First Financial Bankshares (FFIN) fundamentals: P/E, valuation, undervalued?
First Financial Bankshares · Financials · ref. ETF XLF · price $30.81
In short — First Financial Bankshares trades at 16.5× earnings (P/E), 14.3× forward, with a net margin of 42.2 % and revenue growth of +10 %. Read: Average P/E (P/E 16 (near the ~20-25 average)).
Is First Financial Bankshares stock cheap or undervalued? A good time to buy? Here are its fundamentals — P/E, PEG, margin and income statement — to judge its valuation.
📈 1-year price
$30.81-8.5% over range
Oct 14, 25low $28.59 · high $36.5Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
25% recommend buying · 4 analysts
Valuation : Average P/E — P/E 16 (near the ~20-25 average)
Valuation
16.5
P/E (price/earnings)
14.3
Forward P/E
2.26
PEG
2.2
Price/book (P/B)
$4.4B
Market cap
1.87
EPS
Profitability & growth
42.2 %
Net margin
+10 %
Revenue growth
+7 %
Earnings growth
$76M
Total debt
First Financial Bankshares income statement
| Fiscal year | Revenue | Net income | Margin |
|---|---|---|---|
| 2022 | $538M | $234M | 43.6 % |
| 2023 | $503M | $199M | 39.5 % |
| 2024 | $551M | $224M | 40.6 % |
| 2025 | $644M | $254M | 39.4 % |
⚠️ Indicative financial data (Yahoo Finance), not investment advice. Amounts in $.
Frequently asked questions
What is First Financial Bankshares's P/E and is the stock undervalued? What's a good P/E?
First Financial Bankshares's P/E is 16.5 (forward 14.3). Below ~15 = fairly cheap, above ~30 = expensive. Our valuation verdict: "Average P/E".
Is First Financial Bankshares profitable?
First Financial Bankshares has a net margin of 42.2 % (EPS 1.87). The company is profitable.
Is FFIN stock expensive?
Our read: "Average P/E" — P/E 16 (near the ~20-25 average). Cross-check with growth and sector.
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