FirstCash (FCFS) fundamentals: P/E, valuation, undervalued?

FirstCash · Financials · ref. ETF XLF · price $224.07
Logo FirstCashSee the full FirstCash (FCFS) profile
In short — FirstCash trades at 25.0× earnings (P/E), 17.1× forward, with a net margin of 9.4 % and revenue growth of +29 %. Read: Cheap for the growth (P/E 17 for ~58% growth (PEG 0.3)).

Is FirstCash stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.

📈 1-year price
$224.07+51.6% over range
Aug 28, 25low $145.53 · high $236.43Aug 27, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
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Buy
100% recommend buying · 3 analysts
Valuation : Cheap for the growth — P/E 17 for ~58% growth (PEG 0.3)

Valuation

25.0
P/E (price/earnings)
17.1
Forward P/E
0.43
PEG
4.2
Price/book (P/B)
$9.7B
Market cap
8.96
EPS

Profitability & growth

9.4 %
Net margin
+29 %
Revenue growth
+58 %
Earnings growth
$2.7B
Total debt

FirstCash income statement

Fiscal yearRevenueNet incomeMargin
2022$2.7B$253M9.3 %
2023$3.2B$219M7.0 %
2024$3.4B$259M7.6 %
2025$3.7B$330M9.0 %
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.

Frequently asked questions

What is FirstCash's P/E and is the stock undervalued? What's a good P/E?

FirstCash's P/E is 25.0 (forward 17.1). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Cheap for the growth".

Is FirstCash profitable?

FirstCash has a net margin of 9.4 % (EPS 8.96). The company is profitable.

Is FCFS stock expensive?

Our read: "Cheap for the growth" — P/E 17 for ~58% growth (PEG 0.3). Cross-check with growth and sector.

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