Logo First Financial Bankshares

First Financial Bankshares (FFIN) stock: analyst price target and their real reliability

Live quote · data updated Oct 14, 2026
First Financial Bankshares · Financials · ref. ETF XLF · 50 calls · price $30.81
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What the company does: First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States.

📈 First Financial Bankshares (FFIN) stock price

$30.81-8.5% over range
Oct 14, 25low $28.59 · high $36.5Oct 13, 26
📏 Click 2 points (left → right) to measure the change · click again to clear.
SellBuy
Hold
25% recommend buying · 4 analysts
📊 JPI status : First Financial Bankshares has never appeared in a JPI ranking (Fair or Risk +) — our methods haven't picked it to date. See the selected stocks →

🎯 FFIN price target & analyst consensus — price $30.81

The price target · all analysts combined (4 targets)
Highest target · 1 firm of 4$39+26.6%
Median target · of 4 targets$35.5+15.2%
Lowest target · 2 firms of 4$35+13.6%
Current price$30.81
Where these 4 targets sit · versus the current price · 1 target per firm, last 6 months
Above the price 4100% $35 ↔ $39
⭐ What the most reliable analysts say · those who beat their sector, targets replayed on real prices

⭐ The most reliable of them, either direction: Piper Sandler — 72% of its targets hit on this sector (239 calls tested). It aims for $35 (+14 %), call made on August 28, 2026, maturing on August 28, 2027 (47 d ago).

The 1 reliable analyst $35+14 %
The 3 other firms $36+17 %
How to read it: the 1 reliable firms are not filtered by optimism — 1 aim above the price, 0 below, hence their $35 median. “The 3 others” are the firms that don't pass our reliability filter on this sector.
The consensus · 4 ratings (last 6 months)
Strong Buy00%
Buy125%
Hold375%
Sell00%
Strong Sell00%
Go deeper on the analysts
All analysts (the consensus)  ·  vs  ·  the best (those who've been right)
💬 A question about First Financial Bankshares? The JPI assistant answers using our backtest data.

💰 First Financial Bankshares dividend: yield, history & growth › open the full page

2.23%annual yield
📈 Steady dividend — 14 yrs of consecutive dividend increases
That's ~$0.79 per share per year.

📈 First Financial Bankshares fundamentals: valuation, margins & growth › open the full page

P/E 16.5Net margin 42.2 %Revenue growth +9.8 %Average P/E

Revenue, net income and margin per year

Revenue Net income · hover a bar for details
2022
marg. 44 %
2023
Rev −6%Profit −15%
2024
Rev +9%Profit +12%
2025
Rev +17%Profit +13%

🏛️ First Financial Bankshares insider buying: who's buying and how much › open the full page

2 insiders bought2 buys / 6 mo $137k👥 Cluster buy

🔎 Detailed analyses

✅ Historical analyst reliability on FFIN

Hit rate measured on targets already matured (12 months), replayed against real prices. Click a header to sort.

Firm ↕ % right i ↕ Gain vs sector i ↕ Calls i ↕
Piper Sandler ↗ 0% -61.5% 2

📊 What $1,000 invested in First Financial Bankshares would be worth › open the full page

In short — $1,000 invested in First Financial Bankshares 10 years ago would be worth $2,294 today, i.e. +9%/yr on average. Best year: 2016 (+50%), worst: 2022 (-32%). Price performance, excluding dividends.

If I'd invested $1,000 in First Financial Bankshares

InvestmentWorth todayGain
1 years ago$960-4%
3 years ago$1,006+1%
5 years ago$957-4%
→ See First Financial Bankshares's full return history + gain calculator

Return by year (First Financial Bankshares)

YearReturn$1,000 invested at year start
2026 (YTD)+16%$1,158 (+16%)
2025-17%$960 (-4%)
2024+19%$1,142 (+14%)
→ See First Financial Bankshares's full return history + gain calculator
⚠️ Past performance, not predictive nor advice. Prices in $, excluding dividends. Yahoo Finance data.

📰 Recent news on First Financial Bankshares

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📋 All analyst calls on FFIN

Hovde Group
Sep 11, 26
■ Market Perform neutral · not a buy · 🎯$36
Price at call : $33.16 — gap to target +9%
Today : $30.81 — gap to target +17%
🎯 on FFIN : 100% (1 call matured) · 📊 unranked overall
in progress (365j)
matures : Sep 11, 27
Piper Sandler ↗
Aug 27, 26
■ Neutral neutral · not a buy · 🎯$35
Price at call : $33.39 — gap to target +5%
Today : $30.81 — gap to target +14%
🎯 on FFIN : 0% (2 calls matureds) · 📊 on Finance : 42.3% · +0.6% (239 calls)
in progress (365j)
matures : Aug 27, 27
■ Neutral neutral · not a buy · 🎯$35
Price at call : $36.5 — gap to target -4%
Today : $30.81 — gap to target +14%
🎯 on FFIN : no call matured yet · 📊 on Finance : 60% · +8.9% (5 calls)
in progress (365j)
matures : Jul 15, 27
Benchmark ↗
Jun 25, 26
▲ Buy · 🎯$39
Price at call : $34.94 — upside +12%
Today : $30.81 — upside +27%
🎯 on FFIN : no call matured yet · 📊 on Finance : 80% · +14.2% (5 calls)
in progress (365j)
matures : Jun 25, 27
■ Market Perform neutral · not a buy · 🎯$34
Price at call : $31.16 — gap to target +9%
Today : $30.81 — gap to target +10%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Apr 9, 27
■ Market Perform neutral · not a buy · 🎯$36
Price at call : $31.31 — gap to target +15%
Today : $30.81 — gap to target +17%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Oct 24, 26
■ Neutral neutral · not a buy · 🎯$39
Price at call : $36.05 — gap to target +8%
Today : $30.81 — gap to target +27%
🎯 on FFIN : no call matured yet · 📊 on Finance : 60% · +8.9% (5 calls)
in progress (365j)
matures : Sep 10, 26
■ Market Perform neutral · not a buy · 🎯$38
Price at call : $37.32 — gap to target +2%
Today : $30.81 — gap to target +23%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Jul 18, 26
See the other 42 calls, newest to oldest
■ Market Perform neutral · not a buy · 🎯$36
Price at call : $32.25 — gap to target +12%
Today : $30.81 — gap to target +17%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Apr 21, 26
■ Market Perform neutral · not a buy · 🎯$41
Price at call : $38.52 — gap to target +6%
Today : $30.81 — gap to target +33%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Jan 27, 26
■ Market Perform neutral · not a buy · 🎯$40
Price at call : $40.94 — gap to target -2%
Today : $30.81 — gap to target +30%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Dec 4, 25
Stephens & Co. ↗
Oct 18, 24
■ Equal-Weight neutral · not a buy · 🎯$40
Price at call : $37.02 — gap to target +8%
Today : $30.81 — gap to target +30%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Oct 18, 25
■ Hold neutral · not a buy · 🎯$40
Price at call : $38.12 — gap to target +5%
Today : $30.81 — gap to target +30%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Sep 20, 25
■ Hold neutral · not a buy · 🎯$39
Price at call : $36.95 — gap to target +6%
Today : $30.81 — gap to target +27%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jul 24, 25
Stephens & Co. ↗
Jul 19, 24
■ Equal-Weight neutral · not a buy · 🎯$36
Price at call : $35.69 — gap to target +1%
Today : $30.81 — gap to target +17%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jul 19, 25
■ Hold neutral · not a buy · 🎯$31
Price at call : $29.01 — gap to target +7%
Today : $30.81 — gap to target +1%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jul 8, 25
■ Hold neutral · not a buy · 🎯$32
Price at call : $30.42 — gap to target +5%
Today : $30.81 — gap to target +4%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Apr 22, 25
Stephens & Co. ↗
Apr 19, 24
■ Equal-Weight neutral · not a buy · 🎯$31
Price at call : $30.42 — gap to target +2%
Today : $30.81 — gap to target +1%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Apr 19, 25
■ Hold neutral · not a buy · 🎯$34
Price at call : $32.26 — gap to target +5%
Today : $30.81 — gap to target +10%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Apr 1, 25
■ Hold neutral · not a buy · 🎯$35
Price at call : $32.71 — gap to target +7%
Today : $30.81 — gap to target +14%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jan 29, 25
Stephens & Co. ↗
Jan 26, 24
■ Equal-Weight neutral · not a buy · 🎯$32
Price at call : $33.04 — gap to target -3%
Today : $30.81 — gap to target +4%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jan 25, 25
■ Market Perform neutral · not a buy · 🎯$31
Price at call : $32.25 — gap to target -4%
Today : $30.81 — gap to target +1%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Jan 25, 25
■ Hold neutral · not a buy · 🎯$31
Price at call : $30.16 — gap to target +3%
Today : $30.81 — gap to target +1%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Dec 14, 24
Stephens & Co. ↗
Oct 20, 23
■ Equal-Weight neutral · not a buy · 🎯$26
Price at call : $23.53 — gap to target +10%
Today : $30.81 — gap to target -16%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Oct 19, 24
■ Hold neutral · not a buy · 🎯$27
Price at call : $24.58 — gap to target +10%
Today : $30.81 — gap to target -12%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Sep 26, 24
■ Hold neutral · not a buy · 🎯$33
Price at call : $30.8 — gap to target +7%
Today : $30.81 — gap to target +7%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jul 23, 24
Stephens & Co. ↗
Jul 21, 23
■ Equal-Weight neutral · not a buy · 🎯$33
Price at call : $30.46 — gap to target +8%
Today : $30.81 — gap to target +7%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jul 20, 24
■ Hold neutral · not a buy · 🎯$30
Price at call : $28.49 — gap to target +5%
Today : $30.81 — gap to target -3%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jun 28, 24
Stephens & Co. ↗
Apr 21, 23
■ Equal-Weight neutral · not a buy · 🎯$32
Price at call : $28.63 — gap to target +12%
Today : $30.81 — gap to target +4%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Apr 20, 24
■ Hold neutral · not a buy · 🎯$34
Price at call : $30.97 — gap to target +10%
Today : $30.81 — gap to target +10%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Mar 22, 24
■ Hold neutral · not a buy · 🎯$42
Price at call : $38.69 — gap to target +9%
Today : $30.81 — gap to target +36%
🎯 on FFIN : no call matured yet · 📊 on Finance : 42.9% · -1.5% (203 calls)
in progress (365j)
matures : Jun 13, 23
■ Neutral neutral · not a buy
🎯 on FFIN : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Aug 31, 22
Stephens & Co. ↗
Jul 27, 21
■ Equal-Weight neutral · not a buy · 🎯$48
Price at call : $47.83 — gap to target +0%
Today : $30.81 — gap to target +56%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jul 27, 22
Piper Sandler ↗
Oct 26, 20
▼ Underweight · 🎯$28
Price at call : $31.52 — upside -11%
Today : $30.81 — upside -9%
Expected -11% · Actual +62% · Reason (≤ −15%) : ✗ No
🎯 on FFIN : 0% (2 calls matureds) · 📊 on Finance : 42.3% · +0.6% (239 calls)
-61.8%
stock +62% · XLF +65%
matured Oct 26, 21
■ Hold neutral · not a buy · 🎯$29
Price at call : $26.58 — gap to target +9%
Today : $30.81 — gap to target -6%
🎯 on FFIN : no call matured yet · 📊 unranked overall
in progress (365j)
matures : May 5, 21
Stephens & Co. ↗
Jan 27, 20
■ Equal-Weight neutral · not a buy · 🎯$33
Price at call : $33.87 — gap to target -3%
Today : $30.81 — gap to target +7%
🎯 on FFIN : no call matured yet · 📊 on Finance : 35.1% · -2.8% (131 calls)
in progress (365j)
matures : Jan 26, 21
■ Hold neutral · not a buy · 🎯$37
Price at call : $34.85 — gap to target +6%
Today : $30.81 — gap to target +20%
🎯 on FFIN : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Jan 1, 21
Baird ↗
Oct 16, 18
■ Neutral neutral · not a buy · 🎯$30
Price at call : $28.74 — gap to target +4%
Today : $30.81 — gap to target -3%
🎯 on FFIN : no call matured yet · 📊 on Finance : 48.3% · +2.7% (29 calls)
in progress (365j)
matures : Oct 16, 19
■ Market Perform neutral · not a buy
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Apr 21, 18
▼ Underperform
Actual +10% · Reason (≤ −15%) : ✗ No
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
-10.0%
stock +10% · XLF +23%
matured Nov 29, 17
Hovde Group
Nov 18, 16
▼ Underperform
Actual -0% · Reason (≤ −15%) : ✗ No
🎯 on FFIN : 100% (1 call matured) · 📊 unranked overall
+0.1%
stock -0% · XLF +19%
matured Nov 18, 17
Hovde Group
Feb 29, 16
■ Market Perform neutral · not a buy
🎯 on FFIN : 100% (1 call matured) · 📊 unranked overall
in progress (365j)
matures : Feb 28, 17
Piper Sandler ↗
Jan 29, 16
▼ Sell
Actual +61% · Reason (≤ −15%) : ✗ No
🎯 on FFIN : 0% (2 calls matureds) · 📊 on Finance : 42.3% · +0.6% (239 calls)
-61.1%
stock +61% · XLF +34%
matured Jan 28, 17
Macquarie ↗
Oct 23, 15
■ Neutral neutral · not a buy · 🎯$15.5
Price at call : $16.94 — gap to target -9%
Today : $30.81 — gap to target -50%
🎯 on FFIN : no call matured yet · 📊 on Finance : 55.6% · -4.4% (27 calls)
in progress (365j)
matures : Oct 22, 16
■ Market Perform neutral · not a buy · 🎯$15.5
Price at call : $17.69 — gap to target -12%
Today : $30.81 — gap to target -50%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Jul 16, 16
Piper Sandler ↗
Jun 12, 15
■ Neutral neutral · not a buy · 🎯$15.75
Price at call : $16.34 — gap to target -4%
Today : $30.81 — gap to target -49%
🎯 on FFIN : 0% (2 calls matureds) · 📊 on Finance : 42.3% · +0.6% (239 calls)
in progress (365j)
matures : Jun 11, 16
■ Market Perform neutral · not a buy · 🎯$14
Price at call : $12.89 — gap to target +9%
Today : $30.81 — gap to target -55%
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 46.1% · -1.1% (284 calls)
in progress (365j)
matures : Jan 23, 16
Raymond James ↗
Sep 19, 14
▼ Underperform
Actual +5% · Reason (≤ −15%) : ✗ No
🎯 on FFIN : 0% (1 call matured) · 📊 on Finance : 42.7% · -2.9% (356 calls)
-4.6%
stock +5% · XLF -3%
matured Sep 19, 15
Drexel Hamilton
Aug 27, 14
■ Hold neutral · not a buy
🎯 on FFIN : no call matured yet · 📊 unranked overall
in progress (365j)
matures : Aug 27, 15
Macquarie ↗
Jul 19, 14
■ Neutral neutral · not a buy · 🎯$14.5
Price at call : $14.9 — gap to target -3%
Today : $30.81 — gap to target -53%
🎯 on FFIN : no call matured yet · 📊 on Finance : 55.6% · -4.4% (27 calls)
in progress (365j)
matures : Jul 19, 15

Frequently asked questions

Should I buy First Financial Bankshares stock?

This isn't buy advice. For First Financial Bankshares, the analyst consensus is "Hold", with an average price target of $35.50 (+15% vs the current price). What matters is their past reliability on this stock: the most reliable one is right 0% of the time (2 calls tracked on First Financial Bankshares). We show the numbers — you decide.

Is it too late to buy First Financial Bankshares? How high can it go?

The most bullish analyst target on First Financial Bankshares is $39.00 (+27% above today's price); the average is $35.50. That's the upside they see. Check how reliable those analysts have actually been on First Financial Bankshares on our site before trusting it.

Is First Financial Bankshares still a good buy?

The most useful "opinion" isn't an opinion — it's a track record: 1 analyst have a real record on First Financial Bankshares, the best hitting 0% over 2 calls. Current consensus: "Hold". Make your call on data, not noise.

What has First Financial Bankshares's past performance been?

Historical returns and a "how much if I had invested" calculator: FFIN performance & returns.

Does First Financial Bankshares pay a dividend?

Yield, consistency and growth history of the dividend: FFIN's dividend.

Are insiders buying FFIN stock?

Executives' and large holders' buys and sells, decoded: insider buying on FFIN.

Other Finance stocks

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JPI AI Analyst AI assistant · JPI Invest
Answers based on the tool’s data · not financial advice · full version (free)