova International, Inc.'s full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on Enova International, Inc.

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📋 All analyst calls on ENVA

TD Cowen 
Jul 24, 26
▲ Buy · 🎯$257
Price at call : $251.96 — upside +2%
Today : $237.3 — upside +8%
🎯 on ENVA : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jul 24, 27
Jefferies 
Jul 8, 26
▲ Buy · 🎯$280
Price at call : $224.9 — upside +24%
Today : $237.3 — upside +18%
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 37% · -2.2% (54 calls)
in progress (365j)
matures : Jul 8, 27
TD Cowen 
Jul 7, 26
▲ Buy · 🎯$250
Price at call : $224.9 — upside +11%
Today : $237.3 — upside +5%
🎯 on ENVA : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jul 7, 27
BTIG 
Jun 30, 26
▲ Buy · 🎯$270
Price at call : $240.73 — upside +12%
Today : $237.3 — upside +14%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Jun 30, 27
Citizens
Jun 26, 26
▲ Market Outperform · 🎯$270
Price at call : $235.67 — upside +15%
Today : $237.3 — upside +14%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jun 26, 27
Maxim Group
Apr 27, 26
▲ Buy · 🎯$200
Price at call : $172.53 — upside +16%
Today : $237.3 — upside -16%
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 85.7% · +31.2% (14 calls)
in progress (365j)
matures : Apr 27, 27
TD Cowen 
Apr 24, 26
▲ Buy · 🎯$190
Price at call : $173.6 — upside +9%
Today : $237.3 — upside -20%
🎯 on ENVA : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Apr 24, 27
Citizens
Apr 24, 26
▲ Market Outperform · 🎯$195
Price at call : $173.6 — upside +12%
Today : $237.3 — upside -18%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Apr 24, 27
See the other 45 calls, newest to oldest
Stephens & Co. 
Apr 24, 26
▲ Overweight · 🎯$210
Price at call : $166.65 — upside +26%
Today : $237.3 — upside -12%
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
in progress (365j)
matures : Apr 24, 27
BTIG 
Apr 23, 26
▲ Buy · 🎯$199
Price at call : $169.42 — upside +17%
Today : $237.3 — upside -16%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Apr 23, 27
Citizens
Jan 28, 26
▲ Market Outperform · 🎯$182
Price at call : $165.1 — upside +10%
Today : $237.3 — upside -23%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jan 28, 27
BTIG 
Jan 28, 26
▲ Buy · 🎯$199
Price at call : $159.26 — upside +25%
Today : $237.3 — upside -16%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Jan 28, 27
TD Cowen 
Jan 8, 26
▲ Buy · 🎯$180
Price at call : $161.6 — upside +11%
Today : $237.3 — upside -24%
🎯 on ENVA : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jan 8, 27
Citizens
Dec 12, 25
▲ Market Outperform · 🎯$180
Price at call : $162.72 — upside +11%
Today : $237.3 — upside -24%
🎯 on ENVA : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Dec 12, 26
BTIG 
Dec 12, 25
▲ Buy · 🎯$199
Price at call : $162.72 — upside +22%
Today : $237.3 — upside -16%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Dec 12, 26
JMP Securities
Oct 24, 25
▲ Market Outperform · 🎯$149
Price at call : $124.7 — upside +19%
Today : $237.3 — upside -37%
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
in progress (365j)
matures : Oct 24, 26
BTIG 
Oct 24, 25
▲ Buy · 🎯$144
Price at call : $124.7 — upside +15%
Today : $237.3 — upside -39%
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
in progress (365j)
matures : Oct 24, 26
Seaport Global 
May 14, 25
▲ Buy · 🎯$124
Price at call : $97.34 — upside +27%
Today : $237.3 — upside -48%
Expected +27% · Actual +69% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 38.5% · +38.1% (13 calls)
+68.5%
stock +69% · XLF -0%
matured May 14, 26
JMP Securities
Apr 30, 25
▲ Market Outperform · 🎯$135
Price at call : $91.6 — upside +47%
Today : $237.3 — upside -43%
Expected +47% · Actual +87% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+86.6%
stock +87% · XLF +7%
matured Apr 30, 26
Maxim Group
Feb 7, 25
▲ Buy · 🎯$138
Price at call : $114.86 — upside +20%
Today : $237.3 — upside -42%
Expected +20% · Actual +38% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 85.7% · +31.2% (14 calls)
+38.2%
stock +38% · XLF +4%
matured Feb 7, 26
▲ Overweight · 🎯$136
Price at call : $116.49 — upside +17%
Today : $237.3 — upside -43%
Expected +17% · Actual +38% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+38.3%
stock +38% · XLF +4%
matured Feb 5, 26
BTIG 
Feb 5, 25
▲ Buy · 🎯$129
Price at call : $114.74 — upside +12%
Today : $237.3 — upside -46%
Expected +12% · Actual +39% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
+39.3%
stock +39% · XLF +3%
matured Feb 5, 26
▲ Market Outperform · 🎯$135
Price at call : $114.74 — upside +18%
Today : $237.3 — upside -43%
Expected +18% · Actual +39% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+39.3%
stock +39% · XLF +3%
matured Feb 5, 26
JMP Securities
Jan 13, 25
▲ Market Outperform · 🎯$125
Price at call : $101.49 — upside +23%
Today : $237.3 — upside -47%
Expected +23% · Actual +58% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+57.6%
stock +58% · XLF +12%
matured Jan 13, 26
Stephens & Co. 
Nov 13, 24
▲ Overweight · 🎯$108
Price at call : $100.94 — upside +7%
Today : $237.3 — upside -54%
Expected +7% · Actual +25% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 48.6% · -0.4% (109 calls)
+24.5%
stock +25% · XLF +6%
matured Nov 13, 25
TD Cowen 
Oct 23, 24
■ Hold neutral · not a buy · 🎯$96
Price at call : $88.36 — gap to target +9%
Today : $237.3 — gap to target -60%
🎯 on ENVA : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Oct 23, 25
JMP Securities
Oct 23, 24
▲ Market Outperform · 🎯$109
Price at call : $88.17 — upside +24%
Today : $237.3 — upside -54%
Expected +24% · Actual +29% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+29.3%
stock +29% · XLF +12%
matured Oct 23, 25
BTIG 
Oct 23, 24
▲ Buy · 🎯$110
Price at call : $88.17 — upside +25%
Today : $237.3 — upside -54%
Expected +25% · Actual +29% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
+29.3%
stock +29% · XLF +12%
matured Oct 23, 25
JMP Securities
Oct 14, 24
▲ Market Outperform · 🎯$103
Price at call : $85.78 — upside +20%
Today : $237.3 — upside -57%
Expected +20% · Actual +29% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+28.8%
stock +29% · XLF +14%
matured Oct 14, 25
■ Neutral neutral · not a buy
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)
in progress (365j)
matures : Aug 26, 25
BTIG 
Aug 14, 24
▲ Buy · 🎯$90
Price at call : $82.37 — upside +9%
Today : $237.3 — upside -62%
Expected +9% · Actual +30% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (3 calls matureds) · 📊 on Finance : 53.8% · +10.5% (39 calls)
+29.9%
stock +30% · XLF +21%
matured Aug 14, 25
TD Cowen 
Jul 24, 24
■ Hold neutral · not a buy · 🎯$76
Price at call : $81.07 — gap to target -6%
Today : $237.3 — gap to target -68%
🎯 on ENVA : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Jul 24, 25
JMP Securities
Jul 24, 24
▲ Market Outperform · 🎯$93
Price at call : $77.61 — upside +20%
Today : $237.3 — upside -61%
Expected +20% · Actual +44% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+44.0%
stock +44% · XLF +25%
matured Jul 24, 25
Maxim Group
Apr 25, 24
▲ Buy · 🎯$78
Price at call : $63.23 — upside +23%
Today : $237.3 — upside -67%
Expected +23% · Actual +57% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 85.7% · +31.2% (14 calls)
+57.0%
stock +57% · XLF +18%
matured Apr 25, 25
BMO Capital 
Apr 25, 24
■ Market Perform neutral · not a buy · 🎯$62
Price at call : $63.23 — gap to target -2%
Today : $237.3 — gap to target -74%
🎯 on ENVA : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Apr 25, 25
JMP Securities
Apr 24, 24
▲ Market Outperform · 🎯$78
Price at call : $63.54 — upside +23%
Today : $237.3 — upside -67%
Expected +23% · Actual +55% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+54.9%
stock +55% · XLF +17%
matured Apr 24, 25
Jefferies 
Apr 9, 24
▲ Buy · 🎯$75
Price at call : $61.34 — upside +22%
Today : $237.3 — upside -68%
Expected +22% · Actual +48% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 37% · -2.2% (54 calls)
+47.9%
stock +48% · XLF +12%
matured Apr 9, 25
JMP Securities
Jan 31, 24
▲ Market Outperform · 🎯$73
Price at call : $55.03 — upside +33%
Today : $237.3 — upside -69%
Expected +33% · Actual +104% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+104.1%
stock +104% · XLF +33%
matured Jan 30, 25
BMO Capital 
Jan 31, 24
■ Market Perform neutral · not a buy · 🎯$59
Price at call : $55.03 — gap to target +7%
Today : $237.3 — gap to target -75%
🎯 on ENVA : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Jan 30, 25
BMO Capital 
Jan 10, 24
■ Market Perform neutral · not a buy · 🎯$57
Price at call : $55.09 — gap to target +3%
Today : $237.3 — gap to target -76%
🎯 on ENVA : no call matured yet · 📊 on Finance : 50% · +3.4% (46 calls)
in progress (365j)
matures : Jan 9, 25
▲ Market Outperform · 🎯$62
Price at call : $47.29 — upside +31%
Today : $237.3 — upside -74%
Expected +31% · Actual +116% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+115.6%
stock +116% · XLF +38%
matured Dec 6, 24
TD Cowen 
Nov 1, 23
■ Market Perform neutral · not a buy · 🎯$45
Price at call : $41.79 — gap to target +8%
Today : $237.3 — gap to target -81%
🎯 on ENVA : no call matured yet · 📊 on Finance : 62.5% · +2.3% (16 calls)
in progress (365j)
matures : Oct 31, 24
JMP Securities
Oct 25, 23
▲ Market Outperform · 🎯$58
Price at call : $36.74 — upside +58%
Today : $237.3 — upside -76%
Expected +58% · Actual +133% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+132.9%
stock +133% · XLF +46%
matured Oct 24, 24
JMP Securities
Oct 16, 23
▲ Market Outperform · 🎯$66
Price at call : $49.93 — upside +32%
Today : $237.3 — upside -72%
Expected +32% · Actual +73% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+73.0%
stock +73% · XLF +40%
matured Oct 15, 24
JMP Securities
Jul 26, 23
▲ Market Outperform · 🎯$70
Price at call : $56.17 — upside +25%
Today : $237.3 — upside -71%
Expected +25% · Actual +44% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+44.3%
stock +44% · XLF +20%
matured Jul 25, 24
JMP Securities
Jul 14, 23
▲ Market Outperform · 🎯$70
Price at call : $55.2 — upside +27%
Today : $237.3 — upside -71%
Expected +27% · Actual +24% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+23.7%
stock +24% · XLF +26%
matured Jul 13, 24
Jefferies 
Jul 11, 23
▲ Buy · 🎯$63
Price at call : $55.16 — upside +14%
Today : $237.3 — upside -73%
Expected +14% · Actual +18% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (2 calls matureds) · 📊 on Finance : 37% · -2.2% (54 calls)
+18.4%
stock +18% · XLF +23%
matured Jul 10, 24
▲ Market Outperform · 🎯$61
Price at call : $46.71 — upside +31%
Today : $237.3 — upside -74%
Expected +31% · Actual +32% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+32.0%
stock +32% · XLF +30%
matured May 31, 24
JMP Securities
Apr 26, 23
▲ Outperform · 🎯$61
Price at call : $41.66 — upside +46%
Today : $237.3 — upside -74%
Expected +46% · Actual +50% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+49.9%
stock +50% · XLF +27%
matured Apr 25, 24
JMP Securities
Apr 18, 23
▲ Market Outperform · 🎯$54
Price at call : $47.28 — upside +14%
Today : $237.3 — upside -77%
Expected +14% · Actual +25% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (16 calls matureds) · 📊 unranked overall
+24.8%
stock +25% · XLF +19%
matured Apr 17, 24
▲ Buy · 🎯$49
Price at call : $35.74 — upside +37%
Today : $237.3 — upside -79%
Expected +37% · Actual +22% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (1 call matured) · 📊 on Finance : 44.1% · -3.6% (34 calls)
+21.9%
stock +22% · XLF -12%
matured Mar 14, 23
Maxim Group
Feb 7, 22
▲ Buy · 🎯$55
Price at call : $45 — upside +22%
Today : $237.3 — upside -77%
Expected +22% · Actual +16% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 85.7% · +31.2% (14 calls)
+16.5%
stock +16% · XLF -8%
matured Feb 7, 23
Maxim Group
Jul 12, 17
▲ Buy · 🎯$18
Price at call : $16.3 — upside +10%
Today : $237.3 — upside -92%
Expected +10% · Actual +125% · Reason (≥ +15%) : ✓ Yes
🎯 on ENVA : 100% (4 calls matureds) · 📊 on Finance : 85.7% · +31.2% (14 calls)
+124.8%
stock +125% · XLF +9%
matured Jul 12, 18

Frequently asked questions

Should I buy Enova International, Inc. stock?

This isn't buy advice. For Enova International, Inc., the analyst consensus is "Buy", with an average price target of $264 (+11% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 100% of the time (4 calls tracked on Enova International, Inc.). We show the numbers — you decide.

Is it too late to buy Enova International, Inc.? How high can it go?

The most bullish analyst target on Enova International, Inc. is $280 (+18% above today's price); the average is $264. That's the upside they see. Check how reliable those analysts have actually been on Enova International, Inc. on our site before trusting it.

Is Enova International, Inc. still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 5 analysts have a real record on Enova International, Inc., the best hitting 100% over 4 calls. Current consensus: "Buy". Make your call on data, not noise.

Should you invest in Enova International, Inc.? The case for and against

The arguments for and against, one by one, from the numbers: why invest in ENVA (and why hesitate).

What has Enova International, Inc.'s past performance been?

Historical returns and a "how much if I had invested" calculator: ENVA performance & returns.

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JPI AI Analyst AI assistant · JPI Invest
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